Information

The Investments List is available here

The Available Investments Guide which gives further information on the types of investment accessible through the service is also available. You can get more detail on technical terms by reading the Investment Glossary.

The Investments List details the investments available through the Novia wealth management service. It shows some important information about the investments you may be able to access through Novia and from here you will be able to view the broad range we make available. Investments available through Novia are divided into two:

Novia Investments: Authorised funds (Unit Trusts and OEICs), Novia aggregated ETFs

The Investments List shows the investments that can be traded using the Novia service. It provides information including the charges that apply to these investments and the yield after charges as a result, the type and objective of the investment and how it is priced. Independent ratings and factsheets are also available.

Links to investment manager's websites - where you can find prospectuses which detail any specific risks that may apply - are also available through the Investments List.

Novia Stocktrade Investments: Equities (traded in sterling on the LSE) including Shares, ETFs and Investment Trusts.

A number of other investments are made available through the service via the use of a Novia Stocktrade account. This allows you to trade Sterling denominated equities listed on the London Stock Exchange. More information on Novia Stocktrade accounts is available here. Please speak to your adviser for more information on equities that can be traded and whether this may be suitable for you.

Important information regarding the Investments List

• The Novia service is only available through a financial adviser. You should consult your adviser for more information on investing through Novia and the investments that may be accessible. Novia does not offer any advice and is not able to make recommendations or judgements about the suitability or appropriateness of any investments made available.
• Risks may apply to all of the investments made available. The value of these investments can fall as well as rise and you may get back less than your original investment. Past performance is not a guide to the returns you may receive in the future. The value of your product wrappers and any returns will depend upon the performance of the underlying investments selected. More information on the risks that may apply can be found in the Key Features. You should speak to your adviser for a better understanding of the risks of these investments.
• Some investments available via the service may be alternative or complex and may only be suitable for experienced investors. Please see the Key Features and Terms & Conditions and speak to your adviser for more information. You should be aware that higher risks may apply to alternative investments and that when dealing in these investments you may be afforded a lower level of regulatory protection.
• Not all investments are permitted in all product wrappers, due to the regulatory restrictions in place. The list indicates whether the investments can be included in an ISA, SIPP or Offshore Bond. All may be held within a GIA, subject to their availability to new investors. Please speak to your adviser if you are unsure.
• Please note that the re-registration status in this list only refers to investments held directly with the investment manager. Third Party providers such as stockbrokers or investment platforms may have their own rules around what they will, and won't, allow to be re-registered, as well as the charges they make. It is important that you and your adviser check with your existing third party provider prior to completing any re-registration documentation.
• Re-registration will not be available into or out of all product wrappers. For example re-registration is not possible for an Offshore Bond or into a SIPP, and is not always possible into an ISA or GIA. If you are unsure whether you can re-register investments you hold into a product wrapper we offer, please consult your adviser.
• You should be aware of the specific risks that may apply to the investments detailed. You should always check the prospectus of any fund for more information on any specific risks that may apply.