Discretionary Managers

 

Intelligent Money is a specialist SIPP and Personal Pension operator. Our SIPP and Personal Pension can be tailored to suit your requirements, and those of your clients. 

We also fully understand the importance of your relationship with your clients and your need to protect and grow this relationship and your brand. 

To this extent - unlike our competitors - we ensure that our products are only available through intermediaries and not available direct to the public, often at a lower cost than through professional advisers.

We can also 'white label' our SIPP and Personal Pension propositions under your own brand and for larger firms we offer a complete bespoke SIPP and PP build with fully branded schemes, literature and online illustration and application tools for your website. There is no charge for these services.

You can find out more about our two core products below. Please visit http://www.intelligentmoney.com or contact our sales director, Chris Sutton, on 07766 516 018 or at chris.sutton@intelligentmoney.com for more information.

 

SUMMARY OF BENEFITS AND CHARGES 

The Intelligent SIPP is a full, bespoke, Self Invested Personal Pension. 

It allows advisers to access all of the HMRC permissible investments on the Novia platform for a flat annual fee of just £125. There is no initial/establishment charge and it has no charges to switch pensions over or make new contributions. 

Being a full bespoke SIPP the Intelligent SIPP also allows you to access all off-platform HMRC approved asset class for your client's portfolio, including everything from structured products, through commercial property and land to holding gold bullion. All of these are again available at market leading rates. 

Summary Charges

Establishment                              FREE

Pension Transfers                         FREE

Lump Sum Contributions                FREE

Regular Contributions                    FREE

Annual Management Charge           £125

Income Drawdown                       £75 

Please see the Fee Schedule for full details of ancillary fees. All fees are subject to VAT.

 

     

SUMMARY OF BENEFITS AND CHARGES

The Intelligent Pension is a simple, low cost, personal pension plan that allows advisers to access all of the HMRC permissible regulated products and collectives on the Novia platform.

It has no initial charge and no charges to switch pensions over or make new contributions, just a very low annual charge of 0.5%, capped at £125 per year. Income drawdown is also available at a further annual charge of £75.

An added feature of the Intelligent Pension is that it can be written as either a standard personal pension plan, or with a deferred SIPP option - allowing clients to switch into the Intelligent SIPP without the need to complete additional forms or move funds.

You are free to select how you would like each plan written, depending upon client requirements and any compliance restrictions.