At Novia we recognise that there is a strong and growing demand in the investment market for advisers to outsource the portfolio management process to specialist third party Discretionary Fund Managers.
This allows clients to benefit from expert portfolio management and investment research capabilities enabling advisers to focus on financial planning and understanding their client's needs and aspirations.
As a consequence we have developed a trading system and processes which allow the four parties: advisers, their clients, Discretionary Fund Managers and Novia to work together to provide a professional and effective wealth management service.
The choice of Discretionary Fund Manager and charges paid to them remains an agreement between the client and adviser. However Novia enables advisers and Discretionary Fund Managers to use the service in full to the benefit of clients. Novia enables Discretionary Fund Managers to
Further information on how to link with Discretionary Fund Managers can be found in the Key Features Document and in our Terms and Conditions.
Novia can work with any FCA authorised Discretionary Fund Manager that you may wish to appoint. However we have partnered with a number of Discretionary Fund Managers who you may wish to use through the service.
Below is a list of these Discretionary Fund Manager partners. Click on the drop down sections below to find out more information and further details on the services they can provide.
The Green Tree indicates that the DFM has informed Novia that they offer ESG investment models. Advisers should validate that the DFM's approach to ESG investing meets their own expectations.
8AM GLOBAL is a UK-based, independent asset manager
At the heart of our business is an experienced and successful investment team who manage a range of asset management solutions for the evolving needs of investors. We are passionate about, and committed to, delivering performance and consistency to our clients. Our primary objective is always to protect and grow our clients' wealth.
The 8AM Clever Model portfolio strategies incorporate the Clever Adviser Technology fund selection and monitoring process. This structure benefits from algorithmic and analytical investment research capabilities, free from many of the behavioural finance vagaries of more traditional approaches.
In managing the Model Portfolios, 8AM Global utilises quantitative investment research generated by CleverAdviser Technology to drive the investment decisions. The system is a reliable investment proposition based on empirical fund analysis.
The process uses algorithms and data, rather than human instinct and emotion, to help generate our fund selection and monitoring.
By analysing millions of pieces of fund data per month, the system removes the possibility of her mentality distorting the decision-making process, resulting in more rational, non-emotional, investment outcomes.
By using this analytical, evidence-based approach, we aim to reduce the negative influence that reactionism, short-termism and subjectivity often have on the investment decision-making process.
The system collects and examines information from over 4,000 UK registered funds. It monitors individual funds, checking whether each is doing well - or not so well - and objectively selects new funds to replace under performing ones. It achieves this by using a bespoke algorithm which has successfully delivered capital growth for over ten years.
Aberdeen Standard Capital has extensive experience working directly with intermediaries, via our Business Development Team based across our network of UK locations.
We are the discretionary investment arm of Aberdeen Standard Investments,* one of the UK’s leading asset managers. We share a close link with our parent, leveraging its institutional investment capabilities and global research for the benefit of clients. The key strengths that underpin our business include global investment expertise, exceptional service, solid long-term performance and a breadth of investment solutions that allow us to meet the needs of your diverse client base. To find out more about our Managed Portfolio Service, visit https://www.aberdeenstandardcapital.com/uk-based/fa/investment-approach/managed-portfolio-service/index.html
*Aberdeen Standard Investments is a brand of the investment business of Aberdeen Asset Management and Standard Life Investments.
We offer what we regard as a traditional investment service whereby we invest assets, using simple portfolio structures, into high quality companies, commercial property and fixed income securities utilizing a disciplined process, a highly skilled team and the best available technology.
Albert E Sharp was established in 1911 as a stockbroker for local families in the Midlands. Having survived the First and Second World Wars, the business grew considerably. In 1946 Albert's only son, Kenneth H Sharp, who had served in the army, re-joined the firm. In the 1950s the company established a corporate finance and research department for analysing local firms wanting advice on fund-raising and other strategic decisions. By the late 1950s, when people were beginning to generate wealth and save money, Albert E Sharp began to be recognised throughout the country for professionalism and trust. In the 1960s, with clients trusting it to look after their investments without consultation, the organisation began to offer discretionary investment management. In the mid-1970s Simon Sharp, Kenneth's eldest son, became the senior partner. Under his leadership, the business continued to flourish until it was acquired in 1998.
In 2009 Giles Sharp, Albert's youngest grandson, established an investment management business as an independent company, using the family name to underline his commitment to the long-held tradition of providing first-class, professional, personal service. Giles firmly believes there is strong demand for a firm operating under the principles passed on to him by his grandfather and father. To ensure the firm remains true to its ideals and that it honours the trust and confidence built up since his grandfather's day, Giles, handpicked a team of leading investment managers to look after client portfolios. Each has extensive experience of institutional investment management, is professionally qualified to the highest standards and has a proven performance track record.
With this in mind we have partnered with Novia to offer our investment management expertise.
Through the platform we would provide:
As an Independent Financial Adviser, we know maintaining good relationships with your clients is paramount to your business. In order to help you do this, we can take care of the provision of asset management, so that your time can be rightly devoted to the other financial services that you offer. With this approach, you can provide your clients with the highest quality advice and most suitable investment options, while Albert E Sharp ensures you can rely on expert knowledge and access to the best asset management for your clients. Specialist outsourcing means that you can concentrate on the many other areas of your practice and improve the range of services you offer to you clients, thereby tailoring your service more accurately, and strengthening those all important relationships.
Our mission is to maximise the value of our clients' investment portfolios and to minimise the downside risk, within given constraints. We attempt to reduce the volatility by imposing strict controls on the exposure to individual securities, asset classes and market sectors. We select securities and construct portfolios by employing a disciplined investment process, empowering highly skilled investment managers and utilising the best available tools in the industry.
If you would like any further information about Albert E Sharp please visit our website http://www.albertesharp.com/ or contact one of our head of sales:
Walker Crips have been providing individuals and institutions with successful investment management strategies for over a century. Our priority is, and always has been, to generate positive returns for our clients.
We have over £4.8 billion in assets under management. Over 6,000 clients, across the UK, trust us with their investments.
Contact: Tom Daniels
Phone: 0800 160 1608
History has taught us that this aim is best achieved by adopting a multi asset strategy, as no one asset class performs well at all stages of the economic cycle and diversification is key to smooth out painful volatility. Apollo's fund management team are specialists in this type of investment and have the necessary experience to create the optimum portfolios to match a client's attitude to risk. In essence each asset class has its own characteristics such as average return, correlation, volatility, and specific periods within the investment cycle to which they are most suited. Apollo focus on blending these individual asset classes together into portfolios to enhance return and reduce risk, such that the 'whole is greater than the sum of the parts'. Although there are many subsets within asset classes, essentially we focus on these eight; equities, bonds, cash, property, commodities, currencies, alternatives and private equity.
Apollo Managed Investment Solutions via Novia
The Apollo - Athena Managed Investment Solutions have been developed to provide Advisers with a solution that focuses primarily on the clients' risk profile. The service consists of nine, ready-made portfolios that have been deemed appropriate for clients with risk profiles of 2 through to 8 (based on the standard 1 to 10 scale). Details on the portfolios can be found on their respective fact sheets. Each of these portfolios are constructed from Apollo's own multi-asset funds and a number of satellite holdings and are continually monitored and rebalanced where necessary to ensure that its risk profile remains unchanged.
How are the Portfolios Constructed?
The portfolios are constructed using a blend of Apollo's three multi-asset funds which are managed by an investment team that has demonstrated its ability to deliver strong and consistent performance for investors over the long term, together with a number of satellite holdings. The funds focus on wealth preservation and downside protection, seeking to smooth returns and minimise the investor's exposure to risk and volatility.
For more information please contact your Novia Regional Sales Manager or speak to one of the Apollo team on 01225 873324.
Our quality bias naturally leads to a high expose to new economy trends and long-term sustainability, thanks to our integrated ESG research process. In addition we offer bespoke discretionary management and a range of equity growth funds, the later providing significant internal research support. Portfolios are constructed to appropriately combine risk, cost and opportunity for return.
About our Models
Our range of multi asset portfolios includes accumulation and sustainability models across six different risk levels. Each risk level has a primary risk objective based on market volatility and overall asset allocation. Each model type will hold largely the same underlying investments weighted appropriately at each risk level in order to aid consistency and transparency.
Portfolios combine active, passive and factor/smart beta investments to give a core MPS suitable for a range of clients and wrappers. This combination of investments is cost efficient and does not compromise on quality or performance.
We monitor risk by using qualitative data on an ongoing basis with a formal review and will, where necessary, rebalance quarterly
Each model is multi asset and typically will hold 20-25 positions in order to provide diversification without diluting our core quality-based approach. Equity allocation is based on the MSCI AC World index giving a strong global allocation basis and typically a low weighting to the UK market.
All investments held, whether in standard or sustainable models, are assessed and monitored using our proprietary environmental, social and governance (ESG) system resulting in an overall ESG score.
We are happy engage with advisers to provide tailored model portfolios based on their own risk system or investment proposition.
Aubrey manage six multi asset risk based sustainable strategies on Novia. We take an exclusive approach to ‘red flag’ sectors such as tobacco, gambling, armaments, fossil fuels and banking but otherwise seek to be inclusive, believing that shareholders hold a unique position to push positive change. Aubrey first integrated an ESG approach into its institutional investment process in 2014 and has continued to develop this so that all investments held across our institutional and private client investments including direct shares, funds and ETFs are analysed using our proprietary in-house ESG process
Choice of six risk levels
Accumulation and Sustainably models at each risk point
Disciplined and transparent portfolio construction
Integral use of smart beta to bridge the gap between active and passive
Aubrey AMC 0.3% + VAT
Minimum investment as per platform requirements
Quarterly rebalancing and factsheets
Sales Director, Aubrey Capital Management
10 Coates Crescent, Edinburgh EH3 7AL
Bordier & Cie (UK) PLC (Bordier (UK)) is a special investment manager that promotes a long standing culture of consistency and excellence, whether in the performance of our portfolios, the service given by our staff or our award winning reporting.
Our focus is managing investments including: general investment accounts (GIAs), ISAs, pensions, trusts, and offshore bonds. Our key partners include financial advisers, lawyers, accountants, charities, family offices and other large institutions. Our portfolios are constructed for Novia around five core investment strategies, each with differing commitments to equities and other asset classes. Portfolios are managed by a dedicated investment manager but also benefit from a disciplined investment process which harnesses some of the stringent requirements of institutional fund management within a private client environment.
Bordier (UK) was previously known as Berry Asset Management PLC, one of the country’s most widely respected private portfolio management firms. The team that led Berry Asset Management continue to run the business to this day.
Bordier (UK) is part of the Bordier & Cie group. The group is built on solid foundations, with a strong tier one capital ratio of above 20%. Established in Geneva in 1844, and operating in 6 countries across 3 continents, Bordier & Cie manage funds in excess of £7bn AUM for circa 5,000 families.
Why choose the Bordier (UK) Platform Managed Portfolio Service
Choosing Models for Investors
David Muncaster, Director of Sales & Marketing
Tel: +44 (0)20 7667 6600
Fax: +44 (0)20 3427 5400
Philip Lacey, Sales Operations Manager
Tel: +44 (0)20 7667 6600
Fax: +44 (0)20 3427 5400
We are independently owned and are not influenced by a fund manager, bank or insurance company. Brewin Dolphin is also able to choose investments for its clients from the whole of the market.
Brewin Dolphin has over 130,000 clients and more than £25bn of assets under management including more than £8bn in collectives. This substantial client base has allowed Brewin Dolphin to invest and build its award winning research department .
What is the Managed Funds Service?
The Managed Funds Service (MFS) is designed to provide discretionary fund management to clients for whom a bespoke service may not be required or deemed cost effective. It is administered via the Novia wrap and is structured to preserve the client-adviser relationship. The service provides clients with access to a range of five risk rated portfolios created and managed by Brewin Dolphin's award-winning research team.
Who is MFS for?
MFS provides access to Brewin Dolphin's models for smaller portfolios. The service is also able to cater for those clients that would like to make an initial lump sum investment but also make regular payments into their portfolio. MFS is offered via a Novia to make investment management a realistic option for clients who may have less to invest or may be steadily accumulating wealth. This takes advantage of Novia ability to administer assets in a cost efficient manner.
MFS is not a unitised product and an investor in MFS will own a portfolio of funds rather than one single fund. This means that if one part of the portfolio needs changing this can be done without detriment to the rest of the portfolio. It also means that any potential liability to capital gains tax will accrue more steadily thanks the small and subtle changes made to the portfolio. Having a single managed fund would mean that any capital gain may accrue more rapidly, potentially creating a capital gains tax liability when the investor looks to dispose of their portfolio.
MFS is also available via Novia in a range of tax efficient wrappers (ISAs, offshore bonds, SIPPs).
How does MFS work?
Selecting a portfolio
Advisers can select from a range of five model portfolios, with their choice of model portfolio reflecting the amount of risk the client is prepared to accept. Risk profiling of the client may be conducted through the platform. The resulting output can assist the adviser in identifying the portfolio most suited to the client.
The investment decision process
Assets within MFS are managed to reflect Brewin Dolphin's current asset allocation and fund selection views on a continual basis. On a monthly basis our asset allocation team will review the asset allocation of each portfolio. Alongside this, the individual components of portfolios will be monitored by our research team to ensure that their inclusion is merited going forward.
This ongoing monitoring helps ensure that portfolios remain within their original risk parameters, and identifies opportunities to make changes to portfolios in a timely manner.
What does MFS provide?
A MFS portfolio therefore provides access to a portfolio selected from a range of investment funds. The funds are chosen by Brewin Dolphin's award-winning, well-resourced and objective research team, and will continue to be monitored on a daily basis.
The platform will provide transaction statements, regular reports and online access to valuations for each investor.
Finally, as wealth accumulates a more bespoke service is likely to be required. Your Business Development Manager will be able to take you through this and the seamless re-registration process to Brewin Dolphin to utilise this.
The following portfolios are currently available:
The most up to date performance data is available by contacting your local Business Development Manager.
You can access portfolio factsheets by clicking here
What are the charges for this service?
The annual charge is 0.3% + VAT. In addition to this, an investment administration charge is payable to Novia.
What are the minimum investment levels?
The minimum initial investment is £2,000. The minimum regular contribution is £100 per month
Is trail rebated back to Brewin Dolphin, the platform or the client?
All trail/commission received on funds is rebated directly back to the client and into their cash account within the service. The service will utilise institutional units where possible and advantageous.
Are there any transactional costs?
There are no transactional costs within the service.
Can the service be white labelled for the IFA?
Yes. However, all literature provided, including transactions statements and year end packs, will carry the livery of Novia.
Which providers can be used for SIPP and Offshore Bonds?
The service is available via all SIPP and Offshore bonds available through Novia.
Will information on performance be distributed?
Yes. This information will be sent out on a monthly basis. This will include the relevant performance, a breakdown of assets in the portfolio and a commentary on the decisions made when allocating assets.
Key Facts at a glance
Portfolios consist of a combination of Unit Trusts, OEICs and ETFs
Investment in institutional units or retail units with trail commission rebated into portfolios
In addition, Brewin Dolphin have 41 offices across the UK and Channel Islands and a dedicated team of 16 Business Development Managers that are available to work with advisers. Your local Business Development Manager will keep you up to date with the service.
If you would like further information, please email MFS@brewin.co.uk or call 0203 201 3363 and your local Business Development Manager will be in touch to discuss the service further.
BRI Wealth Management is a Midlands-based wealth management boutique that has been looking after funds for intermediaries, private clients, financial institutions, pension funds and charities for over forty-five years. As providers of expert, tailored and comprehensive investment management, you can trust BRI to help you protect and grow your clients’ wealth.
If your client requires a seamless discretionary service and a fully tailored solution is not appropriate, we offer our Managed Portfolio Service through Novia.
This solution is aimed at advisors who are looking for a low cost, active/passive hybrid that will fit their clients’ needs.
Please note that for cases where a client may prefer a bespoke mandate or access to direct equities we also offer a more tailored arrangement.
For more information please contact BRI Wealth Management.
Lawrence Fisher BA (Hons) MCSI
01676 523 550 / firstname.lastname@example.org
Who are Brooks Macdonald Asset Management?
Founded in 1991, we provide award winning investment management services in the UK and internationally. The Group, which began trading on AIM in 2005, has Discretionary Funds under Management of £13.3 billion as at 30 September 2019.
We offer a range of investment management services to private high net worth individuals, pension funds, institutions, and trusts. We also provide offshore investment management. We act as fund manager to a regulated OEIC by providing a range of risk-managed multi-asset funds and a specialised absolute return fund.
We have thirteen offices across the UK and the Channel Islands including London, East Anglia, Hampshire, Leamington Spa, Leeds, Manchester, Taunton, Tunbridge Wells, Scotland, Wales, Jersey, and Guernsey.
Choosing your model
Our Managed Portfolio Service provides a range of 10 portfolios, seven active and three passive, risk-rated, diversified portfolios. The portfolios invest in a wide range of investments (Unit Trusts, OEICs, Structured Products and Cash) to ensure a spread of risk across the full range of asset classes.
The portfolios are:
Our MPS is managed by Jonathan Webster-Smith and a team of experienced investment managers and client services personnel whose aim is to meet the investment objectives and service needs of our clients.
Multi Asset Funds
Our Multi-Asset fund range consists of four risk rated funds, which mirror the MPS Low Risk, Low to Medium Risk (Income & Growth), Medium Risk (Income & Growth) and Medium to High Risk (Growth) portfolios as follows:
Our Responsible Investment Service (RIS) is aimed at clients with the dual objective of responsible investment and return generation in line with defined risk profiles. The service is integrated into our centralised investment process to ensure the same level of due diligence, monitoring and accountability is applied across all investments. This is extremely important as it’s designed to offer our core expertise, while additionally meeting clients’ responsible investing requirements.
On the Novia platform, we offer three ‘Advance’ models (listed below). The primary objective of the advance strategy is to invest in and therefore advance businesses that are either providing solutions to sustainability issues through the goods and services that they provide, or have strong corporate level outputs related to their Environmental, Social and Governance footprint.
We’re therefore taking a ‘whole economy’ approach, i.e although we have exposure to investments with a very clear impact on sustainability issues, we also seek out businesses that are making positive contributions to how they run their company that have positive impacts. We believe investing in and engaging with businesses like this is an important part of addressing the sustainability agenda.
Fees and Charges
For the MPS, BMAM offer Novia clients an Annual Management Charge of 0.25% (+VAT) for the active models and 0.20% (+VAT) for the passive models.
Our RIS models have an Annual Management Charge of 0.30% (+VAT).
The Multi Asset Fund range have an Annual Management Charge of 0.50% (+VAT).
There may be additional charges levied by Novia.
020 7408 5574
In our words -Wealth well managed.
A UK authorised bank with a very strong balance sheet and high capital adequacy ratios, the bank's business has and continues to be managed in a measured and conservative way. In the volatile and challenging markets, this approach means our clients can trust us to act with informed responsibility.
Brown Shipley and Novia - Solutions well managed
We are pleased to offer a service for advisers who wish to provide their clients with expert investment choices.
Twelve model investment portfolios (ten risk rated and two income) provide advisers with investment solutions for most client situations. These are complemented by access, through Novia, to Brown Shipley approved funds, which offer a focused range of collective investments.
Brown Shipley was one of the first participants on the Novia platform, with portfolios available since June 2010.
The benefits to advisers include:
To discuss further contact:
Michael Pos, Head of Product and Proposition
0207 282 3220 / ProductandPropositions@brownshipley.co.uk
When you are choosing a partner to help you manage your clients’ wealth, you want to be confident that their investment process is rigorous, robust and trustworthy. Our main objective is the same as yours: to ensure your clients feel confident, valued and satisfied.
At Canaccord Genuity Wealth Management (CGWM), our intermediary team is supported by 12 investment committees, 70 in-house researchers and analysts, and industry-leading tools including Quest®, Canaccord Genuity’s proprietary equity valuation system.
Our model-based services can accommodate low-to high-risk profiles and various investment levels. All our portfolio building and management resources are supported by our rigorous and robust investment process, including insights into local and international markets.
Managed Portfolio Service (MPS)
We offer a range of risk-rated discretionary portfolios for clients who don’t need a tailored portfolio. For a recommended minimum investment of £100,000 they will have access to a level of resources usually reserved for high net worth discretionary clients.
They can choose from seven multi-manager portfolios that invest in different collectives and ETFs, or five portfolios which invest directly into UK equities, bonds and alternatives.
You can find more information here: https://www.canaccordgenuity.com/wealth-management-uk/intermediaries/managed-portfolio-service-for-intermediaries/
IHT Portfolio Service
This is a clear and efficient model portfolio, designed to reduce IHT while offering growth potential to boost legacies. Our IHT portfolio invests in a diversified range of established, profitable companies selected from the Alternatives Investment Market (AIM).
You can find more information, including the latest factsheets, here: https://www.canaccordgenuity.com/wealth-management-uk/intermediaries/iht-portfolio-service-for-intermediaries/
ESG Portfolio Service
Our ESG Portfolio Service lets clients take a more responsible approach to investing while still doing their best for their long-term security.
Many of our intermediaries tell us their clients are concerned about the nature of their investments or the environmental or ethical record of the companies involved. Our ESG Portfolio Service lets clients take a more responsible approach to investing while still doing their best for their long-term security. There are three important aspects to our approach when creating a portfolio:
Exclusions – the funds in our portfolio have zero exposure to a number of areas
Thematic – we look to use funds with investment strategies linked to the UN Sustainable Development Goals
Impact investing – we select funds with companies which make a demonstrable positive impact on the world, alongside a financial return.
You can find more information, including the latest factsheets, here:
Alasdair Ogilvy-Stuart, Intermediary Sales Director
T: +44 20 7523 4547
Cantab provides a range of Managed Portfolio Services (MPS) and OEICs. The approach to asset management includes a robust investment process and the expertise of Cantab’s investment managers.
Investors can access this investment expertise through a range of funds and discretionary managed portfolios. A range of risk rated investment solutions is available. They share a common investment process and meet a broad range of investor needs.
What We Offer
Cantab offers two core services to Intermediaries, releasing adviser time to focus on client relationships and financial planning.
Open Ended Investment Company Funds (OEIC): Cantab have unitised the two most popular portfolios for clients, the VT Cantab Moderate and VT Cantab Balanced funds. The funds are suitable for clients with an attitude to risk of Moderate and Balanced profiles. These funds are appropriate for clients who want to mitigate CGT liabilities in a General Investment Account – there is no CGT liability on switches within the OEIC.
Managed Portfolio Service (MPS): Where clients prefer to have a segregated portfolio, Cantab offers the MPS. Portfolios follow the Cantab models. Cantab’s risk-rated portfolios are used in line with the client’s attitude to risk.
Cantab Managed Portfolio Service (MPS)
The Managed Portfolio Service (MPS) is a discretionary, actively managed service for private clients. There are five different risk profiles to suit a range of needs.
David Saunderson MA ACA read engineering at Downing College, Cambridge before qualifying as a Chartered Accountant with Price Waterhouse. David led Saunderson House Ltd as Chief Executive for twenty-four years, was Senior Adviser for Liquid Capital for seven years and is now Chief Executive of Cantab and its antecedents (2011 – present).
Dr Jeremy Davis MA PhD read Natural Sciences at Magdalene College, Cambridge and holds a Ph. D in Genetics and Plant Breeding. Jeremy is a Chartered Wealth Manager. Jeremy has been advising on investments for twenty years and Managing Director of Cantab for sixteen years, having worked previously in South America and Africa for a research organisation belonging to the World Bank and Unilever. He is a Fellow of the Royal Society of Arts (FRSA).
Leah Bramwell MA read Economics at Newnham College, Cambridge before starting her career with Orbis Investment Advisory in London. Here, she provided equity investment recommendations for a Global fund and became a CFA Charterholder. Leah holds an MPhil in Economic History at Darwin College, Cambridge.
Mark Wynne-Jones has 25 years’ experience in global equity and multi-asset investing, with much of this time spent at Investec AM, and prior to that UBS Wealth Management and Cavendish AM. Mark studied at LSE and London Business School, and is a member of the Chartered Alternative Investment Analyst Association and is a CFA Charterholder.
David Saunderson, CEO
Tel: (0)20 3651 O570 OR (0)1223 52 2000
Whether we realise it or not, we all bring our personal values to bear in making choices in life. What sets us apart is that we work closely with our clients and their advisers to help them to define what ‘ethical’ or ‘responsible’ investment means to them. We then interpret the results in practical ways which never ignore the need for real-world financial outcomes.
Our dedicated team is committed to achieving sustainable growth through independence and innovation, respect, responsibility and a highly personalised service. As an employee-owned business, we can ensure that everything we do reflects not only the values we share as co-owners of our own business, but the principles that are important to our clients and their advisers too.
We call this approach ‘thoughtful investing’.
We don’t just have an ESG offering as an adjunct to our investment approach. Our sole approach is based on a fully-integrated ESG process, with outcomes evidenced by a long-term track record. In fact, we’ve developed our own ‘B.E.S.T’ responsible investment process, which is an integral part of everything we do.
Why not take a look at the thoughtful investing pages of our web site at:
You’ll find details about the history of ‘ethical investing’, different responsible investment approaches and our own approaches to responsible and sustainable investing, stewardship and engagement.
We’ve been running a comprehensive range of ESG model portfolios on the Novia platform for many years now, with the results of our most popular model portfolio strategy externally verified by independent Asset Risk Consultants. This has convincingly proved the point that investing responsibly, yet wisely does not mean compromising on financial returns.
As a long-established wealth manager with an absolute focus on preserving and growing our clients’ wealth, what matters most to our clients, matters most to us.
Private individuals, family offices, trusts, businesses and pension plans all rely on us to provide them with bespoke, discretionary and advisory investment services. Skilled in investment management, wealth planning and banking services – we also offer discretionary fund management to external advisers and their clients, and we are a leading charity fund manager in the UK.
For two centuries we have helped clients look forward to a successful future. With each client we plan for the long term and invest the time to build a personal understanding of their unique circumstances, goals and ambitions. The majority of our clients, and many of our own people, work with us for years, decades and even generations. This creates relationships of unusual depth.
Our experience of navigating complex markets and adapting to change, helps us balance risk and reward. The investment expertise we call upon as part of a truly global asset manager, combined with our long-standing experience of advising clients, is what sets us apart.
Your future, our focus.
What is the Model Portfolio Service?
MPS is a discretionary investment management service that consists of a range of three sets of models: Core (unconstrained), Active/Passive (cost conscious) and Sustainable, each aiming to deliver strong risk-adjusted returns, for advisers.
Who is it for?
Advisers looking to outsource investment management in a platform environment, servicing clients who may not need a bespoke service as it would not be cost-effective
Why Cazenove Capital?
Our dedicated DFM team have been working with advisers for over 15 years to tailor an award-winning multi-asset investment approach, drawing on the depth of investment research of the Schroder Group as well as external specialists
We are focused on preserving and growing the value of your clients' wealth after inflation, in a tax and cost-efficient manner. Our investment philosophy is underpinned by two key factors: an understanding of the business cycle and its impact on different asset classes and underlying investments, as well as a strong belief in the merits of diversification.
Our specialist investment team construct portfolios with the aim of delivering strong risk-adjusted returns, drawing on research from the wider Schroder Group and external investment community
We construct optimal asset allocations for the models based on our in-house strategic asset allocation aligned to five risk categories. These are independently risk rated by Distribution Technology
Our model portfolios are rebalanced in conjunction with our changing investment views. They are altered as appropriate to mitigate portfolio drift and remain consistent with strategy and asset allocation parameters
What are the Model Portfolio Options? See PDF at http://cazenovecapital.com/uk/financial-adviser/our-services/mps/
What are the Strategic asset allocations? See interactive infographic at http://cazenovecapital.com/uk/financial-adviser/our-services/mps/
|1 A range of multi-asset portfolios actively managed in line with the changing investment landscape to provide strong risk-adjusted returns||4 Three sets of models: Core – the truest representation of Cazenove Capital on platform, Active/Passive for more cost conscious clients, Sustainable for clients targeting environmental and social themes|
|2 Managed by a dedicated team with a strong performance record working with advisers for 15 years||5 You and your clients can view the underlying assets through the platform and our regular monthly factsheets giving total clarity and transparency|
|3 Supported by the depth of investment resource provided by the Schroder Group as well as external specialists|
Our ESG approach:
The Cazenove Capital MPS Sustainability models are designed to meet clients’ financial objectives, whilst ensuring their investments are promoting better long-term social outcomes. We achieve this by investing in companies that are focused on creating value for all stakeholders along their supply chains, which should ultimately lead to better long-term growth and shareholder value.
The depth and expertise of our internal resource, coupled with Schroders’ 20-year track record in sustainability, means we are able to conduct our own critical analysis into what makes a sustainable investment, rather than simply relying on third party ESG ratings and negative screening. This analytical framework has been honed over a number of years and has been integrated into our proven, established fund selection process.
Our model factsheets can be found here:
LinkedIn: Follow us
Contact details: Simon Cooper, DFM Business Development Director
020 7658 1343, Simon.Cooper@cazenovecapital.com
Charles Stanley can trace its origins directly back to 1792 and was first registered as a member of the London Stock Exchange in 1852. It has developed its regional presence and currently has 23 branches across the UK. The Group has no international offices. A more detailed history of the group can be found at the following link: http://www.charles-stanley.co.uk/about-us/history-chapter-one
Charles Stanley & Co. Limited (“Charles Stanley”) is a wholly owned subsidiary of Charles Stanley Group PLC (“the Group”), a public company whose shares are listed on the London Stock Exchange (CAY.L).
Why the Multi-Manager Portfolios Service
The Multi-Manager Portfolios Service (formerly the Collectives Portfolio Service)is an award winning model portfolio service investing predominantly in actively managed funds and provides clients with managed exposure to third-party fund managers. The funds that the Multi-Manager Portfolios service (MMPS) invests in are identified through extensive research carried out by our dedicated team of investment managers and analysts.
Why the Dynamic Passive Portfolios
The Dynamic Passive Portfolios (formerly PanAsset and PanDynamic) is a model portfolio service that specialises in asset allocation research and the use of low cost index-tracking and passive investment solutions to implement investment decisions.
Each portfolio in Charles Stanley’s Dynamic Passive range targets a specific ‘total return’, with our primary investment objective being to offer prospects of real growth whilst preserving capital in adverse markets. The five DT risk mapped model portfolios are compatible with tax wrappers such as ISAs, SIPPs and offshore bonds.
*Information accurate as at 31/8/2020.
CS Multi Manager TR1
CS Multi Manager Inc1
Dynamic Passive 1
CS Multi Manager TR2
CS Multi Manager Inc2
Dynamic Passive 2
CS Multi Manager TR3
CS Multi Manager Inc3
Dynamic Passive 3
CS Multi Manager TR4
CS Multi Manager Inc4
Dynamic Passive 4
CS Multi Manager TR5
CS Multi Manager Inc5
Dynamic Passive 5
Charles Stanley has received six Defaqto 5 Star Ratings for three consecutive years (2015, 2016 & 2017) across the following services:
Bespoke Discretionary Management, Collectives Portfolio Service (direct custody), DFM Model Portfolio Service, Collectives Portfolio Service (on platform), PanDynamic Model Portfolios and PanAsset Model Portfolios.
For more information:
Jeremy Hippolite – E: Jeremy.email@example.com T: 07989 704 036
Steve Hill – E: firstname.lastname@example.org T: 07867 908 638
Main Office Tel: 020 3930 1425
Managing money has become very time consuming for advisers as MiFID II and other regulations have increased the day to day administration. Our Managed Portfolio Service (MPS) will assist you with this burden, allowing you to focus on financial planning and building relationships in the knowledge that your client’s investments are in the best hands.
Navigating through challenging and difficult markets requires expertise, experience and resources, a combination that City Asset Management has offered investors and their advisers for over 30 years.
Our Managed Portfolio Service offers you access via a number of platforms to four professionally managed models with different objectives and risk profiles. All our models aim to deliver, over the longer-term, consistent returns that create wealth.
We are a privately owned firm, whose main shareholders are the working directors and staff. This maintains our focus on clients and their longer-term needs. We are proud to be unencumbered by external shareholders and the potential conflicts of interest that might arise. We are free to choose the right investments for your clients from the enormous range available.
Defaqto (an independent rating agency) has recognised the quality of our service by awarding us the maximum 5* rating for our Managed Portfolio Service in each of the last five years.
To outperform CPI+2%pa net of portfolio costs, over the investment cycle
To outperform CPI+3%pa net of portfolio costs, over the investment cycle
To outperform CPI+4%pa net of portfolio costs, over the investment cycle
To outperform CPI+5%pa net of portfolio costs, over the investment cycle
IN PARTNERING WITH US, WE CAN OFFER YOU:
BENEFITS FOR YOUR CLIENTS:
For more information please call us on 020 7324 2920 or email email@example.com.
*effective November 2019
Close Brothers Asset Management (CBAM) has more than £10 billion assets under management and is firmly focused on providing investment management to a broad range of UK clients. Clients of Close Brothers Asset Management include families, charities, institutions, intermediaries and private clients. They provide a range of investment management services helping clients to secure their financial future. Their approach to asset management focuses on their robust investment process and the expertise of their investment managers.
Investors can access their investment expertise through a range of funds and discretionary managed portfolios. They do not believe in a one size fits all approach, which is why they have built a range of investment solutions. They share a common investment process, yet have the capability to tailor investment strategies to meet a broad range of investor needs.
Close Managed Portfolio Service (MPS)
The Managed Portfolio Service (MPS) is a discretionary, actively managed service for private clients. There are four different risk profiles to suit a range of needs. Through MPS, you have access to professionally managed portfolios invested in third party funds with a global outlook.
The portfolios are designed as a long-term investment and may not be suitable if you plan to withdraw your money within five years.
Our investment philosophy is guided by four core principles:
A rigorous and robust research programme greatly increases the likelihood of identifying investment managers that can outperform over the medium to long-term.
We look for managers with an investment process that is repeatable and easy to understand, and where past performance is aligned with their process and style. Importantly, we like managers who share our own philosophy for delivering strong, risk adjusted returns.
o 4 risk rated portfolios
o Cost effective segregated portfolios – Growth & Income Investment Strategies
o Active manager selection, supported by a dedicated team of analysts
o Excellent performance* track record
o Active asset allocation leveraging experience and expertise of 55 investment professionals
o Monthly charge of 0.3% +VAT
Link to MPS microsite
Darren Saddler, Director of Intermediary Sales
Tel: (0)207 426 4187
The Copia investment philosophy
Copia offers a range of purpose-built portfolios with different objectives to address different client needs. We understand that objectives for investing vary depending on the different stages of the lifecycle, with each carrying associated risks. These risks then need to be managed using different approaches and strategies. A fundamental part of the Copia philosophy is the belief that the main driver of portfolio outcomes is allocation across a broad range of asset classes. Industry-based research has shown that asset allocation, rather than stock selection, is the main driver of portfolio returns. Copia focuses on developing asset allocation strategies to achieve specific portfolio objectives which ultimately connect to client needs. Finally, portfolios are constructed by using ETFs, Index Funds and Actively Managed Funds for transparency, diversification and risk control. All Copia portfolios are managed professionally using quantitative tools for risk management.
We bring an institutional approach to portfolio management. We have developed a proprietary toolkit which comprises of five key capabilities for designing, building and managing portfolios:
1. Our Capital Market Assumptions
A choice of Capital Market Assumptions for Strategic Asset Allocation from leading research providers
2. Our Risk Barometer
Our Risk Barometer is a proprietary quantitative model to indicate near- to long-term managed risk regimes
3. Our Fund Screeners
Our Fund Screeners apply different systematic metrics to select active funds, index funds, ETFs and Investment Trusts
4. Our Optimiser
Our Optimiser is a mathematical tool to target a specific objective whilst satisfying constraints to ensure portfolio efficiency
5. Portfolio Analytics
Copia’s Portfolio Analytics provides granular insight for advisers.
The Copia portfolio ranges and investment process
Our portfolio ranges all have different objectives requiring varied approaches to portfolio design but using our Copia investment process and capabilities. They are designed and developed to address different Adviser considerations and targets to help support client needs – whilst all being managed to a consistent investment process throughout. Each portfolio range contains a selection of different risk profiles to help Advisers select the right portfolios for their clients.
There are three stages to our investment process
> Set Portfolio Objectives to meet client needs
> Focus on Asset Allocation to match and maintain those objectives
> Deliver smarter Portfolio Construction with screened funds and realign
Whilst quantitatively driven, our investment team retains oversight and control over the entire investment process. Our standard charge for using the Copia investment service is 0.30%pa + VAT and is calculated and deducted every month from the cash facility in your account.
You can find more information about each of our portfolio ranges along with up-coming new product launches on our website at www.copia-capital.co.uk
View Copia Select and Select Plus portfolio ranges on FE Transmission
Read Copia Weekly Espresso on Copia Blog
Copia ESG Approach – specific to our Copia Select portfolios and Custom portfolio range, tailored for each Adviser firm.
The Copia Select ESG range uses the same strategic asset allocation models as the firm’s Select range that was launched in 2016 but uses ESG-compliant funds for the equity and corporate bond exposures. This has been driven by adviser demand which is seeing a twin trend of growing numbers of clients requesting that portfolios are ESG-compliant, as well as greater regulatory focus on product governance where ESG considerations need to be addressed.
We use a variety of funds with different ESG screening and investing methodologies. One of our preferred investment approaches is to use funds/ETFs which employ the MSCI Socially Responsible Indexes investment approach.
The methodology behind the MSCI SRI Indexes is to target companies with the best ESG score across different sectors, meanwhile excluding businesses with high negative social or environmental impact. Typical subsector exclusions include: Alcohol, Tobacco, Gambling, Adult Entertainment, Civilian Firearms, Military Weapons, Nuclear Power, GMOs. Apart from exclusions, we also look for funds that screen for companies that can achieve a positive impact in areas where they operate and hence reduce investors’ risk exposure to businesses overlooking ethical or social factors in operations.
Copia also designs ESG portfolios for clients who wish to incorporate ESG considerations into investment decisions without looking to sacrifice returns. When it comes to ethical investing, investors’ social and moral preferences/principles can be very different. Copia also builds and manages customised ESG portfolios for advisory firms taking into account their clients’ specific ESG preferences.
Bath office: Cambridge House, Henry Street, bath BA1 1JS
London office: 42 Brook Street, London W1K 5DG
T: 0345 850 8880*
F: 01225 460 859
*Lines are open Monday – Friday except for Bank Holidays.
Advisers: Please speak to your Regional Copia contact for more information or call us on 0345 850 8880
Investors: Please speak to your Financial Advisers as Copia Capital portfolios are only available through Advisers.
In addition to ownership of the business, many of our investment managers have personal savings invested with the company and our interests are therefore closely aligned with those of our clients. We take our name from the Cornelian stone, a semi-precious gemstone to which is attributed the power to improve analytic abilities and clarify perception: two qualities on which we pride ourselves.
We have built our business through our expertise in constructing and implementing broadly based investment portfolios covering many types of assets, designed to add real value to clients in line with their investment and risk objectives.
We aim to achieve investment performance that delivers a real return for clients and matches or exceeds their expectations, but only through exposure to an appropriate and agreed level of risk.
Structure of the Portfolios
The Portfolios are designed specifically to align to the risk ratings 1 through to 10 on the Novia risk scale. They offer a multi-asset, diversified solution and are actively managed to remain consistent with the client's specified risk tolerance.
What do the Cornelian Discretionary Platform Portfolios offer?
Key Benefits to the Financial Adviser
Further details can be found by clicking on this link
You can also contact your Novia Regional Sales Manager or speak to one of the Cornelian team on 0131 240 2770 or email firstname.lastname@example.org
EBI specialise in offering evidence based, passively managed, and low-cost investment solutions to financial advisors throughout the UK. As the UK’s first Turnkey Asset Management Program (TAMP), EBI provide a suite additional resources aimed at helping advisers communicate their investment proposition to clients.
EBI partner with clients to provide portfolios through their Managed Portfolio Service, Vantage, but also to offer additional support in the form of cashflow modelling tools, portfolio analysis, a repository of whitepapers and research, and assisting with daily administration tasks their network faces.
- Global (excludes ETF’s)
- World (includes ETF’s)
- Earth (ESG Integrated)
Evidence Based Investing – The process of systematically reviewing, appraising and implementing academic research findings to aid the delivery of optimum investment solutions to investors.
EBI’s Investment Philosophy is built around the core principal beliefs of;
- Diversification works
- Risk and reward go hand in hand
- Investing is a zero-sum game
- Obtaining economies of scale
- Capitalism works
- Remaining understandable and simple
EBI operates an optimized ‘tolerance-based’ rebalancing service, aiming to minimise the frequency of rebalancing and the volume of trades, thus reducing the cost of rebalancing and improving portfolio performance.
Having recently launched their ESG-Integrated Earth Portfolios, EBI believe we are at a tipping point in history where sustainable investing becomes mainstream. It’s fast becoming apparent that evidence-based, ESG portfolios are available with little or no additional cost, and even show signs of out-performing their non-ESG counterparts.
For more information on accessing EBI’s Model Portfolio Service, please contact your Novia regional sales manager, or EBI’s Client Relations team on:
Phone - 01922 472226
Email - email@example.com
Web - www.ebip.co.uk
EQ Investors is an award-winning, boutique wealth manager providing investment management services to individuals, small businesses and charitable endowments. On behalf of the financial advisers we work with, we cater for clients with a few thousand pounds as well as those with tens of millions. We are committed to excellence, not in trying to be the biggest. EQ Investors is also a founding B corporation in the UK, believing in business as a force for good.
The EQ Positive Impact Portfolios
The EQ Positive Impact Portfolios are a range of sustainable and impact investment solutions suitable for retail investors. They are designed for clients who want to go beyond ethical or social 'avoidance strategies'.
The EQ investment team has spent several years researching investments from across the socially responsible, ethical, sustainable and impact investment markets and has developed rigorous scoring methodologies. These help us to measure the degree of intentionality of a particular fund to have an impact on society and the environment as well as the real impact it has achieved. We attempt to identify where one can genuinely make a difference with investment capital, while not compromising on performance.
EQ's Investment Team is highly regarded for its expertise in the measurement of social and environmental impact. We demonstrate that responsible use of investment capital can help to tackle many of the environmental and social issues existing today.
As a result, our portfolios will give your clients the confidence to know they are investing in the fund managers who actively seek out social and environmental improvements over and above simply avoiding vices, thereby providing a more 'positive' or 'intentional' investment proposition.
The EQ Positive Impact Portfolios are not just about selecting investments that do good. They are also about selecting good investments. Alongside our social and environmental research processes, our investment management team apply all their knowledge to find investments which we believe have the potential to beat equivalent but less responsibly managed funds in terms of the financial returns they can deliver. We then build portfolios which we believe provide sustainable outperformance versus peers.
Since their launch in 2012, the EQ Positive Impact Portfolios have revolutionised the approach to ethical and sustainable investing. They have been designed under a dual mandate approach which is to maximise both risk adjusted returns and the positive impact on people and planet. The portfolios invest in companies which have developed solutions to the world’s largest challenges such as climate change, health, access to clean water or education, financial exclusion. We also believe that it is really important to measure the impact that each client achieves through their investments in the EQ Positive Impact Portfolios. That’s why we publish an impact report each year and have developed an impact calculator which you can check on our website
Want to know more?
If you would like more information about the EQ Positive Impact Portfolios or wish to meet our investment team please feel free to contact us.
Who are we?
Formed in 1996, we are a private company with a strong international presence throughout Europe and Asia Pacific. FE Investments is built on this strong foundation and heritage. It is more than just a model portfolio service.
Our 400+ employees are committed to delivering excellence; from maintaining the integrity and accuracy of our data, to effective portfolio modelling and providing investment advice, to exceptional customer service. It is this dedication to excellence that has won us a variety of awards and sets us apart in providing a truly whole of market, independent and complete model portfolio service.
Whether it's helping with the onboarding of clients, selecting suitable portfolios, producing white-labelled reporting or issuing real-time governance, FE Invest provides the support you need to provide first class customer service, stay compliant and help you grow your business.
About Our Models
Our models are a suite of risk optimised portfolios targeted at the complete range of investor risk profiles. Using the quality investment choices available from the FE Investments Approved Funds List, the portfolios are then blended together by our proprietary optimisation technology to construct the most diverse portfolio possible.
Designed to maximise market exposure for any given level of risk through an optimal combination of active and passive managed funds, each portfolio is regularly reviewed and has strict targets that it must meet in regards to both performance and risk.
Our Responsibly Managed portfolios have been designed for clients to make positive impact from their investments. We invest in funds across the responsibility spectrum and aim to provide clients with the choice to invest for good.
We have chosen to call the portfolios “Responsible”, as each individual’s definition of ethical investment varies. There is spectrum of methodologies for screening and it covers negative screening, ESG (Environmental, Social and Governance) and positive screening.
Negative screening excludes controversial investments which typically include armaments, tobacco, pornography, animal testing and alcohol. ESG, is a way of measuring a company’s social conscience in their industries. Finally, positive screening relates to company’s commitment to providing a more sustainable future, advocating positive change. This includes impact investing, where pioneers intend to have a positive contribution to society.
Each of the portfolios blend a range of fund strategies across the whole portfolio, with one to two funds per asset class or geographical allocation. Our range of portfolios focuses on the most frequently selected risk levels and we currently have three portfolios within the Responsibly Managed range. These portfolios are rebalanced half yearly following an extensive review by our team.
020 7534 7628
About GAM Investments
GAM Investments is one of the world’s leading independent, pure-play asset managers. We provide active investment solutions and products for institutions, financial intermediaries and private investors. The Group has assets under management of GBP 109.7 billion*.
For over 35 years we have successfully employed an active investment management approach based on original thought, freedom of action and true conviction investing. Our team includes 155 investment professionals covering an extensive range of investment styles, asset classes and markets.
As an independent asset manager we are able to pursue and develop our business without the constraints or pressures typically faced by asset managers that are embedded in large financial conglomerates. We believe this makes us an attractive home for investment talent.
Our processes and structures are designed to foster independent thinking and swift decision making within a tightly controlled risk framework. Our investment teams do not adhere to a particular ‘house style’. Instead, they are encouraged to maximise the potential of their portfolios by developing their own high-conviction views of the markets.
We have always placed a strong emphasis on product innovation. Our constant drive to look forward and to adapt to the needs of our clients helps us to capitalise on our strengths, addressing secular industry trends with innovative, appropriate solutions.
Our Managed Fund Solutions for advisers
GAM Managed Fund Solutions’ multi-asset, volatility-managed strategies seek long-term capital growth over an investment cycle and are designed to suit a range of client needs. The experienced co-managers, Charles Hepworth and James McDaid, invest in a diversified pool of talented managers both globally and across asset classes. The five portfolios are scaled to various risk levels, with a strong focus on cost efficiency at the underlying fund level.
Each of these portfolios may contain up to five different asset classes. Different assets entail varying levels of risk and return, so their proportions differ in each portfolio. That way, a portfolio that strikes the right balance between safeguarding your original investment and helping it to grow can be chosen.
Key features of GAM's Managed Fund Solutions
¹There is no guarantee that targets will be achieved. The mentioned financial instruments are provided for illustrative purposes only and shall not be considered as a direct offering, investment recommendation or investment advice. Allocations and holdings are subject to change.
Up-to-date factsheets, videos, article and events information can be found by clicking here.
For more information please contact your usual Novia Regional Sales Manager or use the following contact information:
*Source: GAM. As at 30 June 2019
With over £490 million of assets under management, our Investment Model Portfolios are a proven investment solution that has been working for over 1,500 clients since 2009. Contact us now to arrange an initial meeting with our team to find out more about how our portfolios can support your financial planning.
Working With You
Your time is valuable, and we aim to give you a solution that enables you to work efficiently, at a cost that is acceptable for your clients.
To support your goals, we have put together a simple process to give you security of knowing that our portfolios are right for you.
We will have no direct relationship with your clients, though our Investment Model Portfolios do come with a range of client-friendly supporting materials to help you to keep them informed. Our portfolios are available on a range of platforms that provide online access for clients and advisers to view performance and access reports when they choose.
We offer a range of 15 Investment Model Portfolios:
Our DFM fee is 0.15%, with VAT not applicable.
Visit our website now to view factsheets or find out more about our products and our team.
Investment Manager: Tom Sparke IMC, CertPFS (DM)
Telephone: 01954 234 383
Who are we?
Hawksmoor Investment Management is an independent boutique investment manager. We are headquartered in Exeter, with offices across the South West, London and East of England.
Hawksmoor is focussed on providing outsourced investment solutions to Financial Advisers. In addition to Model Portfolios, we offer bespoke discretionary management, a BPR-based AIM Portfolio Service and a range of funds of funds. We have a strong capability in Sustainable investments. Our suitability and portfolio construction processes are designed to dovetail with those of the IFA, to ensure that our portfolios perform as promoted and expected.
About Our Models
Our range of Model Portofolios is designed to provide a solution for every client. We have twelve models, based on equity content and portfolio objective. To be as transparent as possible, each model carries the range of equity weight in its title: Cautious (0-40% Equity), Moderate (40-60% Equity), Adventurous (60-80% Equity) and Equity Risk (80-100% Equity). For each of these there is a choice of three objectives: Core (seeks returns from a combination of capital growth and income), Higher Income (seeks returns primarily from income) and Sustainable World (seeks returns from sustainable and positive impact investments).
All our Model Portfolios are constructed according to disciplined control of asset allocation and risk, using the same processes as our Discretionary Portfolio Management Service. We also leverage the fund research expertise of our award-winning Fund Management team.
Our Portfolios are long-only and multi-asset. We aim to be efficiently diversified and our portfolios typically hold up to twenty funds. We will keep cash holdings to a minimum, believing that the split of a client’s assets between cash and the investment portfolio is the decision of the Adviser. We will also react appropriately to market conditions, but will keep weightings within their specified tolerances.
Our Portfolios are constructed with a mind to be as cost-efficient as possible, but not to the extent of compromising quality or performance.
The management team is Jim Wood-Smith, James Clark, Ian Woolley and Ben Luck.
Hawksmoor’s MPS holds a Defaqto 5 Star and 4 Diamond rating. Our Discretionary Portfolio Management is also Defaqto 5 Star rated. Our MI Hawksmoor Vanbrugh Fund was Winner Best Multi-Asset Fund: Long-Term Growth in the Professional Adviser Awards 2019.
Our ESG approach:
Hawksmoor’s award-winning, four-strong, in-house Research team has a rigorous and disciplined approach to selecting sustainable investments. We attend regular meetings, hold conference calls and attend investment conference sessions with the managers of sustainable funds, and ensure that we are updated at least once a year on each sustainable fund in which we invest. Allied with our proprietary fund research process, we have developed a framework for evaluating different types of sustainable funds – Impact, Integration and Exclusion.
This framework helps ourselves, our Investment Managers, financial advisers and their clients to think about and position different types of sustainable funds, within an investment universe in which it can be hard to differentiate between approaches to sustainable investment and to ‘draw a line in the sand’. We invest in funds which sit in each of these three categories, believing that there can be a place for each type of fund within Hawksmoor’s Sustainable World Model Portfolio Service.
A link directly to the Sustainable World model range on our website is https://www.hawksmoorim.co.uk/how-can-we-help-you/professional-advisers/model-portfolio-services/sustainable-world-model-portfolios/
Here you can find further links to our Sustainable World brochure and factsheets.
Jill Gill, Adviser Relationships Manager
Phone : 01392 410180
For over 25 years, knowledgeable and demanding clients – including FTSE 100 directors, private equity partners, hedge fund managers and leading UK charities – have trusted us to manage their assets.
They expect us to be good stewards of their wealth, to deliver good levels of growth and dependable returns, over the long term. For our part, we aim to deliver the investment journey they expect.
At a glance:
- Award-winning boutique investment business
- Specialists focused on multi asset investing
- £3.5 billion under management and administration, as at 31 December 2018
- Part of the Handelsbanken group
Our approach to investing is considered and straightforward. We specialise in multi asset class investing, creating diversified portfolios that blend investments from across global markets. Each of our investment strategies has a clear target return, and we focus on delivering positive real returns over the long term.
We have four unconstrained total return multi asset strategies designed to appeal to a broad spectrum of risk appetites from defensive investors to those seeking growth.
Our sustainable multi asset strategies are managed using the same investment process and target returns as our unconstrained multi asset strategies. The only difference is that in addition, we assess potential investments against our sustainability criteria. Our sustainability criteria screens out investments that have exposure to the five sectors investors may wish to avoid, such as tobacco and gambling, and searches for investments that score highly on Environmental, Social and Governmental factors.
In making our expertise available to clients, we have worked hard to avoid unnecessary complexity. We offer a focused range of investment strategies, designed to suit most investing needs.
For more information about Heartwood, please contact firstname.lastname@example.org
WHO ARE IBOSS?
IBOSS are a boutique asset management company, providing cost-effective, innovative and adaptive investment solutions exclusively to the financial adviser marketplace.
The company was created in 2008, the founders of IBOSS Limited had all previously held senior positions within advisory firms and had grown frustrated with the available investment solutions on the market.
We only deal with professional financial advisers and planners, as we firmly believe clients benefit from financial advice when making long term investment decisions, and therefore we don’t deal directly with retail investors.
We are independent of outside influences, selecting funds from the whole of market and with no restrictions placed on us by third parties. This allows us for free thought on market and economic trends, and means we are not influenced by any ‘house’ view other than our own.
IBOSS manages over 7,000 clients and over £1.3bn of funds under influence across four investment solutions.
Our original investment solution was the IBOSS Limited Portfolio Management Service (PMS). Seven risk-rated model portfolios were constructed in 2006 by Chris Metcalfe, Managing Director and Co-Founder of IBOSS. These model portfolios continue to offer excellent risk-conscious returns.
OUR INVESTMENT TEAM
IBOSS Asset Management was established in 2016 and shares the same, highly experienced, Investment Team as the PMS.
Investment decisions are made collectively, with the expertise and dedication of our Investment Team. Headed up by Chris Metcalfe (IMC), our Investment Director, and supported by Chris Rush (IMC), who is our Senior Investment Analyst. Michael Heapy (IMC), our other Investment Analyst and Rebecca Anscombe, Head of Systems, complete the team.
Our success has come from a dynamic and pragmatic approach to investing. We firmly believe that different styles of management, tools and research, work in different parts of the investment cycle and we therefore maintain a flexible investment process.
We invest across equities, bonds, property and cash, taking a highly diversified approach. Both onshore and offshore funds are considered.
WHAT IS THE MANAGED PORTFOLIO SERVICE?
The Managed Portfolio Service range offers two discretionary investment solutions that provide a practical and cost-efficient way to outsource the management of your clients’ investments, whilst aligning them to their long-term investment goals.
MANAGED PORTFOLIO SERVICE (MPS)
The actively managed range consists of eight risk-rated model portfolios that mirror the excellent and highly successful Portfolio Management Service (PMS). Holding between 35 and 40 funds in each portfolio and established at a minimum 1% weighting and a maximum 4% weighting.
Competitively charged at 0.2% +VAT DFM fee and with a portfolio construction cap of 0.60% OCF.
PASSIVE MANAGED PORTFOLIO SERVICE (Passive MPS)
The passively managed range consists of seven risk-rated model portfolios that closely mirror the asset allocation of the Portfolio Management Service (PMS). Holding between 15 and 30 funds in each portfolio and established at a minimum 1% weighting and a maximum 8% weighting.
Competitively charged at 0.125% +VAT DFM fee and with a portfolio construction cap of 0.15% OCF.
WHO IS THE MPS FOR?
Effectively managing clients’ investments can be a very challenging and time-consuming task, by delegating investment responsibilities to us, we manage your clients’ asset allocation, fund selection and rebalances, allowing you to preserve client relationships, as well as more time to develop and grow your business.
The discretionary MPS is for clients who want that utmost simplicity, such as retirees who may not want the burden of having to complete regular paperwork or professionals who simply do not have the time, our Managed Portfolio Service delivers the perfect solution for them.
Furthermore, advisers and planners who are looking for a passive oriented option to accommodate their more cost-conscious clients, will especially find the Passive MPS appealing.
WHITE LABELLED CLIENT COMMUNICATION SERVICE
Each quarter clients invested within either of our MPS ranges can receive a white labelled report detailing the allocation changes to their portfolio, along with an overview that explains why each decision has been made. These updates are free of charge and are sent directly to the client on behalf of their adviser. The quarterly client email carries the branding of the advisory company and are addressed from the adviser themselves.
We also include a Market Summary; a document that informs the client of all the latest and relevant economic information, from stock market performance to political matters which may be affecting their valuations. We feel this part of our communication provides an invaluable insight into our Investment Team’s thought process, whilst satisfying clients with a level of expertise that they expect from their adviser.
Our client facing material is jargon-free, making it easy for clients to engage with and appreciate. Our quarterly updates create a level of client involvement that makes them part of their investment journey.
The same philosophy is found running throughout all of our investment solutions, including the MPS;
• A fixed strategic asset allocation with tactical overlay
• Completely independent fund selection
• A robust quantitative and qualitative process
• An emphasis on consistency of returns relative to benchmark
• An aim to have a maximum of 4% of assets held in any single fund (excluding deposit funds)
• A desire to avoid restrictions, which may hamper investment performance
The proposition aim is to beat the relevant benchmark over as many time periods as possible, with less than benchmark volatility, lower drawdowns and across all risk ratings. We also believe that a small team is important in allowing ideas for conviction to be implemented, whilst ensuring there is opportunity for challenge and debate.
The portfolios themselves contain a fixed strategic asset allocation to match that of the portfolio’s investment objective, with a highly diversified fund selection.
Within our model portfolios for either MPS range, we use no form of any volatility parameters, we believe these can push managers into making counterintuitive decisions, especially in times of market stress. We also don’t consider the ratings of agencies, especially where they require payment from the fund house.
PERFORMANCE TRACK RECORD
The discretionary model portfolios of the actively managed MPS mirror the IBOSS Limited Portfolio Management Service existing portfolios that were launched in 2008, meaning simulated past performance can be used to demonstrate a 10+ year track record.
FEES AND CHARGES
The actively managed MPS has an ongoing Investment Management Charge of 0.20% +VAT per annum and an OCF cap of 0.60%.
The Passive MPS has an ongoing Investment Management Charge of 0.125% +VAT per annum and an OCF cap of 0.15%.
The minimum investment amount is £100.
For more information, please contact one of our Business Development Managers below or visit our website;
Business Development Team
Kevin Morrison: 07891 814345 / email@example.com
Tracey Atkin: 07719 327524 / firstname.lastname@example.org
Carl Rowbury: 07885 621226 / email@example.com
Tanya Legge – 07902 307 277 / firstname.lastname@example.org
Phone: 01423 878840
IBOSS Asset Management
2 Sceptre House, Hornbeam Square North
Who Are We?
Investec Wealth & Investment (IW&I) is one of UK’s leading and most reputable investment management companies. Not only are we one of the largest private client wealth managers in the country, with responsibility for over £32bn (as at March 2020) of client assets, we’re among the top five providers of DFM Services to Advisers. IW&I has a foundation that goes back to 1827 and our history is closely linked to the development of the financial sector in the UK. The bringing together of illustrious names including Rensburg Sheppards and Williams de Broë, combined with the strength of the Investec group, has allowed IW&I to consolidate its wide-ranging expertise and leading position. Investec provides Private Banking, Corporate & Investment Banking and Wealth & Investment and enables us to offer a broad service to our clients and access to an extensive pool of investment opportunities around the world.
About Our Models
At IW&I, we know that clients’ needs vary enormously which is why we have developed five different investment strategies, which offer a level of return and risk to suit every client. Collectively, we refer to these approaches as our Managed Portfolio Service (MPS) on Platforms.
We categorise these Strategies as follows:
IW&I Defensive Strategy
IW&I Cautious Strategy
IW&I Balanced Strategy
IW&I Income Strategy
IW&I Growth Strategy
Actively managed by a dedicated investment team, our MPS on Platforms Service is one of the most competitively priced in the market and rated 5 Stars by Defaqto. With a range of clearly defined strategies designed to match your clients’ investment objectives and attitudes to risk, our MPS on Platforms has a consistent track record of performance.
The funds held within our strategies are monitored constantly by our Platform Strategies Group. Our dedicated team of research specialists actively review the strategy models so that we can implement tactical asset allocation and fund changes. This ensures we maximise the opportunity for investment performance and your clients will have the comfort of knowing their funds are monitored constantly by our team.
MPS on Platforms is intended for investments below £150,000.
Working with Financial Advisers
At IW&I we'll do everything we can to protect, enhance and build your reputation. With over 25 years' experience working with Advisers across the UK, we've earned a reputation for providing Out of the Ordinary levels of service.
With 15 offices across England, Scotland and Northern Ireland, we have a truly nationwide presence that allows us to provide exceptional levels of service to you and your clients, locally.
MPS on Platforms is just one of a range of innovative and market-leading services. Our ambition is to help you achieve more by giving you the time to spend on financial planning, building client relationships or winning new ones.
For more information on our range of services, please visit our website by clicking here.
Alternatively, please contact your local Business Development Director or MPSonPlatforms@investecwin.co.uk
The quality of our services has been recognised by Defaqto, who awarded us five stars for both our Bespoke DFM and MPS on Platform services in additional to a Gold DFM Service rating. Asset Risk Consultants (ARC) bestowed their 3D Award upon us for our commitment to transparency, engagement and integrity. We were also voted by Advisers as the preferred DFM provider for bespoke services in Defaqto’s DFM Satisfaction Survey 2020.
If you would like further information then please do not hesitate to contact your local Business Development Director or email MPSonPlatforms@investecwin.co.uk and we will be pleased to assist you.
Our three risk-managed investment strategies are designed to produce a consistent level of return for the level of risk employed - managing RISK is at the centre of everything we do.
Our investment process is built upon our proprietary risk management system, Analysis, Risk and Trading system (ART), that stress tests portfolios thereby bringing an institutional approach to private clients – this is the backbone of the business.
This gives Financial Advisers reassurance that portfolios are constantly reviewed, monitored and rebalanced, ensuring alignment with their clients ATR.
Strategic asset allocation is set at outset and tactically adjusted as appropriate - flexibility to reduce/remove asset classes in extreme market conditions.
We have a diversified, multi-fund and multi-asset approach to investing, as we believe this provides better capital protection and risk-adjusted long-term returns over more traditional mixes of long-only equities and bonds that you might see elsewhere.
Inventive use of alternative investment strategies to provide diversified sources of return and reduced volatility via the use of absolute return funds.
The above approach has led to consistent relative performance across all solutions, providing consistency and reliability of client outcomes.
So in summary the three key points are:
Head of Intermediary Partnerships
IPS Capitall LLP
m: 07787 516660
o: 020 7469 6830
Ethical investment is rarely a core activity for advisers, but climate change and global concerns have led to a significant increase in demand for ethical investments. The level of extra research required in what is still a niche area, makes the outsourcing of ethical investment management a compelling option. King & Shaxson Ethical Investing has developed a comprehensive range of ethical portfolios to satisfy this need.
The five portfolios cater for a range of investors from those looking for stability in capital values through to those who wish to accept a higher level of risk. The Income portfolio generates an attractive level of income whilst also maintaining capital.
King & Shaxson's portfolios are designed to accommodate not only investors looking for a complete ethical approach but also those that wish to add an ethical component to their conventional portfolios. The portfolios are well diversified but have a thematic tilt, providing exposure to areas such as clean technology and water.
King & Shaxson Ethical Investing is a trading name of King & Shaxson Asset Management, and is part of King & Shaxson Limited, a City institution dating back to 1866. The company has been active in ethical asset management since 2002, and has a dedicated team who are not only expert in ethical investing but also share the ethical values held by its investors. The core investment principles of asset allocation and global investing, along with transparent client reporting, have remained the cornerstone of King & Shaxson's ethical asset management since its inception.
In addition to ethical asset management King & Shaxson also has a strong presence in the cash management and the fixed interest markets, with clients including well-known building societies and local authorities.
King & Shaxson Limited (Company Number: 869780), a member of the London Stock Exchange, and King & Shaxson Asset Management Limited (Company Number: 3870667). The Registered Office for the companies is First Floor, Cutlers Court, 115 Houndsditch, London, EC3A 7BR. All companies are registered in England and are part of the PhillipCapital Group. King & Shaxson Limited (Firm Reference Number: 179213) and King & Shaxson Asset Management Limited (Firm Reference Number: 823315) are Authorised and Regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN.
Here at King & Shaxson, Ethical Investing is our sole focus. Our model portfolios were launched in February 2010 following demand from our IFA clients for a discretionary ethical product that could be accessed through wraps and platforms. We have designed five fund of fund ethical model portfolios to cater for a range of risk and income requirements. We also offer four ‘Direct Equity’ models which combine bond funds and direct equity holdings. This offering may suit the more ethically minded client as we have full control over the individual equity holdings.
For more information about the King & Shaxson's ethical portfolios on the Novia platform please contact your usual Novia Regional Sales Manager or contact Craig Hart at King & Shaxson Ethical Investing: 0207 426 5979 / email@example.com
Further information about King & Shaxson Ethical Investing
We provide a comprehensive range of investment management services which can be tailored to match each of your client's specific risk profiles, financial goals and the level of involvement they wish to have in managing their investment portfolio.
Professional investment management
Kleinwort Hambros offers a range of six global investment strategies with a choice of risk, return and income. Our strategies seek to generate a real return exceeding the rate of inflation over the course of a five to seven year period, while targeting a level of risk similar to the long-run historical risks of investing in blended portfolios of bonds and equities.
The strategies are risk-rated from 1 to 5, where 1 is intended to be the lowest level of risk and 5 the highest. Risk in this context is measured in terms of the annualised volatility of monthly returns.
Kleinwort Hambros’ models are as follows: Cautious (risk rating: 3); Balanced (risk rating4); Income (risk rating: 4); Growth (risk rating 5); Growth and Income (risk rating 4); Aggressive (risk rating 5).
The cost of our Managed Portfolio Service on Novia is 0.35% +VAT.
Reasons to choose Kleinwort Hambros
Brand and Reputation
o Outstanding Private Bank - UK Domestic Clients-2019,2018
o Outstanding Private bank - UK Crown Dependencies-2019,2018,2017
o Platinum for Aggressive portfolios, Large wealth managers-2019,2018,2017
o Gold for Balanced portfolios, Large wealth managers-2019
o Platinum for Cautious portfolios, Large wealth managers-2017
For more information about Kleinwort Hambros and our services please contact Amanda Alexander, New Business Development Director, on +44 (0) 207 597 3475 or firstname.lastname@example.org
Resources and literature can be found on our website: www.kleinworthambros.com
Who are LGT Vestra?
Founded in 2008, LGT Vestra are a UK and Jersey-based partnership between LGT, wholly owned by the Princely Family of Liechtenstein, and the executive partners of LGT Vestra.
Our investment solutions are designed with a clear understanding of clients' needs and are provided on an unbiased and whole of market basis.
We combine our investment approach with a thorough and well-informed investment process, transparent charging and no manufacturing of in-house products.
We are committed to an approach that puts the client first.
Why appoint LGT Vestra under the Novia Platform
LGT Vestra recognise that advisers are increasingly looking to platforms to help manage their clients' assets. We believe that by teaming with Novia to provide a discretionary management service to advisers, we can add significant value to both their business and their clients. The key features are:
LGT Vestra services through Novia
The LGT Vestra Model Portfolio Service (MPS) and Sustainable Model Portfolio Service (Sustainable MPS) are both accessible on Novia. The MPS and Sustainable MPS discretionary investment services comprise multi-asset diversified portfolios to meet a range of objectives and risk profiles.
Charges for discretionary management provided by LGT Vestra are highly competitive. All charges are based on the value of assets under management.
The LGT Vestra Sustainable Model Portfolio Service is a discretionary investment service comprising multi-asset diversified portfolios to meet a range of objectives and risk profiles. The ultimate goal of the Sustainable MPS is to generate strong and consistent investment returns for clients, whilst supporting our sustainable philosophy. The portfolios will aim to achieve this by investing in a diversified range of funds which incorporate themes such as renewable energy, financial inclusion, education, social housing, climate change action, sustainable waste management and renewable material production. The LGT Vestra market views provide the macroeconomic investment overlay for the Sustainable MPS portfolios. These views are implemented on a monthly basis by the SMPS Investment Committee across the SMPS portfolios. We have four sustainable investment themes, two of which are environmental and two of which are social. These are designed to help our clients understand the thematic exposure in the portfolios, and to better understand the companies and the impact those companies are having. We have mapped a number of the goals across our Sustainable Investment Pillars which outline a number sustainable investment opportunities and trends seen in the portfolios.
For more information please visit: https://www.lgtvestra.com/en/financial-advisers/sustainable-model-portfolio-service/
For more information please contact your usual Novia Regional Sales Manager, details available here or speak to the Adviser Support team at LGT Vestra:
0203 207 8317 / email@example.com
LGT Vestra www.lgtvestra.com
We work closely in partnership with our clients to design, develop and manage innovative and competitive investment solutions.
Starting with a thorough understanding of the specific needs of their ultimate investors, we help our professional clients tailor appropriate investment solutions.
We also recognise that many advisory businesses have well-established relationships with third party platforms, wraps and product providers like Novia. Liontrust have therefore developed a range of competitively priced discretionary portfolios that are available for the first time to intermediaries on the Novia platform.
The Dynamic Beta portfolios
A wide range of portfolios with clear volatility targets and ranges allowing Advisory businesses to identify and select the portfolios most appropriate for their client risk profiles.
The Key Features of the portfolios are:
As at 31 January 2014
Our Approach to Investment
All of our investment solutions incorporate our active approach to asset allocation. In addition we will use a wide range of investment vehicles encompassing active and passive funds, investment trusts, exchange traded funds and other specialist products. The choice of investment vehicles we use will depend on the solution we are managing and it's investment objectives.
Our ultimate objective is ensuring we fulfil clients' investment expectations for an agreed level of risk.
Strategic Asset Allocation
Combining asset classes with different risk and return characteristics enables us to create robust and efficient portfolios able to achieve the highest returns for a given level of risk over the longer term. Our strategic asset allocation is dynamic. It is reviewed quarterly and is designed to adjust to reflect the changing behaviour of different asset classes over time.
Tactical Asset Allocation
The strategic asset allocation of our clients' portfolios provides their long term direction. Our tactical asset allocation overlay reflects the team's current thinking on asset classes and markets. It enables us to take controlled positions in order to enhance returns or reduce losses in the shorter term.
As a proponent of multi manager investing we believe it is important to include a broad range of managers and investment vehicles. Our robust quantitative and qualitative process covers both active and passive funds as well as investment trusts, exchange traded funds and other specialist funds such as structured products. Whilst we embrace a wide range of investment vehicles, we understand that it is critical to use the right ones to meet our clients' specific requirements.
For the Dynamic Beta Portfolios we focus on using low cost strategies such as Index funds and ETF's combined with active managers who allow us to access certain asset classes.
Experience tells us that:
If you would like to discuss any of the services Liontrust can provide please speak to your usual Novia sales representative, alternatively please contact:
Business Development Manager
Direct +44 (0) 207 412 1764
Please visit our website - www.liontrust.co.uk
The Thornbridge/Luna Model Portfolio Service (MPS)
Below is the key information on the Luna MPS;
The MPS is managed by the Luna Chief Investment Officer, Alex Brandreth, and supported by the wider Luna Investment Committee. Alex's details are below should you have any IFAs that are looking for a new discretionary investment manager.
For more information on the Luna MPS (including factsheets), please see the attached brochure and visit the dedicated page on the website; https://lunaim.com/our-partners/model-portfolio-service/
Who is Luna Investment Management?
Luna is a new, specialist investment management firm based in Manchester, yet serving clients throughout the UK. Although a new entrant to the UK investment management industry, Luna can boast a pedigree provided by its team of investment management professionals who are highly regarded by IFAs, their clients and industry peers. This team has in excess of 150 years of combined experienced in the provision of discretionary investment management services to a variety of clients and their advisors. Together they have managed in excess of £1billion of investments.
Luna Investment Management Limited is an appointed representative of Thornbridge Investment Management LLP, and it is Thornbridge which is named on the platform as the discretionary manager.
Why invest in the Luna MPS?
All of MAIA’s portfolios use Distribution Technology’s risk output. Their investment process is a continuous exercise which is based on their initial strategic asset allocation. MAIA continually monitor funds’ asset allocations relative to benchmarks and have an ongoing review of fund selections. Whilst MAIA believe in active management, their primary concern is to identify funds capable of maintaining consistent results over the longer term.
The team’s breadth of experience allows them to invest across a diverse range of funds, including more esoteric funds, such as global convertibles and thematic funds, and they consider their investment style to be a diversified, multi-asset approach.
With the aim of utilising their position to offer full support and a personal customer service to financial advisers, MAIA offer direct access to their investment managers.
Ethical investment solution
The investment objective of our ESG model portfolios is to predominantly invest into funds with a sustainable or ethical mandate and achieve capital appreciation with a moderate risk profile generating a total return. The portfolios are made up of predominantly ESG funds adopting a multi-asset approach to portfolio construction. We believe that sustainable investment is not only for investors who want their investments to “do good”, but there is in fact a compelling investment case for all investors taking this approach.
Contact Sophie Taylor, Product Specialist
T. 01564 796874
M. 07586 347454
The MitonOptimal investment team has over 25 years’ worth of experience in managing multi-asset model portfolios. By blending active and passive investment strategies, and utilising both the MitonOptimal rating and risk profiling systems, we believe we have fashioned a range of services for clients wishing to have a more risk-focused proposition at their disposal.
Of particular note are our SRI/Ethical model portfolios, all of which have track records of over 10 years. Our team has been managing money in this space since the 1990s and boasts unparalleled experience in delivering returns via an ethical mandate.
Our model portfolios:
Socially Responsible Investing (SRI)
• SRI Defensive
• SRI Balanced Income
• SRI Balanced Growth
• SRI Adventurous
• Ethical Balanced Income
• Ethical Balanced Growth
• Balanced Income
• Balanced Growth
For more information, visit mitonoptimal.com/uk or contact us directly at firstname.lastname@example.org or 01225 632 250.
Our purpose is to enhance the Financial Wellness™ of individuals, their communities and their businesses and we are committed to providing investment solutions that can deliver against real client investment objectives.
The Momentum Outcome-based Investment approach is a unique way of investing that gives your clients access to the benefits of world-class asset-liability matching principles, historically only available to large institutional investors. This asset-liability matching process ensures that investments are chosen to be more in line with your clients’ specific goals, investment periods and ultimately your clients’ attitude towards risk.
Momentum’s international investment and wealth businesses began in 1998. The business has evolved over the years, from a South African offshore investment focus to now offer a broad range of investment related services and solutions to retail and corporate clients across the United Kingdom, South Africa and select international markets.
Our commitment to better understanding the financial framework of the UK continues from our creation of the Momentum UK Household Financial Wellness Index. Created in partnership with The University of Bristol, this annual index provides invaluable insight into the habits and attitudes that inform UK’s personal money management.
The Managed Portfolio Range
The Momentum Managed Portfolios were designed to give investors access to discretionary investment strategies. Our solutions are structured to provide a sophisticated investment offering that aims to perform strongly in an array of market conditions and is very competitively priced.
Our Managed range consists of six Managed Portfolios and three Income Portfolios designed to cater for a wide range of risk and return appetites.
The Portfolios offer targeted inflation-plus returns over four or more years. They are broadly diversified investing in a range of equities, fixed income, cash, property and alternative strategies. The Portfolios asset allocation is actively managed and reflects Momentum’s views on asset classes, regions and currency. These can be implemented using either active or passive strategies. The Portfolios are also rebalanced on a regular basis to ensure that the asset allocations adhere to the original risk profiles. The continual review of the level of expected returns from each asset class determines the ongoing composition of each portfolio.
This process has been in place since the inception of the funds, and also previously with other funds managed at Momentum Global Investment Management.
Our Investment Philosophy
Momentum`s robust and all-encompassing investment process has our outcomes-based investment philosophy at heart. Clients invest with a goal in mind, and it is our resolute mission to make that goal a reality whilst making the journey to that outcome as palatable as possible. This philosophy is informed by the following core beliefs:
Inefficiencies create valuation extremes and offer opportunities
Dynamic asset allocation will add value over time
Effective use of broad range of asset classes generates better risk:return profile
Blending uncorrelated assets enables true diversification
Reversion to the mean works in the long run
Wait for the ‘fat pitch’
Dynamic manager selection is essential
Employing specialists to maximise opportunities
Asset Class/ Investment style/ manager
An Aligned Investment Process
Our core strength is a detailed, in-depth understanding of multiple asset classes. For each asset class we undertake extensive modelling using proprietary techniques to assess likely returns under different scenarios. The finesse of our process allows us to be very nimble in changing asset allocation. This allows us to build robust and agile portfolios that seek to outperform across a multitude of economic climates.
Our investment team covers research across a broad range of asset classes and is responsible for external manager selection. As well as picking the right style of managers, we also aim to pick the “best of breed” within any style. We look for managers who have a clearly defined and well-articulated investment philosophy. The manager must translate that philosophy into a coherent process on a consistent basis, and have the necessary resources to repeatedly achieve this.
Our risk management philosophy goes beyond expressing risk as volatility units or VaR measures. Ultimately for our investors risk is the chance of a permanent impairment of real purchasing power. Our approach explicitly focuses on this type of risk, allowing the fund to aim to deliver superior returns over the long run.
The end result is a well-diversified, multi-asset, multi-strategy, and multi-execution solution.
We take advantage of market valuation opportunities to change the strategy allocation but only if it enhances the probability of achieving the outcome without introducing excessive additional risk.
Since Momentum has no ties to other financial services groups we are free to build our clients’ solutions with the best available strategies across the market.
Your goal is our benchmark
Our outcome-based investment approach allows the funds to complement the true financial planning process by providing returns that are conducive to an investor`s needs. This results in an emphasis on meaningful client-centric returns. The feedback we often hear is that clients find it increasingly hard to engage with a benchmark as a success metric for their investments, but would prefer to know whether they are on track to achieve their goals. Since our investment solutions begin and end with our client`s goals we are able to do just that.
Contact Details – Distribution Services – email@example.com – 0207 618 1806
Key Facts at a Glance
No minimum investment
Discretionary Manager Charge:
About Morningstar Managed Portfolios
Income portfolios are intended to provide a stable income in the context of attractive risk-adjusted returns. By focusing on income stability (not just the current yield), our service can provide realistic and risk-aligned income portfolios you can use as part of a long-term investment plan for your clients.
Active portfolios use a valuation-driven asset allocation and active management to deliver outcomes. They span equities, fixed-income and alternative investments, providing exposure to a broad range of return drivers that can be weighted according to our expectations for risk and returns.
Passive portfolios are the purest reflection of our asset-allocation strategy. Because of their straightforward composition, passive investments do not face the same possibility of investment style drift as vehicles under active management. Our passive series features exact expressions of our asset-allocation targets for each risk level.
Our portfolios are supported by access to Morningstar's risk-tolerance questionnaire, regular detailed reports and a dedicated adviser support team.
Why work with Morningstar?
Clear Investment Principles
The investment team takes a long-term and valuation-driven fundamental approach to investing. To help manage risk and deliver better returns, the team builds truly diversified portfolios that combine investments with different underlying drivers. Our core investment principles from the foundation of the investment process and guide the team's investment thinking, behaviours and decision-making.
In-Depth Valuation Analysis
Our valuation-driven portfolio construction focuses on one central idea: We find fair value in fundamentally strong but underpriced investments. From idea generation to holistically building portfolios for the long term, valuation is the key factor guiding the way we construct portfolios and helping us manage risk.
The core of our philosophy is the belief that asset class returns are intrinsically linked to the cash flows they supply to investors. We analyse capital markets with a valuation lens to find ways we can get more than we'll pay for and gauge market sentiment to help ensure we're taking a contrarian look at the markets.
In-depth fundamental asset class reviews are integral to developing our conviction in different investment opportunities. This judgement-driven approach leads to our best thinking about capital markets research and asset classes.
Independent Manager Research Experts
Morningstar Investment Management Europe is able to leverage the expertise of the Morningstar analyst team, which is one of the largest and most experienced fund research teams in the market with more than 100 investment professionals globally. Our analysts are based around the world because they believe the best assessments come from people on the ground. They use independent data from Morningstar, Inc. and regular face-to-face meetings with fund managers, to identify and rate what they believe to be the highest-quality funds in the market place, examining through the five pillars that they consider key to understanding funds: People, Parent, Process, Performance and Price.
Find out more about the Five Pillars of Morningstar Manager Research.
To find out more about Morningstar's managed portfolios, please visit the website or call us on 020 3107 2930.
The value of investments and any income from them can fall as well as rise, and investors may not get back what they originally invested.
Morningstar's Investment Management Group
Morningstar Investment Management Europe Limited is authorised and regulated by the Financial Conduct Authority to provide services to professional clients and is the entity providing the discretionary management services. Morningstar's fund research and rating activities are not undertaken by Morningstar Investment Management Europe Limited and as such, are not regulated by the Financial Conduct Authority. Morningstar Managed Portfolios are intended for citizens or legal residents of the United Kingdom. These portfolios can only be made available through the use of investment advisers appropriately authorised and regulated by the Financial Conduct Authority.
We have core expertise in portfolio construction and multi-strategy investment, employing an absolute return philosophy to produce above average risk adjusted returns alongside the principles of transparency, simplicity and accountability.
Newscape is independent and owned by its directors. The management team has an average of over 20 years' experience in the investment industry with successful track records of producing above average returns across a range of strategies. We believe that markets are not always efficient, and that opportunities exist particularly for investors who are able to adopt a dynamic asset allocation approach, and focus on medium to longer term outcomes.
Newscape's Model Portfolio Service
Newscape provides 5 Risk-Rated Model Portfolios designed to provide a simple route for financial advisors to engage an institutional fund management business whilst maintaining control over client relationships and assets
Newscape works within a risk framework designed by independent risk specialist Rayner Spencer Mills to manage model portfolios aiming to achieve target returns on capital within clear and defined parameters
1. Strategic Allocation
Newscape provide defined portfolio goals and objectives in terms of target return, risk and drawdown limits for all portfolios. The 'strategic allocation' most appropriate to provide a long term adherence to these characteristics forms the basis around which portfolios are managed.
2. Tactical Adjustments
Opportunistic and risk control reallocations may result in significant variance from the 'strategic allocation' in order to maximise consistent long term returns in all market conditions. Newscape provide clear and detailed explanation of 'Tactical Adjustments' and how they are implemented.
By combining value adding active managers, low cost passive funds and listed securities the best and most cost effective returns are achieved.
4. Risk Control and Monitoring
An effective risk management program linked to the portfolio target characteristics and in conjunction with Rayner Spencer Mills Research and their risk parameters is continuously in place.
If you would like further information on the Newscape Model Portfolio Service please contact Newscape or your usual Novia Regional Sales Manager.
Newscape Capital Group Ltd
86 Jermyn Street
London SW1Y 6JD
T/ 020 7024 4810
F/ 020 7024 4811
We offer a distinctive Centralised Investment Proposition (CIP), which has been set up by an IFA, for IFAs. We also provide other services alongside investment to our partner IFAs. Our offices are in Northampton and London.
Our Investment strategy
We developed Outcome Based Investing (OBI) over ten years ago. OBI focuses on delivering a client's strategised annual return (the Outcome, as identified by the IFA in the financial planning stage) combined with a clear understanding of that individual client's tolerance for loss (both financially and emotionally). We manage each client's assets, using their specific values of these two primary factors, which is the most suitable model portfolio at that point in time to achieve their goals. Beating the agreed benchmarks and indices are important, but are secondary to exceeding each client's Outcome while not exceeding their risk tolerance.
Long term investment success come from achieving strong performance while managing the risk taken to achieve it. Based on our modern concept of Outcome Based Investing (OBI), our track record demonstrates that it is possible to deliver strong investment returns with lower volatility. We have achieved this by constructing investment portfolios, selected from all asset classes, and then dynamically adjusting this mix through the economic cycle. This includes taking strong defensive action to protect client capital if we identify market event risks.
Why use our model portfolios?
The OCM Asset Management model portfolios are available through the Novia Platform. Each model is designed to achieve its specified outcome while not exceeding its specified risk. It therefore has a different blend of assets drawn from the whole of the market that our analysis says will best achieve these twin goals. This includes our assessment of the impact of all costs on the returns the client will experience. We then cyclically adjust the portfolios as we move through an economic cycle, since the best blend of assets to achieve these goals will vary with which economic phase that we are in.
Each Client has individual needs so they are not fixed into one portfolio. Rather we move them between model portfolios given their outcome and risk goals and the market opportunity and volatility that we see. We therefore treat each client individually and manage their portfolios in line with their requirements, truly connecting the financial planning with an investment mechanism to deliver it.
The benefits to using OCM Asset Management include:
The annual cost of our Model Portfolio Services on Novia is only 0.35% +VAT. The cost of the Bespoke Portfolio Service varies with the mandate, so please contact us to discuss further.
Our OBI Ethical portfolios are designed to provide sustainable and ethical investment options for our clients who outline ethical considerations as a key preference when defining their investment management requirements. The aim of the overall ethical proposition is to mirror the strategy of the core OBI portfolios in terms of asset classes and geographical regions, while maintaining an ethical overlay in the underlying fund selection.
The OBI Ethical portfolios focus on delivering positive outcomes through investments which follow strict ESG criteria. The first screening mechanism for the investment universe is the ESG screen, which actively eliminates investments according to strict ESG ethical guidelines and may include removing investments in areas such as alcohol, tobacco, gambling, weapons, oil, etc. The second part of the screening process is the SRI (socially responsible investing) screen, which adds a positive screen to identify those investments which are more responsible and contribute to the long-term benefit of society.
The OBI Ethical portfolios are strategically managed to ensure that the overall allocation and risk tolerances remains in line with our core macroeconomic OBI thesis and subsequent outlooks for asset classes and geographical regions.
Please feel free to review our brochure dedicated to our DIM proposition, alternatively, you can look at our website: http://www.ocmassetmanagement.co.uk/
If you would prefer to speak to one of the team in further detail, please contact Anil Choudhry on 01604 621 467, or e-mail firstname.lastname@example.org
This article is intended for professional advisers only.
To build the most cost-effective portfolios into which we invest our own money.
Who We Are
An employee owned multi-asset specialist boutique based in London.
We excel at service and are only a call or email away to assist: we offer regular access to our portfolio management team and insightful weekly videos and penetrating market analysis.
Led by Martin Newson, CEO and CIO, formerly a number one ranked analyst at Goldman Sachs and member of its European Stock Selection Committee. He has also run large equity divisions of major investment banks both in London and New York. Martin is supported by Michael Bull and Chris Wheatley.
Managed Portfolio Service (MPS)
The MPS is our discretionary fund management offering, complementing our UCITS funds. We provide access to a suite of three actively managed, diversified model strategies, risk rated by Oxford Risk.
Each strategy invests in a range of collective funds (including ETFs), which provides a high level of flexibility to allow the manager to implement any tactical view within a specific risk framework.
Our fee is 0.35% + VAT, with an underlying portfolio TER of around 0.2-0.3%.
Chris Wheatley, Portfolio Manager
Telephone 0207 535 1702
Optimus Capital LLP is a limited liability partnership registered in England and Wales, No OC348019 at Eighth Floor, Park House, 116 Park Street, London, W1K 6SS and is authorised and regulated by the Financial Conduct Authority, No 506790. Investments referred to are subject to market fluctuations, there can be no assurance that appreciation will occur and the value of investments can fall as well as rise. Please see our website for further risk warnings and disclaimers.
P1 Investment Management is delighted to offer our range of model portfolios through the Novia platform to provide financial intermediaries with a cost-effective investment solution.
Managed Portfolio Service
Our Managed Portfolio Service (MPS) provides a range of carefully and professionally managed investment portfolios spanning hybrid, bespoke, passive and ethical portfolios.
The key stages involved in creating and managing our portfolios include:
Establish Portfolio Objective & Risk Profile – We determine where the portfolio will sit in our range and what we believe the client is looking for when investing in to it.
Strategic Asset Allocation – We use Personal Investment Management & Financial Advice Association (PIMFA) to derive our risk levels, which is flexed to out in-house views. The Strategic asset allocation is generated on a long term view, looking past 5 years.
Tactical Asset Allocation – The Tactical asset allocation is a shorter term view, derived from our view on the global economy, monetary and fiscal policies, valuations and currency. By the constant fluctuations in these factors the tactical asset allocation relies on ongoing idea generation and these are formally discussed at quarterly investment committee meeting.
Fund Selection – We maintain a panel of researched, approved and monitored investments. Our panel includes a range of potential holdings that can be used in different scenarios and to exploit varying opportunities. Where we believe that active managers are unable to generate positive net relative returns, we will use passive investments. This removes an element of selection risk from the portfolio in addition to reducing the overall cost. The amount of passives held will vary dependent on asset allocation, availability of appropriate investments and the relevant portfolio objective.
Portfolio Construction – Appropriate investments are selected from the panel to meet the tactical asset allocation determined by the portfolio’s risk profile and objective. Core holdings are used to build the bulk of the portfolio. Such holdings are likely to have a long time horizon and are investments we expect to outperform consistently, compounding outperformance. Tactical holdings are used when there is a perceived opportunity in the market, whilst ensuring the investment will work well with other holdings within the portfolio, and where appropriate for the risk level. For portfolios with higher income objectives, we may adjust the tactical asset allocation to ensure that the income target is met. The changes will not affect the overall risk level of the portfolio and are only done to the satisfaction of the investment committee.
Ongoing Monitoring, Investment Changes & Rebalancing – Performance contribution analysis of the portfolio enables us to identify areas that require addressing as well as furthering our understanding of the interaction of funds’ returns and their implications at a portfolio level. All the model portfolios are subjected to a comprehensive quantitative risk analysis on a six monthly basis to highlight areas which could present a previously unforeseen risk.
Investments that have performed particularly well will become rebalanced downwards on a quarterly basis and for poorer performers, vice versa. Quarterly rebalancing ensures that a portfolio does not become over concentrated in areas that have done well and realigns the portfolio fully with our most recent asset allocation decision.
Hybrid Model Portfolios
Our Hybrid Portfolio Service provides a range of carefully and professionally managed investment portfolios spanning five risk levels and three core objectives; income, growth and a balance of the two. With the client outcome in mind, our investment process combines our strategic and tactical asset allocation with granular portfolio construction and stock selection to add further value. Our portfolios are built around core holdings with satellite tactical investments aiming to take advantage of shorter term themes. The portfolios consist of active and passive investments. Passive investments are used where we believe active managers are not able to add value sufficiently to justify the higher charges. As a result, we believe our hybrid portfolios have the ability to outperform while having a lower overall cost.
The funds have been independently rated by Dynamic Planner®
We operate nine core strategies across five risk levels:
A full brochure and factsheets are available on request.
A service suited to clients who require bespoke investment management of their investments, with the day to day management of your investment portfolio being handed over to the investment managers. We use a wider panel of investments including investment trusts.
P1 Investment Management will establish a strategy, monitor your clients’ holdings, and make investment decisions on their behalf. This ensures the portfolio remains appropriate to their risk profile and targeted at achieving individual objectives.
ForBespoke portfolios, the management charge is 0.25% plus VAT, Client meetings are £200 plus VAT. There is a minimum annual fee of £1,500 plus VAT.
We have a range of five risk rated passive portfolios that are able to meet the majority of client needs, whilst minimising costs. This has been done by ensuring that both the cost of the underlying investments are kept low alongside a competitive P1 discretionary management charge. In a low return environment, cost is becoming an important factor in determining to absolute return of an investment portfolio.
Portfolios have been constructed with a long term time horizon from the outset, limiting the need for regular intervention. This will minimise transaction fees, as we will simply look to make changes to the portfolio for the purposes of rebalancing or where we feel that the cost of the transaction is outweighed by a saving from an ongoing fee. Quarterly portfolio rebalancing enables us to ensure that the portfolio remains appropriate for the targeted risk level.
Portfolios have been built around core holdings of UK equities, global equities and fixed income alongside alternatives providing an element of diversification. The Strategic Asset Allocation should ensure that the portfolios remain appropriate for the targeted risk level. We will not take views on short term market movements or themes, leaving the natural diversification and rebalancing process to balance the portfolio. The portfolios are not volatility or return targeted.
The service is provided at a price of 0.1% and not subject to VAT.
Ethical Model Portfolios
We manage 3 core risk rated portfolios focussed around the three basic dimensions of the environment, social issues and corporate governance. We follow the P1 house style for portfolio construction, but subject each available fund to a strict vetting process and employ our influence and engagement with the chosen fund manager and team. Our ethical oversight committee provide checks and balances to any fund shortlisted for inclusion in our models.
P1 also contribute to the ethical and sustainable investment community through published articles and specialist commentary. P1 also runs a number of free CPD seminars on a number of topics.
A full brochure and factsheets are available on request.
The cost of P1's Ethical Model Portfolio Service on Novia is just 0.32% per annum and they are not subject to VAT.
To show that P1 Investment Management Ltd is committed to meeting the standards required for the best practice in Environmental Management, the company holds the ISO 14001 certification. This certification demonstrates that you can have confidence that we act in an environmentally responsible way. P1 are also members of The UK Sustainable Investment and Finance Association (UKSIF) and a signatory to the Carbon Disclosure Project (CDP)
P1 Ethical & Sustainable Model Portfolios
Because we take ethical and sustainable investing extremely seriously at P1, we employ staff with formally recognised qualifications in ethical and sustainable investment. We truly understand the issues and challenges surrounding ethical investment and can demonstrate that our commitment is more than skin-deep.
Our expertise means that we can strive to ensure that we select ethical funds that are meeting the highest possible standards and we can avoid those that merely seek an ethical label for marketing purposes.
We require our ethical and sustainable portfolios to meet a range of requirements including a combination of screening approaches, as well as best-in-class and ‘influence and engagement’. By monitoring the range of ethical investment approaches that funds use, we are able to select those with real commitment and avoid funds with minimal ethical investment standards.
The following link is to the Ethical & Sustainable section of our website: https://p1-im.co.uk/managed-portfolio-service/ethical-and-sustainable-investing/
For more information please visit our website (http://p1-im.co.uk/), email our business Development Manager Jonathan Richards email@example.com or call 01392 953076. Alternatively contact your Novia Regional Sales Manager.
We stand for active asset management through independent thinking and we aim to offer value to our clients by delivering good investment outcomes that meet or exceed their expectations, through relevant products and with open communication.
We offer a broad range of investment solutions, covering income, growth and absolute returns, with different risk profiles. Our solutions are powered by our specialist investment teams that manage our multi-asset, UK equity, global equity and fixed interest strategies. You can access our expertise through a range of investment funds, investment trusts and a portfolio management service.
Premier Portfolio Management Service
Premier Asset Management’s Portfolio Management Service offers a choice of actively managed investment solutions, comprising 8 growth portfolios and 3 income portfolios, designed to meet the different long-term investment needs of investors. The Premier Portfolio Management Service sits alongside Premier Asset Management’s established range of funds. These funds form the investment building blocks of each of the portfolios and cover a variety of asset classes and markets, and are managed by our specialist investment managers and investment teams.
For more information, please contact your regional sales manager, by calling 0333 456 9033 or email us at firstname.lastname@example.org.
Launched in 2010, PortfolioMetrix was designed and developed to challenge the old order of investment services available to financial advisers and their clients. PortfolioMetrix provides world class investment management with world class technology. Partnering with PortfolioMetrix frees up time, allowing advisers to focus on the bigger business picture and take the pressure off worrying about investment management and administration, performance and reporting. PortfolioMetrix specialises in asset allocation, fund selection and rebalancing all of which contribute towards the PortfolioMetrix Alpha (higher expected returns for investors).
However, this is just the tip of the iceberg as the technology affords deeper client analysis, de-risks your business and enables you to increase productivity. The role of the adviser is enhanced, not diminished because we work directly with our adviser partners, but don’t need to meet their clients. Ultimately though, the real measure of a successful partnership is delivering better investor outcomes.
The most obvious benefit of working with PortfolioMetrix is the opportunity to significantly enhance investment outcomes. This doesn’t just mean the potential to generate superior returns, but also to increase portfolio robustness through a rigorous, well-engineered process. Consistent risk-adjusted returns, compounded over the life of a portfolio, significantly reduces shortfall risk and increases investor well-being.
PortfolioMetrix uses a number of different investment techniques to augment expected portfolio returns but rejects the use of methodologies, regardless of their popularity, that have been shown to add little benefit or that risk destroying value. PortfolioMetrix specialises in asset allocation, fund selection, portfolio construction and rebalancing, all of which contribute towards the end result of more money in the client’s pocket.
PMX Select models incorporate ESG integration, the funds we select to be in the portfolios need to demonstrate that they take Environmental, Social and Governance into account in the companies that they invest in. The aim of these portfolios is to achieve the maximum risk adjusted returns over the long-term for the client and it makes sense that in order to do so they should invest in companies with good governance which have good environmental and social policies. At the moment that does entail investing in some energy companies, but we would expect these investments to reduce over time as the world transitions away from fossil fuels more towards renewables.
For more information about the PortfolioMetrix portfolios on the Novia platform please contact: Bruce Ely-Johnston, 07733 017129, email@example.com
Our aim is simple: to provide independent and professional portfolio management at highly competitive rates.
Price Bailey is a leading firm of business advisers and accountants, who have been providing tax and financial advice for more than 70 years. We have offices in London, Guernsey and throughout East Anglia.
We have been successfully investing and managing client money for more than 14 years - and have funds of more than £230 million under management (as at 01.11.12).
It's always nice to get told that you've doing something well - which is why we were so proud to win the Leading Adviser Business Award at the 2012 Aberdeen UK Platform Awards. We were recognised for the quality of our wealth management service and the judges said we "employ technology superbly to offer a top class competitively-priced proposition for the client".
Price Bailey Portfolio Management
Our service is suitable for investors looking to preserve and grow their wealth in a careful and steady way.
We recognise that no two client situations are the same - so we offer four risk-rated portfolios that are designed to satisfy a wide range of investment appetites. Each portfolio is carefully constructed to spread risk - by investing in various asset classes including equities, bonds, commodities and property.
We have a preference for Index-Tracking (passive) investment products - collective investments and Exchange Traded Funds (ETFs). We believe they are the best way to access most asset classes: they reduce investment management costs, remove individual stock risk and avoid underperforming active investment managers. We prefer full physical replication because of the small tracking error, transparency and absence of counterparty risk.
Our portfolios provide a blend of index-tracking products from the leading providers - plus some funds which are not usually available to retail investors. In this way we can deliver a full range of fund manager expertise
What makes us different?
Our (0.35% + VAT) annual management charge is lower than typical investment manager/unit trust management fees. The average TER of our portfolios (including our annual management charge and underlying fund charges but excluding platform and adviser costs) is approximately 0.80%.
We understand what advisers want/need and are happy to share our knowledge and experience. We do not intrude on the adviser-client relationship.
We have produced a suite of material which provides everything we think you and your clients will want to know about Price Bailey Portfolio Management:
These documents - and much more - can be accessed through: www.pbportfoliomanagement.co.uk
It's Good to Talk
We want to help- so please do not hesitate to get in touch.
Our Business Development Manager Mark Ansell-Crook can be contacted on:
We look forward to hearing from you.
Price Bailey Portfolio Management is a service and trading style of PB Financial Planning Ltd.
PB Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under their reference 210782.
What we do
We provide independent, discretionary investment management services to high net worth private clients and their related entities.
We are not experts in everything and work alongside a client's advisers to meet their overall financial objectives.
Quartet on the Novia Platform
Advisers are, more and more, looking to Wraps and Platforms to streamline the management of clients' assets. They also recognize the delegation of the management of clients' wealth is a tough decision. We hope to help, by making Quartet's bespoke portfolio management service available through the Novia Platform.
Key differentiating points
Client focused - Our clients are the focal point of the business and we spend a great deal of time understanding their goals and maintaining dialogue with them.
Bespoke multi-asset portfolios - Each client's circumstances are unique, sowe do not believe in shoehorning clients into predetermined investment solutions. All portfolios are tailored to achieve the client's objectives.
Asset allocation - We believe, and studies have shown, that asset allocation is by far the biggest driver behind investment performance. We do not believe in "buy & hold" strategies and instead focus on actively managing the tactical asset allocation within clients` portfolios. This is where we believe we add significant value.
Investments - Very few fund managers consistently beat their respective index and they also tend to have high fees and costs. We therefore use passive investment vehicles for core portfolio holdings. Tactical, actively managed funds are included to add alpha.
Team - We are very much research led and, within our staff of 13, we have an in-house team of 2 analysts and 2 economists.
Alignment of interests - Partners and their families are amongst the firm's largest clients and our portfolios are managed along the same lines as external clients. We also pay the same fees!
Whether a client is an individual, family, company or trustee we will tailor our investment offering to suit their requirements.
For more information about accessing Quartets' Discretionary Investment Management service on the Novia platform please speak to your usual Novia Regional Sales Manager or contact:
Senior Investment Manager
M:07887 987 877
For further information please visit our website at: www.quartet-im.com/
Quilter Cheviot's services through Novia
Quilter Cheviot is working with Novia and professional advisers to provide clients with a discretionary investment management solution through the Novia wrap platform.
Our Quilter Cheviot Managed Portfolio Service on the Novia platform was launched in 2011 and gives investors a range of solutions to meet a variety of objectives, timescales and attitudes to risk. We offer five investment Strategies and offer the flexibility for clients to switch seamlessly between them. The five investment Strategies on offer will provide advisers and their clients to meet Conservative, Income, Balanced, Growth and Adventurous risk profiles.
Our five investment Strategies operate within a clear risk-controlled framework. This ensures that the volatility of returns across each Strategy is consistent with our expectations and that any deviations outside these boundaries are reviewed.
Quilter Cheviot Managed Portfolio Service benefits
The Quilter Cheviot Managed Portfolio Service provides:
Key benefits of choosing Quilter Cheviot through the Novia Platform
Respected, contemporary and purposeful, we are one of an increasingly small number of long-established names in the investment management sector.
We are at the forefront of development and innovation. We led the way in developing professional investment outsourcing solutions for advisers, providing access to a range of managed portfolio Strategies constructed using carefully researched funds.
We build long-term relationships with advisers and clients, established on a foundation of exemplary personal service and professional expertise. Our regional teams ensure a local presence throughout our 13 offices across the UK, Jersey and Ireland.
Our commitment to excellence has been recognised by the award of a Defaqto 5* rating for our Managed Portfolio Service and Discretionary Portfolio Service in 2013.
For more information or to access the Quilter Cheviot Managed Portfolio Service, please contact Quilter Cheviot or your usual Novia Regional Sales Manager.
t: 020 7220 7103
For more information on the Quilter Cheviot Managed Portfolio Service, please click here.
Rivers Capital Management was founded by a team of experienced multi and single asset portfolio managers. The employee owned business was founded on the belief that individual client needs are best served by separating personalised financial planning and advice from investment management.
Having individually managed model portfolios via platforms since 2011 and similar multi-asset solutions since 2000 the directors have developed a robust investment process with an excellent track record for providing risk adjusted returns.
OUR INVESTMENT APPROACH:
As experienced investors we approach investing in as dynamic and as flexible a way as is possible while remaining both transparent and consistent. Consistency of return is our primary objective. We have developed a unique investment process which is tailored specifically for investment advisers and their clients.
We offer a generic set of risk rated model portfolio solutions. These solutions if necessary can be further tailored based on cost or objective.
We adopt a dynamic approach to risk as well as active and passive fund allocation. Our research shows this maximises efficiency and lowers overall costs.
We are independent, accessible only to advisors and provide no direct client solutions or individual funds. All the portfolios we manage follow the same ‘Rivers’ investment process:
Long-Term Strategic Allocation
..using the Rivers proprietary risk categorisation system.
Active Tactical Allocation
..by experienced portfolio managers using the Rivers risk matrix.
Flexible Active/Passive Allocation
..where active management allocation varies according to market opportunity.
Unbiased Independent Fund Selection
..optimised for tailored objectives and platform availability.
On-going Risk Management
..targeting long term consistent returns over short term performance.
OUR INVESTMENT PRINCIPLES:
For more information or to discuss our models contact the team directly on:
+44 (0)20 78662140 or email firstname.lastname@example.org
Richard Bonnor-Moris – Founder and Portfolio Manager (email@example.com)
Eduardo Tomacelli – Founder and Portfolio Manager (firstname.lastname@example.org)
Mark Hill-Reid – Sales and Business Development (email@example.com)
Najib El-Rayyes – Analyst and Portfolio Support (firstname.lastname@example.org)
We are majority owned by the partners all of whom have money managed within the firm.
We wanted to create a business that provides an independent, innovative and professional service meeting the clients' real needs without pressure from sales targets, bonus expectations and fulfilling shareholder demands that are common at larger firms.
RMG is different to traditional asset managers and private banks because we believe in forward looking asset allocation using macro economic and market analysis rather than a backward facing 'buy and hold' approach.
Underpinning this process is RMG Wealth Management's proprietary, quantitative analysis and a unique emphasis on investor sentiment in the belief that it is either fear or greed that drives return.
We target lower volatility using active management and a proprietary risk management system that cuts losing positions and retains and develops winning fundamental investments.
It is a multi-asset approach, using low cost and highly liquid investments meaning we can be nimble enough to change direction quickly should the need arise.
We are conviction investors, making choices based on the financial and economic environment we are in. We make investments with one eye on the opportunity and the other on preserving wealth.
Fees and Process
RMG concentrate on reducing overall fees to the client as much as possible by ensuring the most cost effective securities are chosen and by being a lean and focused investment manager, we have no sales force or large marketing presence.
We intend to be as fee flexible as possible to suit the advisors and their clients.
We will manage a general model portfolio and will manage specific portfolios in consultation with advisor firms.
For more information please contact your usual Novia regional sales manager, or speak to David Man at RMG Wealth Management on 020 7256 4963 / 07899 904 735 or email to email@example.com.
Rowan Dartington Intermediaries specialises in providing discretionary portfolio management exclusively to IFAs. By offering an effective way of outsourcing the day-to-day management of your clients’ portfolios, our range of discretionary investment management solutions are designed to work in partnership with your overall wealth management proposition. The service frees up time and removes the need for you to make investment decisions.
This is a fund-based solution to investing in risk assets within a robust investment framework - ideal for smaller sums seeking to avoid direct equities. Our Collective Portfolio Service offers the benefits of professional discretionary management, but through a more cost-effective platform.
With a choice of five risk-profiled portfolio frameworks, each aligning to client risk profile questionnaires, every client is provided with exposure to a diverse mix of regions and asset classes. Our experienced investment team manages each portfolio while monitoring market conditions so you can rest assured that we’re always working to meet your clients’ financial goals.
We know the importance of ensuring every investment strategy is underpinned by a strong foundation of due diligence and research. Our in-house asset allocation committee discuss many issues ranging from current economic events, inflation, the valuation of stockmarkets, interest rate policies of Central Banks, and much more. We also draw on an extensive range of source material and third-party research from over 30 leading investment houses.
Proven performers - We’re rightly proud of the accolades we’ve picked up for our investment performance and services and it’s a reassuring sign that you can trust the quality, breadth and flexibility of our offering.
Low costs, maximum return - Our disciplined investment process gives us access to stocks and funds from a variety of global sectors at very competitive rates. Our Total Expense Ratios (TERs) speak for themselves.
The power of technology – Our Proprietary Portfolio Management System (PMS) enables us to monitor all our client portfolios at the same time, against our four market-leading dimensions. These include: portfolio risk, security risk, asset allocation and geographical positioning.
Flexible and Dynamic - When it comes to choosing the most suitable investments, it can pay to play the field. That’s why we look at whole of market investment opportunities. By freeing your clients from the constraints of being tied to certain products or providers, you’ll know they’ll be able to seize the best opportunities available.
For more information or access to the Rowan Dartington Collective Portfolio Service, please contact:
John Cowmeadow, Managing Director – Intermediaries
T: 0117 321 0833
This publication is not intended as advice and should not be construed as such. It may therefore not be suitable for all recipients and does not constitute a personal recommendation to invest. If you have any doubts as to the suitability of this service, you should seek advice from your investment executive. The past is not necessarily a guide to future performance. The value of shares and the income from them can fall as well as rise and investors may get back less than they originally invested. Any tax reliefs referred to are those applying at the time of writing. All estimates and prospective figures quoted in this publication are forecasts and are not guaranteed. Rowan Dartington, its associate companies and/or their clients, directors and employees may own or have a position in the securities mentioned herein and may add to or dispose of any such securities.
Rowan Dartington is part of the St. James’s Place Wealth Management Group. Rowan Dartington & Co. Ltd is a member of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. The FCA does not regulate trust or taxation advice. Registered in England & Wales No. 2752304 at Colston Tower, Colston Street, Bristol BS1 4RD.
OUR INVESTMENT APPROACH
As risk based, multi-asset investment managers we believe:
Investing should be unconstrained:
The best talent is not all in one company:
Controlling risk is at the heart of generating consistent returns:
Saltus runs three distinct real return investment strategies which apply 'risk budgets' to portfolio management to dovetail with the risk profiling tool you use. This ensures that we always take the correct amount of risk for your clients.
SALTUS SOLUTION VIA NOVIA
Our approach to Discretionary Fund Management On-Wrap differs from the normal approach of model portfolios. Instead of providing the usual 'buy-list' of funds, we have taken our full discretionary portfolios and broken them down into a handful of Saltus "building blocks" (e.g. Saltus managed OEICs and Saltus managed Investment Trusts) which are then custodied on the Novia platform. The advantages to this approach are:
Saltus then uses these building blocks to construct and manage the portfolios for your clients. Whilst the allocation between the "building blocks" will change from time to time, most of the dynamic portfolio management is done by Saltus within these "building blocks".
HOW DO SALTUS WORK WITH ADVISORS ON THE NOVIA PLATFORM
Saltus takes time to understand your business and work with you to find the investment solutions that best fits your practice.
Saltus charges are very competitive and fully transparent.
For more information please contact your Novia Regional Sales Manager or
Tony Albery - 07500 830 383 firstname.lastname@example.org
*Figures based on Market CAP as listed on the Johannesburg Stock Exchange 31 December 2019.
At Sanlam we take a ‘destination approach’ to investing. This means we are highly focused on helping people meet their real-world goals. Partnering with Sanlam gives you access to the experience and expertise of all our investment professionals, including award-winning fund managers and strong investment team, with an international reach and perspective.
Our range of model portfolio strategies, Active, Index and Socially Responsible Investment (SRI), are designed to suit a variety of client needs and objectives. The portfolios give your clients access to our carefully designed risk framework which, in turn, affords them exposure to global markets through diversified asset classes, regions and investment styles. The portfolios are constructed from whole of market multi-manager funds.
Each of the models is graded according to the desired amount of risk which you have pre-agreed with your clients. With risk at the heart of everything we do, our starting point is not to maximise returns at whatever cost, but to produce the most appropriate risk-adjusted returns.
Why invest in Sanlam model portfolios?
Established in 2010, and with our suite of investment solutions expanded to factor in both low-cost and socially responsible considerations, our overriding aim is to ensure reliability of returns. We believe the following features help us to do this:
• Portfolio outcomes are not based on where we think financial markets will be in any given time but the result of a bottom-up disciplined risk framework
• We do not ‘time’ financial markets. Rather, value is added by the dialling up or down of risk and making sure we choose the appropriate third-party managers for our models
• We place great emphasis on the blending and construction of our portfolios. In so doing, we aim to mitigate exposure to any one sector, style or geographical region
The Sanlam model portfolio range – Active, Socially Responsible Investment (SRI) and Index models
Our range of strategies operate within a clearly defined risk framework, ensuring that the return profile is consistent with your clients’ expectations.
Boutique ethos, global reach
Our close-knit Collectives team apply a team-based approach to managing portfolios and have a combined industry experience of over 60 years. They also enjoy access to a wide range of research resources. Not only do they form an integral part of the Sanlam multi-asset team, with constant access to the expert views of the equity, bond, and alternatives teams but they also benefit from regular meetings with third-party managers.
The extensive research undertaken is all designed to improve and enhance your clients’ investment outcomes. Overall, strategic and tactical asset allocation is set by the investment committee and subsequently reflected across all our model portfolios.
Nevertheless, the fact that both investment managers and analysts work collaboratively together on one floor, means discussion and sharing of ideas across the entire investment team is a part of our day-to-day culture. While the house asset allocation view is reflected across our range of Active, SRI, and Index models, the Collectives team interpret these in a way which is deemed appropriate for their overall portfolio construction.
Any adjustments to the portfolios are carried out on a quarterly basis, although these may be sooner in the event of extreme market movements. Formal meetings and processes are in place to ensure financial information is reviewed and analysed in a consistent, repeatable way designed to improve and enhance your clients’ investment outcomes.
Our overriding philosophy is to generate the best possible long-term returns for your clients within a specified risk framework.
More specifically, we apply the following philosophy to all our portfolios:
• Modern Portfolio Theory shows that by blending assets that perform differently, enhanced risk-reward outcomes can be achieved
• Index models reflect this philosophy, utilising lower-cost funds
• Active and SRI models take it one step further utilising the fact that assets within a class can and do perform differently – value, growth and quality equities, for example
• The SRI models introduce the added dimension of requiring underlying funds to have a socially responsible approach
For more information please contact your usual Novia Regional Sales Manager, or speak to the Account Directors at Sanlam using the details below.
T: 0117 975 2093 E: email@example.com
Sanlam is the trading name of Sanlam Private Investments (UK) Limited which is authorised and regulated by the Financial Conduct Authority. Sanlam Private Investments (UK) Limited is registered in England and Wales, No: 2041819, registered office: Monument Place, 24 Monument Street, London EC3R 8AJ.
With over 30 years of experience in building multi-asset portfolios for private clients and charity investors, the Sarasin Thematic Model Portfolios allow advisers to leverage that experience to meet the needs of their own client base.
We recognise that many advisers are looking for ways to deliver best-in-class core asset allocation solutions for their clients. We have partnered with Novia to offer our investment management expertise offering our five Thematic Model Portfolios, which differ in their equity weighting and target-return profile.
Designed to provide a range of outcomes for your clients
Our portfolios have been built around a single core investor proposition: to preserve the real value of their assets over time. The additional return required above inflation is dependent on the level of risk each investor is prepared to take.
Each portfolio in this range has a strategic framework that has been developed after detailed research to meet an inflation adjusted return target. Our portfolio managers then aim to provide additional returns above this level by drawing on the most compelling ideas from their extensive fund research and using economic analysis to identify key trends to drive active asset allocation.
Key benefits of the Sarasin Thematic Model Portfolios:
• A choice of five professionally-managed and diversified core asset allocation portfolios that each match a different client risk profile and target return objective
• They are forward-looking, investing in companies well placed to benefit from compelling global trends
• They provide flexibility, allowing the managers to use third party or in-house funds and ETFs to take advantage of tactical opportunities
Sarasin & Partners is known both as a market leader in thematic investment and for long-term income and dividend management across multi-asset and equity mandates.
To find out more about how the Sarasin Thematic Model Portfolios please call us on +44 (0)20 7038 7037 or email firstname.lastname@example.org
Visit our website: www.sarasinandpartners.com
At SCM Private we believe we are unique in combining academic research with years of practical experience. Our aim is to be a force for good in British fund management by being innovative, honest and never forgetting the human face of looking after other people's money.
We are cautious, principled and methodical, and as the founders have significant sums of their own money invested on exactly the same fees and terms as clients, we are never tempted to gamble or take excessive risks.
No fund manager has a crystal ball or can predict what markets will do, but there are three elements that we balance to ensure clients receive the best possible investment outcomes. We call this the Power of Three.
COST - It is widely accepted that costs have the biggest negative impact on what investors get back in their pockets. So we charge fair fees that are 100% transparent.
RISK - Diversify, diversify, diversify so we don't have all our eggs in one basket, which helps us reduce risk and volatility.
RETURNS - We aim to be Steady Eddies whose mantra is seeking consistent performance year after year.
We are passionate about what we do and always treat our clients with respect. We never forget the trust people place in us when handing over their money, and put our money where our mouth is by investing significant funds in all SCM portfolios, on exactly the same terms and fees.
SCM Private has no external shareholders, commercial interest or conflicts of interest so we are never tempted or pressured into acting against the best interests of our clients.
Transparency has become a buzzword in so many areas - business, media, and government, but much of it lacks authenticity when you look beyond the words to the actions.
By having three portfolios, 100% transparency on all our fees and holdings, and explaining all that we do in our business and why - we have no place to hide. We are humble enough to accept when we are wrong, and strong enough to change when necessary.
Manifesto for Business
Success comes from our clients' belief in our proposition, trust in our decisions and satisfaction with our investment performance. With an independent mindset and pioneering spirit, we are not afraid to challenge the status quo, and operate with the following principles:
Profit for Purpose
SCM Private are as passionate about giving back as they are about helping investors. They believe the SCM cornerstones of Cost, Risk and Return can be applied to their charitable giving.
Cost - in terms of understanding how much of every pound given goes to the charitable works.
Risk - unlike our investment approach, we are not risk averse and support innovative small charities and projects that seek to support the most vulnerable in society.
Return - rather than burdensome impact measurements, we take a pulse and agree key performance indicators to judge whether those we support are transforming lives and communities. A significant proportion of any profits earned by SCM Private will be donated to Miller Philanthropy.
For more information please call +44 (0)207 838 8650 or email email@example.com.
7IM was launched in 2002 and now manages over £11 billion in client assets (April 2017). We don't believe in "star managers", instead preferring the structured, disciplined and institutional approach from a team of very well qualified and experienced investment professionals.
Why use passive investments?
We are also believers in the power of passive investments; they tend to be much cheaper than actively managed funds and remove the need for that star manager again. When you use a passive investment you tend to track an index instead of paying an active manager to pick particular holdings. In challenging economic times such as these, when costs can make the difference between your portfolio returning a profit or a loss, we think it is vital to keep those costs as low as we can.
Within the risk tolerances set through our long-established asset allocation process, our Investment Management team chooses the investments for each of the portfolios with the intention of obtaining steady returns at the most appropriate level of risk.
The 7IM Model Portfolios are a risk rated range of model portfolios which use a similar approach to managing money as that used for the 7IM Asset Allocated Passive (AAP) Funds. This process consists of a strategic (backward looking) analysis, combined with a tactical (forward looking) view, and the resultant asset allocation is fulfilled with low cost passive and smart passive instruments, with due diligence carried out by 7IM.
The models are:
These are the charges for the 7IM Model Portfolios:
- 0.25% (+VAT) per annum.
- The ongoing charges figure of the underlying passive instruments ranges between 0.2% and 0.4% depending on risk profile.
- Any fees or charges that you make to the client are in addition to the above.
- Any fees or charges payable to Novia are in addition to the above.
We believe that the 0.25% + VAT charge represents exceptional value for money in a low growth environment where you are probably under pressure from your clients to find them an investment solution that has discipline, structure and consistency behind it.
A real portfolio, not just a fund or tracker
Our portfolios are a blend of passive investment holdings, so you actually get a broad range of external fund manager's expertise.
Why do we do this? Spreading risk and reducing volatility (taking out the wild ups and downs of the stock market ride) are what we advocate. We might be boring but our performance is steady - and in line with what we promise!
Our approach has earned us several awards, including a 5 star rating by Defaqto in 2017 for our Model Portfolio Service. In 2013 we won the Best Outsourced Investment Solution for Advisers at Professional Adviser Awards, and in 2015, we won Best Discretionary Fund Manager at the Investment Life & Pensions Moneyfacts Awards, as well as the award for Best Steady Growth Portfolio and Best Overall Large Firm at the Citywire Wealth Manager Performance Awards 2015. We hope to be able to demonstrate to you why financial advisers who use us keep coming back.
The benefits of investing in our Model Portfolio Service are:
"We emphasise three things at 7IM - cost conscious portfolios with steady performance and managed risk. This approach helps our clients sleep at night." Justin Urquhart Stewart - Director and Co-Founder.
For further information please visit www.7im.co.uk. We also have a Regional Business Development Team, with UK wide coverage, who would be pleased to speak to you or visit your office. Contact details for each of our office based teams are as follows:-
Tom Hardy covers the South East – 0203 823 8861
Iman Askari covers London – 0203 823 8881
Rhea Grant covers the East Midlands and Northern Ireland – 0203 823 8781
Alex Cole covers the South West, West Midlands and South Wales – 0203 823 8893
Chris Coombs covers the North East - 0203 823 8863
Jessica Lawrence covers Scotland - 0203 823 8894
Tom Cox covers the North West and Isle of Man – 0203 823 8835
We have an established and proven track record in our Managed Portfolio Service (MPS) offering.
We work directly with professional advisers to help reach the financial goals of their clients.
We manage six risk-rated Distribution Technology (DT) aligned model portfolios ranging from Defensive to Dynamic Growth.
Please remember the value of investments can go down as well as up and investors may not receive back the original amount invested. Past performance is not a guide to future performance.
*AUM as at 30.09.19
Launched in 2013, we are a specialist investment manager accessible only through Financial Advisers and investment platforms. We are part of Tatton Asset Management plc, listed on the Alternative Investment Market of the London Stock Exchange a group of firms, that provide a range of consultancy, mortgage and investment services to Financial Advisers and their clients.
Justine Randall – Sales Director
m: 07393 766993
Introducing Tavistock Wealth
Tavistock Wealth aim to provide retail clients with access to institutional quality portfolio management. We do this by partnering up with the most successful risk manager in our industry, BlackRock.
We run a core set of in-house funds called the ACUMEN Portfolios. The ACUMEN Portfolios cater for the varying risk appetite of different investors. This is done primarily by partnering up with the market leading provider of Exchange Traded Funds (ETFs): iShares by BlackRock.
We blend our ACUMEN Portfolios together to create the Tavistock PROFILES. These are model portfolios which target specific volatility parameters and are constantly monitored by our analysts, ensuring strict adherence to the criteria set by the Tavistock Wealth Investment Committee.
The Tavistock PROFILES cater for clients wishing to invest in risk profiles 3-8. Tavistock Wealth operate with a key focus on risk management ensuring our Tavistock PROFILES (model portfolios) operate within defined volatility parameters.
The Tavistock PROFILES allocate across nine primary asset classes – Government Bonds, Corporate Bonds, Inflation-Linked Bonds, Emerging Market Bonds, Developed Market Equities, Emerging Market Equities, Commodity Equities, Property Equities and Cash.
All Tavistock PROFILES are re-balanced centrally by the Tavistock Wealth investment team. Re-balances take place approximately once per quarter.
Why choose Tavistock Wealth?
Our Tavistock PROFILES offer the following benefits:
If you would like further information on the services that Tavistock Wealth Limited offer, please contact us.
Tavistock Wealth Limited, 1 Bracknell Beeches, Old Bracknell Lane, Bracknell, Berkshire, RG12 7BW.
Tel: 01753 867 000
Tavistock Wealth (568089) is authorised and regulated by the Financial Conduct Authority in the UK, and is a subsidiary of Tavistock Investments Plc. Registered address 1 Bracknell Beeches, Old Bracknell Lane, Bracknell, Berkshire, RG12 7BW.
An Introduction to TCF Investment
TCF Investment started over a decade ago, with the aim of creating a totally customer focused investment business. Frustrated with an over-priced, over-complicated industry, that is more concerned with pushing product than looking after people’s money, we set out to create something different.
We brought together experts from across the industry that shared our passion to deliver straight forward, reliable, evidence-based solutions.
Our services are designed to meet the needs of advisers’ customers, our business is designed to make advisers’ lives easier.
With five different risk profiles to choose from it is easy to align one of the MAPS portfolios with your clients’ investment requirement (as driven by your assessment of attitude to risk and capacity for loss etc.). After that important step is completed, we take care of all the switching, rebalancing and fund selection. This keeps the portfolio approximately in-line with a selected asset allocation and maintains a wide range of underlying fund managers drawn from the whole market.
You can choose fully passive or core and satellite (passive and active) models.
TCF investment has grown due to the strength of our adviser relationships. Our unique service-led approach means that all advisers have a direct line to our CEO, unlike most of our competitors. We work with all our partners individually and offer tailored support to make them look good and their customers satisfied.
Our low cost, Multi-Asset Portfolio Solutions (MAPS), deliver what they promise. Our solutions are well diversified, rigorously selected and our investment performance speaks for itself.
The portfolios are an excellent solution for:
A simple but comprehensive range of 10 model portfolios: 5 risk profiles each with the option of two investment styles – passive or core & satellite (a blend of passive and active funds (active funds proposed by RSMR)).
We also offer the facility to design and manage portfolios to the advice firm’s specification. Contact us for more information.
What are your fees?
Passive models: 0.25% pa plus VAT. Total portfolio costs c. 0.40% pa.
Core and satellite models: 0.35% plus VAT. Total portfolio costs between c. 0.70% and c. 0.95% pa.
How can I find out more?
David (DAN) Norman
Mobile: 07789 396836
Tel: 020 7193 9704
Thorntons Investments provides discretionary investment services to financial advisers, private clients, charities and trusts. This includes our Managed Portfolio Service, Discretionary Portfolio Management and our AIM Inheritance Tax Portfolio Service.
Managed Portfolio Service (MPS)
Our partnership with Novia offers financial advisers a choice of five discretionary managed risk-targeted investment models:
Thorntons Cautious Model Portfolio
Thorntons Steady Model Portfolio
Thorntons Moderate Model Portfolio
Thorntons Progressive Model Portfolio
Thorntons Adventurous Model Portfolio
Our managed portfolios are designed to achieve their investment objectives within a specific risk profile. We seek to provide a positive investment return over the medium to longer term, while generating an honest income and controlling volatility.
Volatility Management and Control
Volatility management and control are fundamental to the service we provide, given the close alignment between the models and your clients' risk profile and capacity for loss.
Each portfolio is constructed with a three to five-year investment horizon and targets a specific risk budget.
We invest in open ended funds to allow efficient rebalancing to model positions and will use both tracker and active funds, utilising their respective advantages.
There is a spread across a range of asset classes and funds to appropriately diversify risk, but not to the extent that the potential for performance is diluted away.
We do not manufacture our own in-house products.
Passive index tracker funds are used to reduce the average Ongoing Charge Figure and provide efficient exposure to markets. Active funds are used for their potential to add performance alpha and also for differentiated investments with limited correlation to the rest of the model.
By blending both active and passive funds we aim to use the advantages of both to enhance the end risk-return outcome.
Our MPS charges
All model portfolios will aim to minimise the underlying OCF, with a ceiling of 1%, and generate an income yield that should at least cover all costs incurred by the end investor.
Our annual investment fee is 0.30% plus VAT.
The estimated OCF for each model portfolio is:
Thorntons Cautious Model 0.63%
Thorntons Steady Model 0.61%
Thorntons Moderate Model 0.58%
Thorntons Progressive Model 0.53%
Thorntons Adventurous Model 0.49%
Please visit our website at; https://thorntons-investments.co.uk/investment-management/managed-portfolio-service/
For more information about Thorntons Investments and our services please contact:
David Holmes, Head of Business Development
Direct dial: 01382 797600
Mobile: 07701 284358
This document is produced for professional intermediaries only and is not intended for retail clients. The contents of this information document do not constitute investment advice. Thorntons Investments is a trading name of Thorntons Investment Management Limited which is authorised and regulated by the Financial Conduct Authority.
TIDEWAY HORIZON PORTFOLIOS
Tideway’s Horizon approach allocates capital based on the time horizon, risk appetite and use of funds. Because different assets have different return and risk characteristics it is important to match investments with the expected holding period.
Money earmarked for use in the next five years is allocated to Horizon One assets which are stable, secure, low volatility investments such as short dated corporate bonds and cash. Horizon One assets are selected to target real returns of 2% p.a.
Horizon Two capital is invested for five to ten years across a selection of Absolute Return Funds and bonds (including hybrid capital). Horizon Two assets aim to deliver real returns of 3-5 % p.a.
Assets with the highest volatility and long term expected return are allocated to Horizon Three. Horizon three assets are selected on the basis of being held for at least ten years and include single name equities, long only equity funds and long dated corporate bonds (including hybrid capital) Horizon Three assets are chosen to deliver real returns of 4-6% p.a.
HORIZON PORTFOLIOS IN PRACTICE
Tideway Horizon Portfolios are concentrated in high conviction research-driven ideas and use a unique framework which allocates capital according to time horizon, risk appetite and use of funds.
Horizon portfolios create a cascading cash flow all the way from the long dated investments through to short term bonds and cash. The objective is to meet investor income and capital needs whilst never having to be a forced seller of investments at a loss in the short term.
Remember – whilst volatility can work with positive effect when accumulating an investment portfolio (buying on weakness) it can be ruinous when starting to de-accumulate and make withdrawals (selling on weakness).
TAKING OUT INCOME AND CAPITAL
Withdrawals are made by selling stable Horizon One assets first, meaning that the risk of having to sell an asset at the wrong time and realise losses is dramatically reduced. This improves long term returns.
In addition, income from Horizon Two and Horizon Three portfolios can saved to meet unexpected cash needs or where there is no requirement for cash the income can be reinvested and returns will compound.
Whatever your time horizon or risk appetite, Tideway has developed a comprehensive set of Horizon Portfolios to cater for your investment requirements:
*This indicator is based on our internal assessment of risk and may not be a reliable indication of the future risk profile of the Portfolio. The risk category shown is not guaranteed and may change over time. The lowest category does not mean risk free.
An annual management charge of 0.25% no VAT
WHO TO CONTACT
Peter Simes – Head of Professional Intermediaries – firstname.lastname@example.org T. 07736704999
James Brooks – Head of Business Distribution – email@example.com T. 07825271440
This is produced for professional intermediaries only, and should not be relied upon by retail clients.
The value of investments, and any income derived from them, can fall as well as rise, and you may not get back what you originally invested.
Tideway Investment Partners LLP
83 Victoria Street London SW1H 0HW
T: 020 3178 5982
More information is available via our websites:
Tideway Investment Partners LLP authorised and regulated by the Financial Conduct Authority
We are trusted to look after more than £20 billion on behalf of our clients and pride ourselves on offering the very highest levels of professional service to the financial adviser community. Central to our investment philosophy is the understanding that clients are particularly sensitive to losses rather than necessarily being adverse to investment risk.
The core beliefs our investment philosophy are:
• To achieve returns ahead of cash and inflation
• Understand risks taken and particularly the risk of capital loss
• To back our judgement and invest alongside our clients
• The principle of diversification
• To embrace the use of both funds and single securities
• To use active and passive management techniques for the benefit of our clients
• To be aware of and to minimise the impact of costs
Head of Business Development – Managing Director
0203 818 6887
Tyndall does not produce generic models. We create customised models for partner advisers, specific to their clients’ needs.
These needs usually encompass:
Tyndall’s Sustainable strategies are created on a case-by-case basis to suit an advisor’s specific requirements. They offer a combination of sustainability, positive impact and ethical fund investing, with long-term returns at the portfolio’s heart.
For more information contact:
0203 897 2301
Model Portfolio Service
Each portfolio comprises a diversified range of funds with daily liquidity and the portfolios are rebalanced on a regular quarterly basis, or more frequently if required. We emphasise capital preservation and aim to achieve specific target returns on a rolling three-year basis net of charges, rather than matching a particular index or a fixed asset allocation. We believe this is easier to explain to clients than some of the more complex benchmarks that are used. Our management charge is 0.375% plus VAT.
Our investment approach is to use experience, hard work and common sense in the analysis of economies, markets, sectors, shares and funds. We invest over the long-term while being flexible in the shorter-term and we focus on investments that can provide resilience at times of market weakness. The portfolio uses collective funds whose broad remit serves to diversify risk and we have a diversified range of holdings – our policy is to invest no more than 5% into a single fund (with the exception of money markets). We have a significant allocation to alternative assets such as commodities, property and total return funds to offset potential market volatility. We are willing to hold substantial amounts of cash in portfolios if circumstances dictate.
We enjoy communicating with advisers on how we manage our portfolios, as we do with our own discretionary clients.
Darren Hymos – Business Development Manager Tel: 020 7989 0535 Mobile 07864 606660
Vintage Asset Management, 7a Wyndham Place, London W1H 1PN
Tel.: 0207 989 3110
Waverton Investment Management is a discretionary investment management boutique focussed on providing high quality investment outcomes and client service. We are single minded in our approach and only provide investment management services - dovetailing with the financial and tax planning advice provided by financial planners.
The MPS has no minimum investment and provides a choice of six actively managed diversified portfolios. The portfolios invest in a broad range of investments, including open ended funds, closed ended vehicles and structured notes, and also across all asset classes. Alongside equities, fixed income and cash, alternative assets are used to ensure a fully diversified portfolio.
Our portfolio range has been constructed for all potential risk profiles and range from the equity orientated growth portfolio through to our bond focus model. All the portfolios have a real return above inflation objective and have also been risk rated by Distribution Technology.
We are highly rated by a number of independent agencies including Defaqto who have awarded our model service their highest 5 Star rating.
The models are constructed using three specialist Waverton OEIC Funds. Each fund covers an asset class and the three together are used as the building blocks for each portfolio. The funds are:
Importantly, the funds are specifically managed as model portfolio holdings. The strategies across the three funds are managed in a complementary way to ensure a consistent approach within the overall model portfolio.
We believe this structure provides a number of advantages including:
Our model portfolio service has a single clean annual management charge of 0.40% per annum.
For more information please contact Mark Barrington at Waverton Investment Management on 020 7484 2058 - firstname.lastname@example.org
Please visit our website - www.waverton.co.uk
Our company was founded to partner financial advisers. We act only as a discretionary fund manager and pledge never to intrude on our partner's relationship with their clients.
The Wellian Investment Solutions team has considerable investment experience and has provided independent fund research to financial advisers since 2001, extending to offer an authorised discretionary fund management service in 2008. We specialise in managing multi asset model portfolios, believing that they offer the most practical and effective means of managing risk adjusted performance that best meets the needs of your clients.
The extensive knowledge of our experienced team has been recognised with several awards and nominations for our model portfolio service, underlining our commitment to provide our partners with a range of high quality portfolios tailored to meet their client’s financial objectives and risk tolerances.
Why Wellian Investment Solutions?
We combine a 'top down' macroeconomic approach to asset allocation together with a 'bottom up' approach to fund selection to create a portfolio that is designed to match the designated risk profile.
Tolerance levels are set with upper and lower limits to ensure that the portfolios remain within their risk profiles, but they are flexible enough to react quickly and decisively in changing market conditions.
All the funds selected for the portfolios have been through a rigorous research process by the investment team before being approved for inclusion within the models.
The Wellian Ethical portfolio invests in a range of ethically managed funds allowing investors to combine both ethical and environmental considerations into a single investment strategy. We adopt a broad ethical stance when selecting funds for our portfolio. The managers we select will either invest ethically and focus on avoiding investing in companies involved in activities believed to be harmful, e.g. armaments, gambling and tobacco, or be socially responsible investors, actively seeking out firms which make a positive contribution to society. The funds we select vary in both their ethical stance and in the methods they choose to implement this stance. In some cases this may mean that we are investing into funds where the level of ethical restrictions they impose may range from “light green” to “dark green”. This gives us a diverse portfolio and access to the widest range of ethical managers available.
T: 01892 550 600
Whitechurch Securities Ltd is an independent investment management firm with over 35 years’ experience of wealth management. We provide services exclusively to Financial Advisers who maintain the client relationship, whilst our fully qualified investment team take full responsibility for the construction, active management and administration of your investment portfolio. We offer award winning investment services, ranging from low entry model solutions to bespoke solutions, with clearly defined risk profiling. This includes: Dynamic Planner ratings available on a wide range of models, performance and Due Diligence independently assessed by Asset Risk Consultants (ARC). Ethical investment solutions are available across our range of portfolios with a three year plus performance record. Portfolios are administered in-house or on Platform with transparent and competitive charges and we have a dedicated team working closely with Financial Advisers.
Dynamic balanced, Dynamic cautious, Dynamic defensive, Dynamic growth, Dynamic steady growth.
Whitechurch PMS Ethical Balanced
Whitechurch Prestige Ethical Income &Growth Risk 4-7
Dynamics 0.20% + VAT
Whitechurch PMS Ethical Balanced 0.35% + VAT
Whitechurch Prestige Ethical range 0.40% + VAT
Catriona Evans, Business Development Operations Manager:
Direct Line: 0117 452 1216
Head Office: 0117 452 1206
Phil Miller, Business Development Manager
Mobile: 07880 385457
Head Office: 0117 452 1206