Structured Products
Through the Novia service you can access structured products from a number of providers. We have teamed up with several highly respected institutions who offer a diverse range of products to suit the individual needs of different clients.
Novia is independent of any provider and will work with any institution if this is operationally possible.
Purchasing Structured Products through Novia
If you wish to access a product from one of the providers below, please contact Client Services and ensure your instruction names the specific issue name and date. Typically Novia will cut off 7 days in advance of a product issue’s subscription close date. Therefore if you wish to buy a particular product issue please ensure we have received a fully and correctly completed instruction and cleared monies in advance of this.
Please be aware that structured product providers may stop taking subscriptions for a certain product early - in advance of the scheduled issue subscription close date. In this circumstance every effort will be made to process your instruction however it cannot be assured - we may not be able to invest in a product as instructed. If this is the case we will contact you and you may be able to purchase a subsequent issue instead.
We do not guarantee to make available every product offered by the providers we work with.
Providers we currently work with:
Providers whose products we make available are shown below. Please click on the links displayed for more information on the services they offer.
Other products:
If you are interested in a product from a provider not shown please contact us, either through your Regional Sales Manager or Client Services, and we may be able to offer this through the service. Novia is keen to respond to the needs of advisers and their clients and we will look to accommodate requests to make a product available where this is possible.
Important Information:
- The Novia service is only available through a financial adviser. You should consult your adviser for more information on investing through Novia and the investments that may be accessible. Novia does not offer any advice and is not able to make recommendations or judgements about the suitability or appropriateness of any investments made available. Determining suitability remains the responsibility of your adviser at all times.
- Risks may apply to all of the structured products made available. The value of these investments can fall as well as rise and you may get back less than your original investment. Past performance is not a guide to the returns you may receive in the future. The value of your product wrappers and any returns will depend upon the performance of the underlying investments selected. More information on the risks that may apply can be found in the Key Features. You should speak to your adviser for a better understanding of the risks of these investments.
- Some investments, including structured products, available via the service may be alternative or complex and may only be suitable for experienced investors. Please see the Key Features and Terms & Conditions and speak to your adviser for more information. You should be aware that higher risks may apply to alternative investments and that when dealing in these investments you may be afforded a lower level of regulatory protection.
- Not all structured products are permitted in all product wrappers, subject to their availability to investors. Please speak to your adviser if you are unsure.
- You should be aware of the specific risks that may apply to structured products. You should always check the prospectus and any other documentation of any product for more information on any specific risks that may apply.
