At Novia we recognise that there is a strong and growing demand in the investment market for advisers to outsource the portfolio management process to specialist third party Discretionary Fund Managers.
This allows clients to benefit from expert portfolio management and investment research capabilities enabling advisers to focus on financial planning and understanding their client's needs and aspirations.
As a consequence we have developed a trading system and processes which allow the four parties: advisers, their clients, Discretionary Fund Managers and Novia to work together to provide a professional and effective wealth management service.
The choice of Discretionary Fund Manager and charges paid to them remains an agreement between the client and adviser. However Novia enables advisers and Discretionary Fund Managers to use the service in full to the benefit of clients. Novia enables Discretionary Fund Managers to
Further information on how to link with Discretionary Fund Managers can be found in the Key Features Document and in our Terms and Conditions.
Novia can work with any FCA authorised Discretionary Fund Manager that you may wish to appoint. However we have partnered with a number of Discretionary Fund Managers who you may wish to use through the service.
Below is a list of these Discretionary Fund Manager partners. Click on the drop down sections below to find out more information and further details on the services they can provide.
8AM GLOBAL is a UK-based, independent asset manager
At the heart of our business is an experienced and successful investment team who manage a range of asset management solutions for the evolving needs of investors. We are passionate about, and committed to, delivering performance and consistency to our clients. Our primary objective is always to protect and grow our clients' wealth.
The 8AM Clever Model portfolio strategies incorporate the Clever Adviser Technology fund selection and monitoring process. This structure benefits from algorithmic and analytical investment research capabilities, free from many of the behavioural finance vagaries of more traditional approaches.
In managing the Model Portfolios, 8AM Global utilises quantitative investment research generated by CleverAdviser Technology to drive the investment decisions. The system is a reliable investment proposition based on empirical fund analysis.
The process uses algorithms and data, rather than human instinct and emotion, to help generate our fund selection and monitoring.
By analysing millions of pieces of fund data per month, the system removes the possibility of her mentality distorting the decision-making process, resulting in more rational, non-emotional, investment outcomes.
By using this analytical, evidence-based approach, we aim to reduce the negative influence that reactionism, short-termism and subjectivity often have on the investment decision-making process.
The system collects and examines information from over 4,000 UK registered funds. It monitors individual funds, checking whether each is doing well - or not so well - and objectively selects new funds to replace under performing ones. It achieves this by using a bespoke algorithm which has successfully delivered capital growth for over ten years.
Aberdeen Standard Capital has extensive experience working directly with intermediaries, via our Business Development Team based across our network of UK locations.
We are the discretionary investment arm of Aberdeen Standard Investments,* one of the UK’s leading asset managers. We share a close link with our parent, leveraging its institutional investment capabilities and global research for the benefit of clients. The key strengths that underpin our business include global investment expertise, exceptional service, solid long-term performance and a breadth of investment solutions that allow us to meet the needs of your diverse client base. To find out more about our Managed Portfolio Service, visit https://www.aberdeenstandardcapital.com/uk-based/fa/investment-approach/managed-portfolio-service/index.html
*Aberdeen Standard Investments is a brand of the investment business of Aberdeen Asset Management and Standard Life Investments.
We offer what we regard as a traditional investment service whereby we invest assets, using simple portfolio structures, into high quality companies, commercial property and fixed income securities utilizing a disciplined process, a highly skilled team and the best available technology.
Albert E Sharp was established in 1911 as a stockbroker for local families in the Midlands. Having survived the First and Second World Wars, the business grew considerably. In 1946 Albert's only son, Kenneth H Sharp, who had served in the army, re-joined the firm. In the 1950s the company established a corporate finance and research department for analysing local firms wanting advice on fund-raising and other strategic decisions. By the late 1950s, when people were beginning to generate wealth and save money, Albert E Sharp began to be recognised throughout the country for professionalism and trust. In the 1960s, with clients trusting it to look after their investments without consultation, the organisation began to offer discretionary investment management. In the mid-1970s Simon Sharp, Kenneth's eldest son, became the senior partner. Under his leadership, the business continued to flourish until it was acquired in 1998.
In 2009 Giles Sharp, Albert's youngest grandson, established an investment management business as an independent company, using the family name to underline his commitment to the long-held tradition of providing first-class, professional, personal service. Giles firmly believes there is strong demand for a firm operating under the principles passed on to him by his grandfather and father. To ensure the firm remains true to its ideals and that it honours the trust and confidence built up since his grandfather's day, Giles, handpicked a team of leading investment managers to look after client portfolios. Each has extensive experience of institutional investment management, is professionally qualified to the highest standards and has a proven performance track record.
With this in mind we have partnered with Novia to offer our investment management expertise.
Through the platform we would provide:
As an Independent Financial Adviser, we know maintaining good relationships with your clients is paramount to your business. In order to help you do this, we can take care of the provision of asset management, so that your time can be rightly devoted to the other financial services that you offer. With this approach, you can provide your clients with the highest quality advice and most suitable investment options, while Albert E Sharp ensures you can rely on expert knowledge and access to the best asset management for your clients. Specialist outsourcing means that you can concentrate on the many other areas of your practice and improve the range of services you offer to you clients, thereby tailoring your service more accurately, and strengthening those all important relationships.
Our mission is to maximise the value of our clients' investment portfolios and to minimise the downside risk, within given constraints. We attempt to reduce the volatility by imposing strict controls on the exposure to individual securities, asset classes and market sectors. We select securities and construct portfolios by employing a disciplined investment process, empowering highly skilled investment managers and utilising the best available tools in the industry.
If you would like any further information about Albert E Sharp please visit our website http://www.albertesharp.com/ or contact one of our head of sales:
Walker Crips have been providing individuals and institutions with successful investment management strategies for over a century. Our priority is, and always has been, to generate positive returns for our clients.
We have over £4.8 billion in assets under management. Over 6,000 clients, across the UK, trust us with their investments.
Contact: Tom Daniels
Phone: 0800 160 1608
History has taught us that this aim is best achieved by adopting a multi asset strategy, as no one asset class performs well at all stages of the economic cycle and diversification is key to smooth out painful volatility. Apollo's fund management team are specialists in this type of investment and have the necessary experience to create the optimum portfolios to match a client's attitude to risk. In essence each asset class has its own characteristics such as average return, correlation, volatility, and specific periods within the investment cycle to which they are most suited. Apollo focus on blending these individual asset classes together into portfolios to enhance return and reduce risk, such that the 'whole is greater than the sum of the parts'. Although there are many subsets within asset classes, essentially we focus on these eight; equities, bonds, cash, property, commodities, currencies, alternatives and private equity.
Apollo Managed Investment Solutions via Novia
The Apollo - Athena Managed Investment Solutions have been developed to provide Advisers with a solution that focuses primarily on the clients' risk profile. The service consists of nine, ready-made portfolios that have been deemed appropriate for clients with risk profiles of 2 through to 8 (based on the standard 1 to 10 scale). Details on the portfolios can be found on their respective fact sheets. Each of these portfolios are constructed from Apollo's own multi-asset funds and a number of satellite holdings and are continually monitored and rebalanced where necessary to ensure that its risk profile remains unchanged.
How are the Portfolios Constructed?
The portfolios are constructed using a blend of Apollo's three multi-asset funds which are managed by an investment team that has demonstrated its ability to deliver strong and consistent performance for investors over the long term, together with a number of satellite holdings. The funds focus on wealth preservation and downside protection, seeking to smooth returns and minimise the investor's exposure to risk and volatility.
For more information please contact your Novia Regional Sales Manager or speak to one of the Apollo team on 01225 873324.
Bordier & Cie (UK) PLC (Bordier (UK)) is a special investment manager that promotes a long standing culture of consistency and excellence, whether in the performance of our portfolios, the service given by our staff or our award winning reporting.
Our focus is managing investments including: general investment accounts (GIAs), ISAs, pensions, trusts, and offshore bonds. Our key partners include financial advisers, lawyers, accountants, charities, family offices and other large institutions. Our portfolios are constructed for Novia around five core investment strategies, each with differing commitments to equities and other asset classes. Portfolios are managed by a dedicated investment manager but also benefit from a disciplined investment process which harnesses some of the stringent requirements of institutional fund management within a private client environment.
Bordier (UK) was previously known as Berry Asset Management PLC, one of the country’s most widely respected private portfolio management firms. The team that led Berry Asset Management continue to run the business to this day.
Bordier (UK) is part of the Bordier & Cie group. The group is built on solid foundations, with a strong tier one capital ratio of above 20%. Established in Geneva in 1844, and operating in 6 countries across 3 continents, Bordier & Cie manage funds in excess of £7bn AUM for circa 5,000 families.
Why choose the Bordier (UK) Platform Managed Portfolio Service
Choosing Models for Investors
David Muncaster, Director of Sales & Marketing
Tel: +44 (0)20 7667 6600
Fax: +44 (0)20 3427 5400
Philip Lacey, Sales Operations Manager
Tel: +44 (0)20 7667 6600
Fax: +44 (0)20 3427 5400
We are independently owned and are not influenced by a fund manager, bank or insurance company. Brewin Dolphin is also able to choose investments for its clients from the whole of the market.
Brewin Dolphin has over 130,000 clients and more than £25bn of assets under management including more than £8bn in collectives. This substantial client base has allowed Brewin Dolphin to invest and build its award winning research department .
What is the Managed Funds Service?
The Managed Funds Service (MFS) is designed to provide discretionary fund management to clients for whom a bespoke service may not be required or deemed cost effective. It is administered via the Novia wrap and is structured to preserve the client-adviser relationship. The service provides clients with access to a range of five risk rated portfolios created and managed by Brewin Dolphin's award-winning research team.
Who is MFS for?
MFS provides access to Brewin Dolphin's models for smaller portfolios. The service is also able to cater for those clients that would like to make an initial lump sum investment but also make regular payments into their portfolio. MFS is offered via a Novia to make investment management a realistic option for clients who may have less to invest or may be steadily accumulating wealth. This takes advantage of Novia ability to administer assets in a cost efficient manner.
MFS is not a unitised product and an investor in MFS will own a portfolio of funds rather than one single fund. This means that if one part of the portfolio needs changing this can be done without detriment to the rest of the portfolio. It also means that any potential liability to capital gains tax will accrue more steadily thanks the small and subtle changes made to the portfolio. Having a single managed fund would mean that any capital gain may accrue more rapidly, potentially creating a capital gains tax liability when the investor looks to dispose of their portfolio.
MFS is also available via Novia in a range of tax efficient wrappers (ISAs, offshore bonds, SIPPs).
How does MFS work?
Selecting a portfolio
Advisers can select from a range of five model portfolios, with their choice of model portfolio reflecting the amount of risk the client is prepared to accept. Risk profiling of the client may be conducted through the platform. The resulting output can assist the adviser in identifying the portfolio most suited to the client.
The investment decision process
Assets within MFS are managed to reflect Brewin Dolphin's current asset allocation and fund selection views on a continual basis. On a monthly basis our asset allocation team will review the asset allocation of each portfolio. Alongside this, the individual components of portfolios will be monitored by our research team to ensure that their inclusion is merited going forward.
This ongoing monitoring helps ensure that portfolios remain within their original risk parameters, and identifies opportunities to make changes to portfolios in a timely manner.
What does MFS provide?
A MFS portfolio therefore provides access to a portfolio selected from a range of investment funds. The funds are chosen by Brewin Dolphin's award-winning, well-resourced and objective research team, and will continue to be monitored on a daily basis.
The platform will provide transaction statements, regular reports and online access to valuations for each investor.
Finally, as wealth accumulates a more bespoke service is likely to be required. Your Business Development Manager will be able to take you through this and the seamless re-registration process to Brewin Dolphin to utilise this.
The following portfolios are currently available:
The most up to date performance data is available by contacting your local Business Development Manager.
You can access portfolio factsheets by clicking here
What are the charges for this service?
The annual charge is 0.3% + VAT. In addition to this, an investment administration charge is payable to Novia.
What are the minimum investment levels?
The minimum initial investment is £2,000. The minimum regular contribution is £100 per month
Is trail rebated back to Brewin Dolphin, the platform or the client?
All trail/commission received on funds is rebated directly back to the client and into their cash account within the service. The service will utilise institutional units where possible and advantageous.
Are there any transactional costs?
There are no transactional costs within the service.
Can the service be white labelled for the IFA?
Yes. However, all literature provided, including transactions statements and year end packs, will carry the livery of Novia.
Which providers can be used for SIPP and Offshore Bonds?
The service is available via all SIPP and Offshore bonds available through Novia.
Will information on performance be distributed?
Yes. This information will be sent out on a monthly basis. This will include the relevant performance, a breakdown of assets in the portfolio and a commentary on the decisions made when allocating assets.
Key Facts at a glance
Portfolios consist of a combination of Unit Trusts, OEICs and ETFs
Investment in institutional units or retail units with trail commission rebated into portfolios
In addition, Brewin Dolphin have 41 offices across the UK and Channel Islands and a dedicated team of 16 Business Development Managers that are available to work with advisers. Your local Business Development Manager will keep you up to date with the service.
If you would like further information, please email MFS@brewin.co.uk or call 0203 201 3363 and your local Business Development Manager will be in touch to discuss the service further.
BRI Wealth Management is a Midlands-based wealth management boutique that has been looking after funds for intermediaries, private clients, financial institutions, pension funds and charities for over forty-five years. As providers of expert, tailored and comprehensive investment management, you can trust BRI to help you protect and grow your clients’ wealth.
If your client requires a seamless discretionary service and a fully tailored solution is not appropriate, we offer our Managed Portfolio Service through Novia.
This solution is aimed at advisors who are looking for a low cost, active/passive hybrid that will fit their clients’ needs.
Please note that for cases where a client may prefer a bespoke mandate or access to direct equities we also offer a more tailored arrangement.
For more information please contact BRI Wealth Management.
Lawrence Fisher BA (Hons) MCSI
01676 523 550 / firstname.lastname@example.org
Access to our successful investment process is now available on the Novia platform via our segregated fund of funds service and the Managed Portfolios Service (MPS) through four, actively managed, risk rated portfolios.
Also available on Novia is our unitised Fund of Funds (FoF) range that replicate three of our MPS portfolios, these are distributed by our sister company Brooks Macdonald Funds Ltd.
Brooks Macdonald Asset Management Ltd (BMAM) is a specialist investment manager providing discretionary management services for private clients, trusts, charities and pension funds by combining traditional values with a sophisticated investment management process.
We understand that investment management is only a small part of the overall financial planning process and recognise the importance of working closely with Professional Advisers in order to ensure a smooth service experience for our mutual clients. The majority of all new business to BMAM arrives via Professional Advisers.
The MPS, from £20,000, provides a choice of four actively managed, risk-rated, diversified portfolios. The portfolios invest in a wide range of investments (Unit Trusts, OEICs, Structured Products and Cash) to ensure a spread of risk across the full range of asset classes.
The portfolios are:
The MPS is managed by Jonathan Webster-Smith and a team of experienced investment managers and client services personnel whose aim is to meet the investment objectives and service needs of clients. This team is augmented by BMAM's extensive internal resources and governance committees.
Our Unitised FoF option, from £1,000, is available through three risk rated unitised fund of funds, which mirror the MPS Low Risk, Low to Medium Risk and Medium Risk (Active) portfolios, as follows:
For the MPS, BMAM offer Novia clients an Annual Management Charge of 0.30% + VAT.
For the FoF OEIC, BMAM offer Novia clients an Annual Management Charge of 0.50%.
There may be additional charges levied by Novia.
020 7408 5560
020 7408 5560
In our words -Wealth well managed.
A UK authorised bank with a very strong balance sheet and high capital adequacy ratios, the bank's business has and continues to be managed in a measured and conservative way. In the volatile and challenging markets, this approach means our clients can trust us to act with informed responsibility.
Brown Shipley and Novia - Solutions well managed
We are pleased to offer a service for advisers who wish to provide their clients with expert investment choices.
Twelve model investment portfolios (ten risk rated and two income) provide advisers with investment solutions for most client situations. These are complemented by access, through Novia, to Brown Shipley approved funds, which offer a focused range of collective investments.
Brown Shipley was one of the first participants on the Novia platform, with portfolios available since June 2010.
The benefits to advisers include:
Brown Shipley has a dedicated Intermediary section on its website, which includes a page for the Novia service. To access this page, which includes an Adviser presentation, updated monthly with performance statistics, volatility figures and asset allocation, for all portfolios, please follow this link:
To discuss further contact:
Ian Rogers, Head of Intermediary Development
0207 282 3301 / 0781 4521646 / email@example.com
As a long-established wealth manager with an absolute focus on preserving and growing our clients’ wealth, what matters most to our clients, matters most to us.
Private individuals, family offices, trusts, businesses and pension plans all rely on us to provide them with bespoke, discretionary and advisory investment services. Skilled in investment management, wealth planning and banking services – we also offer discretionary fund management to external advisers and their clients, and we are a leading charity fund manager in the UK.
For two centuries we have helped clients look forward to a successful future. With each client we plan for the long term and invest the time to build a personal understanding of their unique circumstances, goals and ambitions. The majority of our clients, and many of our own people, work with us for years, decades and even generations. This creates relationships of unusual depth.
Our experience of navigating complex markets and adapting to change, helps us balance risk and reward. The investment expertise we call upon as part of a truly global asset manager, combined with our long-standing experience of advising clients, is what sets us apart.
Your future, our focus.
What is the Model Portfolio Service?
MPS is a discretionary investment management service that consists of six risk-profiled portfolios, each aiming to deliver strong risk-adjusted returns, for advisers.
Who is it for?
Advisers looking to outsource investment management in a platform environment, servicing clients who may not need a bespoke service as it would not be cost-effective
Why Cazenove Capital?
Our dedicated DFM team have been working with advisers for 15 years to tailor an award-winning multi-asset investment approach, drawing on the depth of investment research of the Schroder Group as well as external specialists
We are focused on preserving and growing the value of your clients' wealth after inflation, in a tax and cost-efficient manner. Our investment philosophy is underpinned by two key factors: an understanding of the business cycle and its impact on different asset classes and underlying investments, as well as a strong belief in the merits of diversification.
Our specialist investment team construct portfolios with the aim of delivering strong risk-adjusted returns, drawing on research from the wider Schroder Group and external investment community
We construct optimal asset allocations for the models based on our in-house strategic asset allocation aligned to six risk categories. These are independently risk rated by Distribution Technology
Our model portfolios are rebalanced in conjunction with our changing investment views. They are altered as appropriate to mitigate portfolio drift and remain consistent with strategy and asset allocation parameters
What are the Model Portfolio Options? See PDF at http://cazenovecapital.com/uk/financial-adviser/our-services/mps/
What are the Strategic asset allocations? See interactive infographic at http://cazenovecapital.com/uk/financial-adviser/our-services/mps/
|1 Six true multi-asset portfolios actively managed in line with the changing investment landscape to provide strong risk-adjusted returns||4 Our model portfolios are available and administered by third-party platform providers and structured to fully support the client/adviser relationship|
|2 Managed by a dedicated team with a strong performance record working with advisers for 15 years||5 You and your clients can view the underlying assets through the platform and our regular factsheets giving total clarity and transparency|
|3 Supported by the depth of investment resource provided by the Schroder Group as well as external specialists|
LinkedIn: Follow us
Contact details: Simon Cooper, DFM Business Development Director
020 7658 1343, Simon.Cooper@cazenovecapital.com
Charles Stanley can trace its origins directly back to 1792 and was first registered as a member of the London Stock Exchange in 1852. It has developed its regional presence and currently has 24 offices across the UK. The Group has no international offices. A more detailed history of the group can be found at the following link: http://www.charles-stanley.co.uk/about-us/history-chapter-one
Charles Stanley & Co. Limited (“Charles Stanley”) is a wholly owned subsidiary of Charles Stanley Group PLC (“the Group”), a public company whose shares are listed on the London Stock Exchange (CAY.L).
Why the Multi-Manager Portfolios Service
The Multi-Manager Portfolios Service (formerly the Collectives Portfolio Service)is an award winning model portfolio service investing predominantly in actively managed funds and provides clients with managed exposure to third-party fund managers. The funds that the Multi-Manager Portfolios service (MMPS) invests in are identified through extensive research carried out by our dedicated team of investment managers and analysts.
Why the Dynamic Passive Portfolios
The Dynamic Passive Portfolios (formerly PanAsset and PanDynamic) is a model portfolio service that specialises in asset allocation research and the use of low cost index-tracking and passive investment solutions to implement investment decisions.
Each portfolio in Charles Stanley’s Dynamic Passive range targets a specific ‘total return’, with our primary investment objective being to offer prospects of real growth whilst preserving capital in adverse markets. The five DT risk mapped model portfolios are compatible with tax wrappers such as ISAs, SIPPs and offshore bonds.
*As at 31/12/2016
CS Multi Manager TR1
CS Multi Manager Inc1
Dynamic Passive 1
CS Multi Manager TR2
CS Multi Manager Inc2
Dynamic Passive 2
CS Multi Manager TR3
CS Multi Manager Inc3
Dynamic Passive 3
CS Multi Manager TR4
CS Multi Manager Inc4*
Dynamic Passive 4
CS Multi Manager TR5
CS Multi Manager Inc5*
Dynamic Passive 5
*Proposed Dynamic Planner Risk Profile.
Charles Stanley has received six Defaqto 5 Star Ratings for three consecutive years (2015, 2016 & 2017) across the following services:
Bespoke Discretionary Management, Collectives Portfolio Service (direct custody), DFM Model Portfolio Service, Collectives Portfolio Service (on platform), PanDynamic Model Portfolios and PanAsset Model Portfolios.
For more information:
See our website at www.charles-stanley.co.uk
Becky Hancock, Business Support Manager at:-
T: 0207 149 6416
The MPS mirrors our approach to investing for our bespoke service in trying to provide lower volatility returns over an economic cycle compared to general market investing.
The service is only available through platforms via a financial adviser and is one of the few Model Portfolios available that have consistently attained a 5 Star Defaqto rating. There are 6 DT risk rated Model Portfolios available with at least a 3 year track record. The models are managed actively and rebalanced each month. The CAM AMC is 0.25% plus VAT*. There are no CAM dealing fees.
Our MPS proposition is overseen by a dedicated team of investment professionals who are responsible for asset allocation and underlying investment fund choices.
The CAM MPS aims to provide a real return over a rolling 5 year period with an emphasis on capital preservation. Investments will be made on a multi-asset basis through a portfolio predominantly consisting of collective investment schemes.
Cautious: The Cautious portfolio’s target return over a five year rolling period is CPI+2%.
Income: The Income portfolio’s target return over a five year rolling period is CPI+2%.
Moderate: The Moderate portfolio’s target return over a five year rolling period is CPI+3%.
Balanced: The Balanced portfolio’s target return over a five year rolling period is CPI+4%.
Growth: The Growth portfolio’s target return over a five year rolling period is to outperform the FTSE WMA Stock Market Growth Index.
Adventurous: The Adventurous portfolio’s target return over a five year rolling period is benchmarked against a 50/50 split between the FTSE All Share Index and the FTSE World Index.
For more information please call us on 020 7324 2920 or email firstname.lastname@example.org.
*effective 1st November 2015
Close Brothers Asset Management (CBAM) has more than £10 billion assets under management and is firmly focused on providing investment management to a broad range of UK clients. Clients of Close Brothers Asset Management include families, charities, institutions, intermediaries and private clients. They provide a range of investment management services helping clients to secure their financial future. Their approach to asset management focuses on their robust investment process and the expertise of their investment managers.
Investors can access their investment expertise through a range of funds and discretionary managed portfolios. They do not believe in a one size fits all approach, which is why they have built a range of investment solutions. They share a common investment process, yet have the capability to tailor investment strategies to meet a broad range of investor needs.
Close Managed Portfolio Service (MPS)
The Managed Portfolio Service (MPS) is a discretionary, actively managed service for private clients. There are four different risk profiles to suit a range of needs. Through MPS, you have access to professionally managed portfolios invested in third party funds with a global outlook.
The portfolios are designed as a long-term investment and may not be suitable if you plan to withdraw your money within five years.
Our investment philosophy is guided by four core principles:
A rigorous and robust research programme greatly increases the likelihood of identifying investment managers that can outperform over the medium to long-term.
We look for managers with an investment process that is repeatable and easy to understand, and where past performance is aligned with their process and style. Importantly, we like managers who share our own philosophy for delivering strong, risk adjusted returns.
o 4 risk rated portfolios
o Cost effective segregated portfolios – Growth & Income Investment Strategies
o Active manager selection, supported by a dedicated team of analysts
o Excellent performance* track record
o Active asset allocation leveraging experience and expertise of 55 investment professionals
o Monthly charge of 0.3% +VAT
Link to MPS microsite
Darren Saddler, Director of Intermediary Sales
Tel: (0)207 426 4187
Copia Capital Management is at the forefront of modern investing, drawing on both academic and institutional excellence. We offer cost effective, diversified, multi-asset portfolios for a given set of portfolio objectives - constructed using Exchange Traded Funds.
Our investment philosophy and approach
We provide a Discretionary Fund Management service available via the Novia Financial plc platform for custody and administration in the UK, and via the Novia Global platform internationally. Our offering is an exciting, evidence-based investment approach that we believe provides a differentiated service for our customers. Our investment approach uses proprietary quantitative algorithms as an asset allocation and risk management tool. Set up by Novia Financial plc in 2013, Copia offers a range of portfolios with different objectives to address different client needs.
We aim to provide a great level of service and the highest quality outcomes to support you with all your investment needs.
A scientific toolkit designed for portfolio management
We have developed a proprietary toolkit which comprises of three key capabilities for designing and managing portfolios:
1. Quantitative Investment Model
Our model takes in hundreds of market and economic variables to estimate expected risk and return for different asset classes.
2. ETF Screener
There are approximately 1,800 ETFs available on the London Stock Exchange. We can use our ETF Screener to filter the ones that qualify for inclusion in our portfolios.
3. Optimisation Tool
Our optimisation tool looks at expected risk-return metrics of different asset classes and their correlations in order to create optimised portfolio weightings for a given portfolio objective.
The Copia portfolio ranges and investment process
Our portfolio ranges all have different objectives requiring varied approaches to portfolio design but using our Copia investment process and capabilities. They are designed and developed to address different Adviser considerations and targets to help support client needs – whilst all being managed to a consistent investment process throughout. Each portfolio range contains a selection of different risk profiles to help Advisers select the right portfolios for their clients.
There are three stages to our investment process:
Whilst quantitatively driven, our investment team retains oversight and control over the entire investment process. Our standard charge for using the Copia investment service is 0.30%pa + VAT and is calculated and deducted every month from the cash facility in your account.
You can find more information about each of our portfolio ranges along with up-coming new product launches on our website at www.copia-capital.co.uk
Bath office: Cambridge House, Henry Street, bath BA1 1JS
London office: 42 Brook Street, London W1K 5DG
T: 0845 850 8880*
F: 01225 460 859
*Calls to this number from residential lines cost 5p per minute, plus your phone company's access charge. Charges from business phones may vary. Lines are open Monday to Friday 9am to 5pm except for Bank Holidays.
Advisers: Please speak to your Regional Copia contact for more information or call us on 0845 850 8880*
Investors: Please speak to your Financial Advisers as Copia Capital portfolios are only available through Advisers.
For any media and press enquiries please click here
In addition to ownership of the business, many of our investment managers have personal savings invested with the company and our interests are therefore closely aligned with those of our clients. We take our name from the Cornelian stone, a semi-precious gemstone to which is attributed the power to improve analytic abilities and clarify perception: two qualities on which we pride ourselves.
We have built our business through our expertise in constructing and implementing broadly based investment portfolios covering many types of assets, designed to add real value to clients in line with their investment and risk objectives.
We aim to achieve investment performance that delivers a real return for clients and matches or exceeds their expectations, but only through exposure to an appropriate and agreed level of risk.
Structure of the Portfolios
The Portfolios are designed specifically to align to the risk ratings 1 through to 10 on the Novia risk scale. They offer a multi-asset, diversified solution and are actively managed to remain consistent with the client's specified risk tolerance.
What do the Cornelian Discretionary Platform Portfolios offer?
Key Benefits to the Financial Adviser
Further details can be found by clicking on this link
You can also contact your Novia Regional Sales Manager or speak to one of the Cornelian team on 0131 240 2770 or email email@example.com
EQ Investors is an award-winning, boutique wealth manager providing investment management services to individuals, small businesses and charitable endowments. On behalf of the financial advisers we work with, we cater for clients with a few thousand pounds as well as those with tens of millions. We are committed to excellence, not in trying to be the biggest. EQ Investors is also a founding B corporation in the UK, believing in business as a force for good.
The EQ Positive Impact Portfolios
The EQ Positive Impact Portfolios are a range of sustainable and impact investment solutions suitable for retail investors. They are designed for clients who want to go beyond ethical or social 'avoidance strategies'.
The EQ investment team has spent several years researching investments from across the socially responsible, ethical, sustainable and impact investment markets and has developed rigorous scoring methodologies. These help us to measure the degree of intentionality of a particular fund to have an impact on society and the environment as well as the real impact it has achieved. We attempt to identify where one can genuinely make a difference with investment capital, while not compromising on performance.
EQ's Investment Team is highly regarded for its expertise in the measurement of social and environmental impact. We demonstrate that responsible use of investment capital can help to tackle many of the environmental and social issues existing today.
As a result, our portfolios will give your clients the confidence to know they are investing in the fund managers who actively seek out social and environmental improvements over and above simply avoiding vices, thereby providing a more 'positive' or 'intentional' investment proposition.
The EQ Positive Impact Portfolios are not just about selecting investments that do good. They are also about selecting good investments. Alongside our social and environmental research processes, our investment management team apply all their knowledge to find investments which we believe have the potential to beat equivalent but less responsibly managed funds in terms of the financial returns they can deliver. We then build portfolios which we believe provide sustainable outperformance versus peers.
Want to know more?
If you would like more information about the EQ Positive Impact Portfolios or wish to meet our investment team please feel free to contact us.
Who are we?
Formed in 1996, we are a private company with a strong international presence throughout Europe and Asia Pacific. FE Invest is built on this strong foundation and heritage. It is more than just a model portfolio service.
Our 400+ employees are committed to delivering excellence; from maintaining the integrity and accuracy of our data, to effective portfolio modelling and providing investment advice, to exceptional customer service. It is this dedication to excellence that has won us a variety of awards and sets us apart in providing a truly whole of market, independent and complete model portfolio service.
Whether it's helping with the onboarding of clients, selecting suitable portfolios, producing white-labelled reporting or issuing real-time governance, FE Invest provides the support you need to provide first class customer service, stay compliant and help you grow your business.
About Our Models
Our models are a suite of risk optimised portfolios targeted at the complete range of investor risk profiles. Using the quality investment choices available from the FE Invest Approved Funds List, the portfolios are driven by our ratings including FE Crown Fund, FE Alpha Manager, FE Group and FE AFI.
Designed to produce superior risk adjusted returns through an optimal combination of actively managed funds, each portfolio is regularly reviewed and has strict targets that it must meet in regards to both performance and risk.
Dan Middleton DipPFS Cert CII(MP&ER)
Business Development Manager
Saj Din DipFA CeMAP MIFS
Business Development Manager
Established in 1983, GAM is an independent, active investment manager, delivering investment solutions to institutions, intermediaries, private clients and charities from offices in financial centres around the world. Our aim is to deliver strong, long-term returns for our clients through some of the world's most talented investment managers.
We seek to achieve and - wherever possible - outperform their investment objectives through an exceptional focus on both producing returns and managing risk. Our CHF 114.4 billion in assets under management* spans approximately 60 separate investment strategies across equity, fixed income, absolute return, funds of hedge funds, discretionary portfolio management and tailored investment solutions.
We are passionate about active management; all our managers - in-house and external - are active investors who have the freedom to invest without having to conform to a single 'house style'. The common threads that link them are their specialist investment talent, disciplined investment approaches, intense focus on risk and alignment of interests with clients.
Our DFM services for advisers
GAM offers five diversified, multi-asset model portfolios each risk rated by Distribution Technology. This objective measure enables advisers to determine the most appropriate portfolio for their clients.
The models are continually monitored and rebalanced to ensure that their risk profile remains on target and that their investment strategy is optimised within the agreed parameters.
In addition, GAM offers a Customised Portfolio Service, providing bespoke risk-matched model portfolios for advisers seeking tailored solutions.
Key features of GAM's model portfolio service
Up-to-date factsheets, videos, article and events information can be found by clicking here.
For more information please contact your usual Novia Regional Sales Manager or use the following contact information:
T: 020 7393 8856
*Source: GAM Holding AG as at 31 December 2013
With over £440 million of assets under management, our Investment Model Portfolios are a proven investment solution that has been working for over 1,300 clients since 2009. Contact us now to arrange an initial meeting with our team to find out more about how our portfolios can support your financial planning.
Working With You
Your time is valuable, and we aim to give you a solution that enables you to work efficiently, at a cost that is acceptable for your clients.
To support your goals, we have put together a simple process to give you security of knowing that our portfolios are right for you.
We will have no direct relationship with your clients, though our Investment Model Portfolios do come with a range of client-friendly supporting materials to help you to keep them informed. Our portfolios are available on a range of platforms that provide online access for clients and advisers to view performance and access reports when they choose.
We offer a range of 15 Investment Model Portfolios:
Our DFM fee is 0.15%, with VAT not applicable.
Visit our website now to view factsheets or find out more about our products and our team.
Investment Manager: Tom Sparke IMC, CertPFS (DM)
Telephone: 01954 234 383
Hawksmoor focuses on the management of three services: Model Portfolios for the clients of Financial Advisers, funds-of-funds and discretionary investment management services for private clients including trusts, pension schemes and charities.
Our Model Portfolio Service, with its range of active strategies, offers a high-quality, low-cost investment solution for Financial Advisers and Planners and we believe it is the next best thing to an in-house investment team.
Hawksmoor has been at the forefront of the development of risk-based Model Portfolios, working in partnership with many of the leading adviser platforms since 2009. The key benefits of the Model Portfolio Service to advisers and their clients include:
There are six active portfolios: Defensive, Cautious, Balanced, Growth, Aggressive and Distribution.
For more information about Hawksmoor, please contact Hawksmoor's Director of Business Development Robin O’Grady on 07468 697900 or e-mail firstname.lastname@example.org. Further resources and other literature can be found on our website: www.hawksmoorfm.co.uk.
For over 25 years, knowledgeable and demanding clients – including FTSE 100 directors, private equity partners, hedge fund managers and leading UK charities – have trusted us to manage their assets.
They expect us to be good stewards of their wealth, to deliver good levels of growth and dependable returns, over the long term. For our part, we aim to deliver the investment journey they expect.
At a glance:
- Award-winning boutique investment business
- Specialists focused on multi asset investing
- £3.5 billion under management and administration, as at 31 December 2018
- Part of the Handelsbanken group
Our approach to investing is considered and straightforward. We specialise in multi asset class investing, creating diversified portfolios that blend investments from across global markets. Each of our investment strategies has a clear target return, and we focus on delivering positive real returns over the long term.
We have four unconstrained total return multi asset strategies designed to appeal to a broad spectrum of risk appetites from defensive investors to those seeking growth.
Our sustainable multi asset strategies are managed using the same investment process and target returns as our unconstrained multi asset strategies. The only difference is that in addition, we assess potential investments against our sustainability criteria. Our sustainability criteria screens out investments that have exposure to the five sectors investors may wish to avoid, such as tobacco and gambling, and searches for investments that score highly on Environmental, Social and Governmental factors.
In making our expertise available to clients, we have worked hard to avoid unnecessary complexity. We offer a focused range of investment strategies, designed to suit most investing needs.
For more information about Heartwood, please contact email@example.com
Our three risk-managed investment strategies are designed to produce a consistent level of return for the level of risk employed - managing RISK is at the centre of everything we do.
Our investment process is built upon our proprietary risk management system, Analysis, Risk and Trading system (ART), that stress tests portfolios thereby bringing an institutional approach to private clients – this is the backbone of the business.
This gives Financial Advisers reassurance that portfolios are constantly reviewed, monitored and rebalanced, ensuring alignment with their clients ATR.
Strategic asset allocation is set at outset and tactically adjusted as appropriate - flexibility to reduce/remove asset classes in extreme market conditions.
We have a diversified, multi-fund and multi-asset approach to investing, as we believe this provides better capital protection and risk-adjusted long-term returns over more traditional mixes of long-only equities and bonds that you might see elsewhere.
Inventive use of alternative investment strategies to provide diversified sources of return and reduced volatility via the use of absolute return funds.
The above approach has led to consistent relative performance across all solutions, providing consistency and reliability of client outcomes.
So in summary the three key points are:
Head of Intermediary Partnerships
IPS Capitall LLP
m: 07787 516660
o: 020 7469 6830
Ethical investment is rarely a core activity for advisers, but climate change and global concerns have led to a significant increase in demand for ethical investments. The level of extra research required in what is still a niche area, makes the outsourcing of ethical investment management a compelling option. King & Shaxson Ethical Investing has developed a comprehensive range of ethical portfolios to satisfy this need.
The five portfolios cater for a range of investors from those looking for stability in capital values through to those who wish to accept a higher level of risk. The Income portfolio generates an attractive level of income whilst also maintaining capital.
King & Shaxson's portfolios are designed to accommodate not only investors looking for a complete ethical approach but also those that wish to add an ethical component to their conventional portfolios. The portfolios are well diversified but have a thematic tilt, providing exposure to areas such as clean technology and water.
King & Shaxson Ethical Investing is part of King & Shaxson Capital Limited, a City institution dating back to 1866. The company has been active in ethical asset management since 2002, and has a dedicated team who are not only expert in ethical investing but also share the ethical values held by its investors. The core investment principles of asset allocation and global investing, along with transparent client reporting, have remained the cornerstone of King & Shaxson's ethical asset management since its inception.
In addition to ethical asset management King & Shaxson also has a strong presence in the cash management and the fixed interest markets, with clients including well-known building societies and local authorities. King & Shaxson also run conventional equity mandates in the US, Europe and the Far East.
King & Shaxson Capital Limited (Co. No. 2863591) is registered in England and Wales and is part of the PhillipCapital Group. It is a member of the London Stock Exchange and authorised and regulated by the Financial Conduct Authority. King & Shaxson's registered office is 6th Floor, Candlewick House, 120 Cannon Street, London, EC4N 6AS.
For more information about the King & Shaxson's ethical portfolios on the Novia platform please contact your usual Novia Regional Sales Manager or contact Craig Hart at King & Shaxson Ethical Investing: 0207 426 5979 / firstname.lastname@example.org
Further information about King & Shaxson Ethical Investing
High quality outsourced investment management
Kleinwort Benson offers a range of six sterling investment strategies with a choice of risk, return and income. Our strategies seek to generate a real return exceeding the rate of inflation over the course of a five to seven year period, while targeting a level of risk similar to the long-run historical risks of investing in blended portfolios of bonds and equities.
The strategies are risk-rated from 1 to 5, where 1 is intended to be the lowest level of risk and 5 the highest. Risk in this context is measured in terms of the annualised volatility of monthly returns.
Kleinwort Benson’s models are as follows: Cautious (risk rating: 2); Balanced (risk rating: 3); Income (risk rating: 3); Growth (risk rating 4); Growth and Income (risk rating 4); Aggressive (risk rating 5).
The cost of our Managed Portfolio Service on Novia is 0.35% +VAT.
Reasons to choose Kleinwort Benson
Brand and Reputation
For more information about Kleinwort Benson and our services please contact Leigh Philpot, Head of Discretionary Fund Management, on +44 20 3207 7694 or email@example.com
Resources and literature can be found on our website: www.kleinwortbenson.com
We work closely in partnership with our clients to design, develop and manage innovative and competitive investment solutions.
Starting with a thorough understanding of the specific needs of their ultimate investors, we help our professional clients tailor appropriate investment solutions.
We also recognise that many advisory businesses have well-established relationships with third party platforms, wraps and product providers like Novia. Liontrust have therefore developed a range of competitively priced discretionary portfolios that are available for the first time to intermediaries on the Novia platform.
The Dynamic Beta portfolios
A wide range of portfolios with clear volatility targets and ranges allowing Advisory businesses to identify and select the portfolios most appropriate for their client risk profiles.
The Key Features of the portfolios are:
As at 31 January 2014
Our Approach to Investment
All of our investment solutions incorporate our active approach to asset allocation. In addition we will use a wide range of investment vehicles encompassing active and passive funds, investment trusts, exchange traded funds and other specialist products. The choice of investment vehicles we use will depend on the solution we are managing and it's investment objectives.
Our ultimate objective is ensuring we fulfil clients' investment expectations for an agreed level of risk.
Strategic Asset Allocation
Combining asset classes with different risk and return characteristics enables us to create robust and efficient portfolios able to achieve the highest returns for a given level of risk over the longer term. Our strategic asset allocation is dynamic. It is reviewed quarterly and is designed to adjust to reflect the changing behaviour of different asset classes over time.
Tactical Asset Allocation
The strategic asset allocation of our clients' portfolios provides their long term direction. Our tactical asset allocation overlay reflects the team's current thinking on asset classes and markets. It enables us to take controlled positions in order to enhance returns or reduce losses in the shorter term.
As a proponent of multi manager investing we believe it is important to include a broad range of managers and investment vehicles. Our robust quantitative and qualitative process covers both active and passive funds as well as investment trusts, exchange traded funds and other specialist funds such as structured products. Whilst we embrace a wide range of investment vehicles, we understand that it is critical to use the right ones to meet our clients' specific requirements.
For the Dynamic Beta Portfolios we focus on using low cost strategies such as Index funds and ETF's combined with active managers who allow us to access certain asset classes.
Experience tells us that:
If you would like to discuss any of the services Liontrust can provide please speak to your usual Novia sales representative, alternatively please contact:
Business Development Manager
Direct +44 (0) 207 412 1764
Please visit our website - www.liontrust.co.uk
All of MAIA’s portfolios use Distribution Technology’s risk output. Their investment process is a continuous exercise which is based on their initial strategic asset allocation. MAIA continually monitor funds’ asset allocations relative to benchmarks and have an ongoing review of fund selections. Whilst MAIA believe in active management, their primary concern is to identify funds capable of maintaining consistent results over the longer term.
The team’s breadth of experience allows them to invest across a diverse range of funds, including more esoteric funds, such as global convertibles and thematic funds, and they consider their investment style to be a diversified, multi-asset approach.
With the aim of utilising their position to offer full support and a personal customer service to financial advisers, MAIA offer direct access to their investment managers.
Contact Sophie Taylor, Product Specialist
T. 01564 796874
M. 07586 347454
Our purpose is to enhance the Financial Wellness™ of individuals, their communities and their businesses and we are committed to providing investment solutions that can deliver against real client investment objectives.
The Momentum Outcome-based Investment approach is a unique way of investing that gives your clients access to the benefits of world-class asset-liability matching principles, historically only available to large institutional investors. This asset-liability matching process ensures that investments are chosen to be more in line with your clients’ specific goals, investment periods and ultimately your clients’ attitude towards risk.
Momentum’s international investment and wealth businesses began in 1998. The business has evolved over the years, from a South African offshore investment focus to now offer a broad range of investment related services and solutions to retail and corporate clients across the United Kingdom, South Africa and select international markets.
Our commitment to better understanding the financial framework of the UK continues from our creation of the Momentum UK Household Financial Wellness Index. Created in partnership with The University of Bristol, this annual index provides invaluable insight into the habits and attitudes that inform UK’s personal money management.
The Managed Portfolio Range
The Momentum Managed Portfolios were designed to give investors access to discretionary investment strategies. Our solutions are structured to provide a sophisticated investment offering that aims to perform strongly in an array of market conditions and is very competitively priced.
Our Managed range consists of six Managed Portfolios and three Income Portfolios designed to cater for a wide range of risk and return appetites.
The Portfolios offer targeted inflation-plus returns over four or more years. They are broadly diversified investing in a range of equities, fixed income, cash, property and alternative strategies. The Portfolios asset allocation is actively managed and reflects Momentum’s views on asset classes, regions and currency. These can be implemented using either active or passive strategies. The Portfolios are also rebalanced on a regular basis to ensure that the asset allocations adhere to the original risk profiles. The continual review of the level of expected returns from each asset class determines the ongoing composition of each portfolio.
This process has been in place since the inception of the funds, and also previously with other funds managed at Momentum Global Investment Management.
Our Investment Philosophy
Momentum`s robust and all-encompassing investment process has our outcomes-based investment philosophy at heart. Clients invest with a goal in mind, and it is our resolute mission to make that goal a reality whilst making the journey to that outcome as palatable as possible. This philosophy is informed by the following core beliefs:
Inefficiencies create valuation extremes and offer opportunities
Dynamic asset allocation will add value over time
Effective use of broad range of asset classes generates better risk:return profile
Blending uncorrelated assets enables true diversification
Reversion to the mean works in the long run
Wait for the ‘fat pitch’
Dynamic manager selection is essential
Employing specialists to maximise opportunities
Asset Class/ Investment style/ manager
An Aligned Investment Process
Our core strength is a detailed, in-depth understanding of multiple asset classes. For each asset class we undertake extensive modelling using proprietary techniques to assess likely returns under different scenarios. The finesse of our process allows us to be very nimble in changing asset allocation. This allows us to build robust and agile portfolios that seek to outperform across a multitude of economic climates.
Our investment team covers research across a broad range of asset classes and is responsible for external manager selection. As well as picking the right style of managers, we also aim to pick the “best of breed” within any style. We look for managers who have a clearly defined and well-articulated investment philosophy. The manager must translate that philosophy into a coherent process on a consistent basis, and have the necessary resources to repeatedly achieve this.
Our risk management philosophy goes beyond expressing risk as volatility units or VaR measures. Ultimately for our investors risk is the chance of a permanent impairment of real purchasing power. Our approach explicitly focuses on this type of risk, allowing the fund to aim to deliver superior returns over the long run.
The end result is a well-diversified, multi-asset, multi-strategy, and multi-execution solution.
We take advantage of market valuation opportunities to change the strategy allocation but only if it enhances the probability of achieving the outcome without introducing excessive additional risk.
Since Momentum has no ties to other financial services groups we are free to build our clients’ solutions with the best available strategies across the market.
Your goal is our benchmark
Our outcome-based investment approach allows the funds to complement the true financial planning process by providing returns that are conducive to an investor`s needs. This results in an emphasis on meaningful client-centric returns. The feedback we often hear is that clients find it increasingly hard to engage with a benchmark as a success metric for their investments, but would prefer to know whether they are on track to achieve their goals. Since our investment solutions begin and end with our client`s goals we are able to do just that.
Contact Details – Distribution Services – firstname.lastname@example.org – 0207 618 1806
Key Facts at a Glance
No minimum investment
Discretionary Manager Charge:
About Morningstar Managed Portfolios
Income portfolios are intended to provide a stable income in the context of attractive risk-adjusted returns. By focusing on income stability (not just the current yield), our service can provide realistic and risk-aligned income portfolios you can use as part of a long-term investment plan for your clients.
Active portfolios use a valuation-driven asset allocation and active management to deliver outcomes. They span equities, fixed-income and alternative investments, providing exposure to a broad range of return drivers that can be weighted according to our expectations for risk and returns.
Passive portfolios are the purest reflection of our asset-allocation strategy. Because of their straightforward composition, passive investments do not face the same possibility of investment style drift as vehicles under active management. Our passive series features exact expressions of our asset-allocation targets for each risk level.
Our portfolios are supported by access to Morningstar's risk-tolerance questionnaire, regular detailed reports and a dedicated adviser support team.
Why work with Morningstar?
Clear Investment Principles
The investment team takes a long-term and valuation-driven fundamental approach to investing. To help manage risk and deliver better returns, the team builds truly diversified portfolios that combine investments with different underlying drivers. Our core investment principles from the foundation of the investment process and guide the team's investment thinking, behaviours and decision-making.
In-Depth Valuation Analysis
Our valuation-driven portfolio construction focuses on one central idea: We find fair value in fundamentally strong but underpriced investments. From idea generation to holistically building portfolios for the long term, valuation is the key factor guiding the way we construct portfolios and helping us manage risk.
The core of our philosophy is the belief that asset class returns are intrinsically linked to the cash flows they supply to investors. We analyse capital markets with a valuation lens to find ways we can get more than we'll pay for and gauge market sentiment to help ensure we're taking a contrarian look at the markets.
In-depth fundamental asset class reviews are integral to developing our conviction in different investment opportunities. This judgement-driven approach leads to our best thinking about capital markets research and asset classes.
Independent Manager Research Experts
Morningstar Investment Management Europe is able to leverage the expertise of the Morningstar analyst team, which is one of the largest and most experienced fund research teams in the market with more than 100 investment professionals globally. Our analysts are based around the world because they believe the best assessments come from people on the ground. They use independent data from Morningstar, Inc. and regular face-to-face meetings with fund managers, to identify and rate what they believe to be the highest-quality funds in the market place, examining through the five pillars that they consider key to understanding funds: People, Parent, Process, Performance and Price.
Find out more about the Five Pillars of Morningstar Manager Research.
To find out more about Morningstar's managed portfolios, please visit the website or call us on 020 3107 2930.
The value of investments and any income from them can fall as well as rise, and investors may not get back what they originally invested.
Morningstar's Investment Management Group
Morningstar Investment Management Europe Limited is authorised and regulated by the Financial Conduct Authority to provide services to professional clients and is the entity providing the discretionary management services. Morningstar's fund research and rating activities are not undertaken by Morningstar Investment Management Europe Limited and as such, are not regulated by the Financial Conduct Authority. Morningstar Managed Portfolios are intended for citizens or legal residents of the United Kingdom. These portfolios can only be made available through the use of investment advisers appropriately authorised and regulated by the Financial Conduct Authority.
Providing this service through Novia builds on our commitment to offer choice and greater accessibility to all who wish to utilise the benefits of active investment management. This service aims to offer our extensive investment management experience and know-how on a platform which is cost-efficient for clients.
Myddleton Croft has a long and successful history in discretionary investment management and our customer-centric philosophy is anchored in providing absolute returns for your clients, regardless of market conditions. We do not seek to hide behind benchmarks. We believe primarily in the security of client assets and always seek to preserve capital through our investment selections.
We offer a compelling range of six carefully crafted model portfolios from which you can choose, given your clients' individual risk appetite. We also offer the equivalent six portfolios for offshore bond wrappers. These portfolios are not static and are regularly adapted to the fluid and rapidly changing macro- and micro-environments that currently pertain. See the illustration below for maximum and minimum of equity and non-equity content within each portfolio.
Why Myddleton Croft? - The Benefits
Experience - Outstanding in-house research & an extensive fund management network that generates exceptional portfolio ideas.
Compliance - You can feel confident knowing that we have the appropriately qualified people doing the right things.
We are purely investment managers - We believe in the benefits of sticking to our "core business". We do not have an IFA arm, hence no competition. Your clients remain your clients. Requests for advice are referred to the introducing adviser.
Product transparency - We offer line-of-sight from our macro outlook to our portfolio component selections.
Customer value - We believe that the modern client requires up to date information from an investment management service. We therefore provide you with monthly commentaries and access to the investment managers who manage your clients' money.
Truly independent - We have no bias towards funds selected or investment preferences, leaving us free to seek out the most beneficial asset types for your clients.
Personal service - You deal with the people running the money and we are happy to go to client meetings with you.
Bespoke portfolio - Should you require a portfolio outside the models provided, we are happy to construct one to fit your needs.
Annual management charge - 0.35% per annum plus VAT
*Indicative conventional risk rating spectrum as used by IFAs, platforms and other industry professionals
Myddleton Croft looks to manage clients by mandate and risk tolerance. The above allocations are a 'base case', e.g. valid when assets are fairly valued. However, given that valuation and risk are not static, investments may become under / overvalued or very volatile. We believe the balance between equity and non-equity should reflect this and be flexible enough to accommodate prevailing circumstances. For example, if equities become overvalued we will reduce equity exposure below the base case. The degree of flexibility is illustrated in the table above through maximum and minimum weightings for both equity and non-equity investments. For clients with risk appetites outside these ratings, MCIM can construct a bespoke portfolio on demand.
For further information and / or due diligence documentation, please contact your usual Novia Regional Sales Manager, or speak directly to Myddleton Croft Investment Managers.
Julie Jones - Managing Director 07880 291717
Or e-mail us at email@example.com
We have core expertise in portfolio construction and multi-strategy investment, employing an absolute return philosophy to produce above average risk adjusted returns alongside the principles of transparency, simplicity and accountability.
Newscape is independent and owned by its directors. The management team has an average of over 20 years' experience in the investment industry with successful track records of producing above average returns across a range of strategies. We believe that markets are not always efficient, and that opportunities exist particularly for investors who are able to adopt a dynamic asset allocation approach, and focus on medium to longer term outcomes.
Newscape's Model Portfolio Service
Newscape provides 5 Risk-Rated Model Portfolios designed to provide a simple route for financial advisors to engage an institutional fund management business whilst maintaining control over client relationships and assets
Newscape works within a risk framework designed by independent risk specialist Rayner Spencer Mills to manage model portfolios aiming to achieve target returns on capital within clear and defined parameters
1. Strategic Allocation
Newscape provide defined portfolio goals and objectives in terms of target return, risk and drawdown limits for all portfolios. The 'strategic allocation' most appropriate to provide a long term adherence to these characteristics forms the basis around which portfolios are managed.
2. Tactical Adjustments
Opportunistic and risk control reallocations may result in significant variance from the 'strategic allocation' in order to maximise consistent long term returns in all market conditions. Newscape provide clear and detailed explanation of 'Tactical Adjustments' and how they are implemented.
By combining value adding active managers, low cost passive funds and listed securities the best and most cost effective returns are achieved.
4. Risk Control and Monitoring
An effective risk management program linked to the portfolio target characteristics and in conjunction with Rayner Spencer Mills Research and their risk parameters is continuously in place.
If you would like further information on the Newscape Model Portfolio Service please contact Newscape or your usual Novia Regional Sales Manager.
Newscape Capital Group Ltd
86 Jermyn Street
London SW1Y 6JD
T/ 020 7024 4810
F/ 020 7024 4811
We offer a distinctive Centralised Investment Proposition (CIP), which has been set up by an IFA, for IFAs. We also provide other services alongside investment to our partner IFAs. Our offices are in Northampton and London.
Our Investment strategy
We developed Outcome Based Investing (OBI) over ten years ago. OBI focuses on delivering a client's strategised annual return (the Outcome, as identified by the IFA in the financial planning stage) combined with a clear understanding of that individual client's tolerance for loss (both financially and emotionally). We manage each client's assets, using their specific values of these two primary factors, which is the most suitable model portfolio at that point in time to achieve their goals. Beating the agreed benchmarks and indices are important, but are secondary to exceeding each client's Outcome while not exceeding their risk tolerance.
Long term investment success come from achieving strong performance while managing the risk taken to achieve it. Based on our modern concept of Outcome Based Investing (OBI), our track record demonstrates that it is possible to deliver strong investment returns with lower volatility. We have achieved this by constructing investment portfolios, selected from all asset classes, and then dynamically adjusting this mix through the economic cycle. This includes taking strong defensive action to protect client capital if we identify market event risks.
Why use our model portfolios?
The OCM Asset Management model portfolios are available through the Novia Platform. Each model is designed to achieve its specified outcome while not exceeding its specified risk. It therefore has a different blend of assets drawn from the whole of the market that our analysis says will best achieve these twin goals. This includes our assessment of the impact of all costs on the returns the client will experience. We then cyclically adjust the portfolios as we move through an economic cycle, since the best blend of assets to achieve these goals will vary with which economic phase that we are in.
Each Client has individual needs so they are not fixed into one portfolio. Rather we move them between model portfolios given their outcome and risk goals and the market opportunity and volatility that we see. We therefore treat each client individually and manage their portfolios in line with their requirements, truly connecting the financial planning with an investment mechanism to deliver it.
The benefits to using OCM Asset Management include:
The annual cost of our Model Portfolio Services on Novia is only 0.35% +VAT. The cost of the Bespoke Portfolio Service varies with the mandate, so please contact us to discuss further.
Please feel free to review our brochure dedicated to our DIM proposition, alternatively, you can look at our website: http://www.ocmassetmanagement.co.uk/
If you would prefer to speak to one of the team in further detail, please contact Gráinne McGettigan on 0845 338 1971, or e-mail firstname.lastname@example.org
This article is intended for professional advisers only.
P1 Investment Management is delighted to offer our range of model portfolios through the Novia platform to provide financial intermediaries with a cost-effective investment solution.
Managed Portfolio Service
Our Managed Portfolio Service (MPS) provides a range of carefully and professionally managed investment portfolios spanning hybrid, bespoke, passive and ethical portfolios.
The key stages involved in creating and managing our portfolios include:
Establish Portfolio Objective & Risk Profile – We determine where the portfolio will sit in our range and what we believe the client is looking for when investing in to it.
Strategic Asset Allocation – We use Personal Investment Management & Financial Advice Association (PIMFA) to derive our risk levels, which is flexed to out in-house views. The Strategic asset allocation is generated on a long term view, looking past 5 years.
Tactical Asset Allocation – The Tactical asset allocation is a shorter term view, derived from our view on the global economy, monetary and fiscal policies, valuations and currency. By the constant fluctuations in these factors the tactical asset allocation relies on ongoing idea generation and these are formally discussed at quarterly investment committee meeting.
Fund Selection – We maintain a panel of researched, approved and monitored investments. Our panel includes a range of potential holdings that can be used in different scenarios and to exploit varying opportunities. Where we believe that active managers are unable to generate positive net relative returns, we will use passive investments. This removes an element of selection risk from the portfolio in addition to reducing the overall cost. The amount of passives held will vary dependent on asset allocation, availability of appropriate investments and the relevant portfolio objective.
Portfolio Construction – Appropriate investments are selected from the panel to meet the tactical asset allocation determined by the portfolio’s risk profile and objective. Core holdings are used to build the bulk of the portfolio. Such holdings are likely to have a long time horizon and are investments we expect to outperform consistently, compounding outperformance. Tactical holdings are used when there is a perceived opportunity in the market, whilst ensuring the investment will work well with other holdings within the portfolio, and where appropriate for the risk level. For portfolios with higher income objectives, we may adjust the tactical asset allocation to ensure that the income target is met. The changes will not affect the overall risk level of the portfolio and are only done to the satisfaction of the investment committee.
Ongoing Monitoring, Investment Changes & Rebalancing – Performance contribution analysis of the portfolio enables us to identify areas that require addressing as well as furthering our understanding of the interaction of funds’ returns and their implications at a portfolio level. All the model portfolios are subjected to a comprehensive quantitative risk analysis on a six monthly basis to highlight areas which could present a previously unforeseen risk.
Investments that have performed particularly well will become rebalanced downwards on a quarterly basis and for poorer performers, vice versa. Quarterly rebalancing ensures that a portfolio does not become over concentrated in areas that have done well and realigns the portfolio fully with our most recent asset allocation decision.
Hybrid Model Portfolios
Our Hybrid Portfolio Service provides a range of carefully and professionally managed investment portfolios spanning five risk levels and three core objectives; income, growth and a balance of the two. With the client outcome in mind, our investment process combines our strategic and tactical asset allocation with granular portfolio construction and stock selection to add further value. Our portfolios are built around core holdings with satellite tactical investments aiming to take advantage of shorter term themes. The portfolios consist of active and passive investments. Passive investments are used where we believe active managers are not able to add value sufficiently to justify the higher charges. As a result, we believe our hybrid portfolios have the ability to outperform while having a lower overall cost.
The funds have been independently rated by Dynamic Planner®
We operate nine core strategies across five risk levels:
A full brochure and factsheets are available on request.
A service suited to clients who require bespoke investment management of their investments, with the day to day management of your investment portfolio being handed over to the investment managers. We use a wider panel of investments including investment trusts.
P1 Investment Management will establish a strategy, monitor your clients’ holdings, and make investment decisions on their behalf. This ensures the portfolio remains appropriate to their risk profile and targeted at achieving individual objectives.
ForBespoke portfolios, the management charge is 0.25% plus VAT, Client meetings are £200 plus VAT. There is a minimum annual fee of £1,500 plus VAT.
We have a range of five risk rated passive portfolios that are able to meet the majority of client needs, whilst minimising costs. This has been done by ensuring that both the cost of the underlying investments are kept low alongside a competitive P1 discretionary management charge. In a low return environment, cost is becoming an important factor in determining to absolute return of an investment portfolio.
Portfolios have been constructed with a long term time horizon from the outset, limiting the need for regular intervention. This will minimise transaction fees, as we will simply look to make changes to the portfolio for the purposes of rebalancing or where we feel that the cost of the transaction is outweighed by a saving from an ongoing fee. Quarterly portfolio rebalancing enables us to ensure that the portfolio remains appropriate for the targeted risk level.
Portfolios have been built around core holdings of UK equities, global equities and fixed income alongside alternatives providing an element of diversification. The Strategic Asset Allocation should ensure that the portfolios remain appropriate for the targeted risk level. We will not take views on short term market movements or themes, leaving the natural diversification and rebalancing process to balance the portfolio. The portfolios are not volatility or return targeted.
The service is provided at a price of 0.1% and not subject to VAT.
Ethical Model Portfolios
We manage 3 core risk rated portfolios focussed around the three basic dimensions of the environment, social issues and corporate governance. We follow the P1 house style for portfolio construction, but subject each available fund to a strict vetting process and employ our influence and engagement with the chosen fund manager and team. Our ethical oversight committee provide checks and balances to any fund shortlisted for inclusion in our models.
P1 also contribute to the ethical and sustainable investment community through published articles and specialist commentary. P1 also runs a number of free CPD seminars on a number of topics.
A full brochure and factsheets are available on request.
The cost of P1's Ethical Model Portfolio Service on Novia is just 0.32% per annum and they are not subject to VAT.
To show that P1 Investment Management Ltd is committed to meeting the standards required for the best practice in Environmental Management, the company holds the ISO 14001 certification. This certification demonstrates that you can have confidence that we act in an environmentally responsible way. P1 are also members of The UK Sustainable Investment and Finance Association (UKSIF) and a signatory to the Carbon Disclosure Project (CDP)
For more information please visit our website (http://p1-im.co.uk/), email our business Development Manager Jonathan Richards email@example.com or call 01392 953076. Alternatively contact your Novia Regional Sales Manager.
We stand for active asset management through independent thinking and we aim to offer value to our clients by delivering good investment outcomes that meet or exceed their expectations, through relevant products and with open communication.
We offer a broad range of investment solutions, covering income, growth and absolute returns, with different risk profiles. Our solutions are powered by our specialist investment teams that manage our multi-asset, UK equity, global equity and fixed interest strategies. You can access our expertise through a range of investment funds, investment trusts and a portfolio management service.
Premier Portfolio Management Service
Premier Asset Management’s Portfolio Management Service offers a choice of actively managed investment solutions, comprising 8 growth portfolios and 3 income portfolios, designed to meet the different long-term investment needs of investors. The Premier Portfolio Management Service sits alongside Premier Asset Management’s established range of funds. These funds form the investment building blocks of each of the portfolios and cover a variety of asset classes and markets, and are managed by our specialist investment managers and investment teams.
For more information, please contact your regional sales manager, by calling 0333 456 9033 or email us at firstname.lastname@example.org.
Launched in 2010, PortfolioMetrix was designed and developed to challenge the old order of investment services available to financial advisers and their clients. PortfolioMetrix provides world class investment management with world class technology. Partnering with PortfolioMetrix frees up time, allowing advisers to focus on the bigger business picture and take the pressure off worrying about investment management and administration, performance and reporting. PortfolioMetrix specialises in asset allocation, fund selection and rebalancing all of which contribute towards the PortfolioMetrix Alpha (higher expected returns for investors).
However, this is just the tip of the iceberg as the technology affords deeper client analysis, de-risks your business and enables you to increase productivity. The role of the adviser is enhanced, not diminished because we work directly with our adviser partners, but don’t need to meet their clients. Ultimately though, the real measure of a successful partnership is delivering better investor outcomes.
The most obvious benefit of working with PortfolioMetrix is the opportunity to significantly enhance investment outcomes. This doesn’t just mean the potential to generate superior returns, but also to increase portfolio robustness through a rigorous, well-engineered process. Consistent risk-adjusted returns, compounded over the life of a portfolio, significantly reduces shortfall risk and increases investor well-being.
PortfolioMetrix uses a number of different investment techniques to augment expected portfolio returns but rejects the use of methodologies, regardless of their popularity, that have been shown to add little benefit or that risk destroying value. PortfolioMetrix specialises in asset allocation, fund selection, portfolio construction and rebalancing, all of which contribute towards the end result of more money in the client’s pocket.
For more information about the PortfolioMetrix portfolios on the Novia platform please contact: Bruce Ely-Johnston, 07733 017129, email@example.com
Our aim is simple: to provide independent and professional portfolio management at highly competitive rates.
Price Bailey is a leading firm of business advisers and accountants, who have been providing tax and financial advice for more than 70 years. We have offices in London, Guernsey and throughout East Anglia.
We have been successfully investing and managing client money for more than 14 years - and have funds of more than £230 million under management (as at 01.11.12).
It's always nice to get told that you've doing something well - which is why we were so proud to win the Leading Adviser Business Award at the 2012 Aberdeen UK Platform Awards. We were recognised for the quality of our wealth management service and the judges said we "employ technology superbly to offer a top class competitively-priced proposition for the client".
Price Bailey Portfolio Management
Our service is suitable for investors looking to preserve and grow their wealth in a careful and steady way.
We recognise that no two client situations are the same - so we offer four risk-rated portfolios that are designed to satisfy a wide range of investment appetites. Each portfolio is carefully constructed to spread risk - by investing in various asset classes including equities, bonds, commodities and property.
We have a preference for Index-Tracking (passive) investment products - collective investments and Exchange Traded Funds (ETFs). We believe they are the best way to access most asset classes: they reduce investment management costs, remove individual stock risk and avoid underperforming active investment managers. We prefer full physical replication because of the small tracking error, transparency and absence of counterparty risk.
Our portfolios provide a blend of index-tracking products from the leading providers - plus some funds which are not usually available to retail investors. In this way we can deliver a full range of fund manager expertise
What makes us different?
Our (0.35% + VAT) annual management charge is lower than typical investment manager/unit trust management fees. The average TER of our portfolios (including our annual management charge and underlying fund charges but excluding platform and adviser costs) is approximately 0.80%.
We understand what advisers want/need and are happy to share our knowledge and experience. We do not intrude on the adviser-client relationship.
We have produced a suite of material which provides everything we think you and your clients will want to know about Price Bailey Portfolio Management:
These documents - and much more - can be accessed through: www.pbportfoliomanagement.co.uk
It's Good to Talk
We want to help- so please do not hesitate to get in touch.
Our Business Development Manager Mark Ansell-Crook can be contacted on:
We look forward to hearing from you.
Price Bailey Portfolio Management is a service and trading style of PB Financial Planning Ltd.
PB Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under their reference 210782.
What we do
We provide independent, discretionary investment management services to high net worth private clients and their related entities.
We are not experts in everything and work alongside a client's advisers to meet their overall financial objectives.
Quartet on the Novia Platform
Advisers are, more and more, looking to Wraps and Platforms to streamline the management of clients' assets. They also recognize the delegation of the management of clients' wealth is a tough decision. We hope to help, by making Quartet's bespoke portfolio management service available through the Novia Platform.
Key differentiating points
Client focused - Our clients are the focal point of the business and we spend a great deal of time understanding their goals and maintaining dialogue with them.
Bespoke multi-asset portfolios - Each client's circumstances are unique, sowe do not believe in shoehorning clients into predetermined investment solutions. All portfolios are tailored to achieve the client's objectives.
Asset allocation - We believe, and studies have shown, that asset allocation is by far the biggest driver behind investment performance. We do not believe in "buy & hold" strategies and instead focus on actively managing the tactical asset allocation within clients` portfolios. This is where we believe we add significant value.
Investments - Very few fund managers consistently beat their respective index and they also tend to have high fees and costs. We therefore use passive investment vehicles for core portfolio holdings. Tactical, actively managed funds are included to add alpha.
Team - We are very much research led and, within our staff of 13, we have an in-house team of 2 analysts and 2 economists.
Alignment of interests - Partners and their families are amongst the firm's largest clients and our portfolios are managed along the same lines as external clients. We also pay the same fees!
Whether a client is an individual, family, company or trustee we will tailor our investment offering to suit their requirements.
For more information about accessing Quartets' Discretionary Investment Management service on the Novia platform please speak to your usual Novia Regional Sales Manager or contact:
Senior Investment Manager
M:07887 987 877
For further information please visit our website at: www.quartet-im.com/
Quilter Cheviot's services through Novia
Quilter Cheviot is working with Novia and professional advisers to provide clients with a discretionary investment management solution through the Novia wrap platform.
Our Quilter Cheviot Managed Portfolio Service on the Novia platform was launched in 2011 and gives investors a range of solutions to meet a variety of objectives, timescales and attitudes to risk. We offer five investment Strategies and offer the flexibility for clients to switch seamlessly between them. The five investment Strategies on offer will provide advisers and their clients to meet Conservative, Income, Balanced, Growth and Adventurous risk profiles.
Our five investment Strategies operate within a clear risk-controlled framework. This ensures that the volatility of returns across each Strategy is consistent with our expectations and that any deviations outside these boundaries are reviewed.
Quilter Cheviot Managed Portfolio Service benefits
The Quilter Cheviot Managed Portfolio Service provides:
Key benefits of choosing Quilter Cheviot through the Novia Platform
Respected, contemporary and purposeful, we are one of an increasingly small number of long-established names in the investment management sector.
We are at the forefront of development and innovation. We led the way in developing professional investment outsourcing solutions for advisers, providing access to a range of managed portfolio Strategies constructed using carefully researched funds.
We build long-term relationships with advisers and clients, established on a foundation of exemplary personal service and professional expertise. Our regional teams ensure a local presence throughout our 13 offices across the UK, Jersey and Ireland.
Our commitment to excellence has been recognised by the award of a Defaqto 5* rating for our Managed Portfolio Service and Discretionary Portfolio Service in 2013.
For more information or to access the Quilter Cheviot Managed Portfolio Service, please contact Quilter Cheviot or your usual Novia Regional Sales Manager.
t: 020 7220 7103
For more information on the Quilter Cheviot Managed Portfolio Service, please click here.
Rivers Capital Management was founded by a team of experienced multi and single asset portfolio managers. The employee owned business was founded on the belief that individual client needs are best served by separating personalised financial planning and advice from investment management.
Having individually managed model portfolios via platforms since 2011 and similar multi-asset solutions since 2000 the directors have developed a robust investment process with an excellent track record for providing risk adjusted returns.
OUR INVESTMENT APPROACH:
As experienced investors we approach investing in as dynamic and as flexible a way as is possible while remaining both transparent and consistent. Consistency of return is our primary objective. We have developed a unique investment process which is tailored specifically for investment advisers and their clients.
We offer a generic set of risk rated model portfolio solutions. These solutions if necessary can be further tailored based on cost or objective.
We adopt a dynamic approach to risk as well as active and passive fund allocation. Our research shows this maximises efficiency and lowers overall costs.
We are independent, accessible only to advisors and provide no direct client solutions or individual funds. All the portfolios we manage follow the same ‘Rivers’ investment process:
Long-Term Strategic Allocation
..using the Rivers proprietary risk categorisation system.
Active Tactical Allocation
..by experienced portfolio managers using the Rivers risk matrix.
Flexible Active/Passive Allocation
..where active management allocation varies according to market opportunity.
Unbiased Independent Fund Selection
..optimised for tailored objectives and platform availability.
On-going Risk Management
..targeting long term consistent returns over short term performance.
OUR INVESTMENT PRINCIPLES:
For more information or to discuss our models contact the team directly on:
+44 (0)20 78662140 or email firstname.lastname@example.org
Richard Bonnor-Moris – Founder and Portfolio Manager (email@example.com)
Eduardo Tomacelli – Founder and Portfolio Manager (firstname.lastname@example.org)
Mark Hill-Reid – Sales and Business Development (email@example.com)
Najib El-Rayyes – Analyst and Portfolio Support (firstname.lastname@example.org)
We are majority owned by the partners all of whom have money managed within the firm.
We wanted to create a business that provides an independent, innovative and professional service meeting the clients' real needs without pressure from sales targets, bonus expectations and fulfilling shareholder demands that are common at larger firms.
RMG is different to traditional asset managers and private banks because we believe in forward looking asset allocation using macro economic and market analysis rather than a backward facing 'buy and hold' approach.
Underpinning this process is RMG Wealth Management's proprietary, quantitative analysis and a unique emphasis on investor sentiment in the belief that it is either fear or greed that drives return.
We target lower volatility using active management and a proprietary risk management system that cuts losing positions and retains and develops winning fundamental investments.
It is a multi-asset approach, using low cost and highly liquid investments meaning we can be nimble enough to change direction quickly should the need arise.
We are conviction investors, making choices based on the financial and economic environment we are in. We make investments with one eye on the opportunity and the other on preserving wealth.
Fees and Process
RMG concentrate on reducing overall fees to the client as much as possible by ensuring the most cost effective securities are chosen and by being a lean and focused investment manager, we have no sales force or large marketing presence.
We intend to be as fee flexible as possible to suit the advisors and their clients.
We will manage a general model portfolio and will manage specific portfolios in consultation with advisor firms.
For more information please contact your usual Novia regional sales manager, or speak to David Man at RMG Wealth Management on 020 7256 4963 / 07899 904 735 or email to email@example.com.
Rowan Dartington Intermediaries specialises in providing discretionary portfolio management exclusively to IFAs. By offering an effective way of outsourcing the day-to-day management of your clients’ portfolios, our range of discretionary investment management solutions are designed to work in partnership with your overall wealth management proposition. The service frees up time and removes the need for you to make investment decisions.
This is a fund-based solution to investing in risk assets within a robust investment framework - ideal for smaller sums seeking to avoid direct equities. Our Collective Portfolio Service offers the benefits of professional discretionary management, but through a more cost-effective platform.
With a choice of five risk-profiled portfolio frameworks, each aligning to client risk profile questionnaires, every client is provided with exposure to a diverse mix of regions and asset classes. Our experienced investment team manages each portfolio while monitoring market conditions so you can rest assured that we’re always working to meet your clients’ financial goals.
We know the importance of ensuring every investment strategy is underpinned by a strong foundation of due diligence and research. Our in-house asset allocation committee discuss many issues ranging from current economic events, inflation, the valuation of stockmarkets, interest rate policies of Central Banks, and much more. We also draw on an extensive range of source material and third-party research from over 30 leading investment houses.
Proven performers - We’re rightly proud of the accolades we’ve picked up for our investment performance and services and it’s a reassuring sign that you can trust the quality, breadth and flexibility of our offering.
Low costs, maximum return - Our disciplined investment process gives us access to stocks and funds from a variety of global sectors at very competitive rates. Our Total Expense Ratios (TERs) speak for themselves.
The power of technology – Our Proprietary Portfolio Management System (PMS) enables us to monitor all our client portfolios at the same time, against our four market-leading dimensions. These include: portfolio risk, security risk, asset allocation and geographical positioning.
Flexible and Dynamic - When it comes to choosing the most suitable investments, it can pay to play the field. That’s why we look at whole of market investment opportunities. By freeing your clients from the constraints of being tied to certain products or providers, you’ll know they’ll be able to seize the best opportunities available.
For more information or access to the Rowan Dartington Collective Portfolio Service, please contact:
John Cowmeadow, Managing Director – Intermediaries
T: 0117 321 0833
This publication is not intended as advice and should not be construed as such. It may therefore not be suitable for all recipients and does not constitute a personal recommendation to invest. If you have any doubts as to the suitability of this service, you should seek advice from your investment executive. The past is not necessarily a guide to future performance. The value of shares and the income from them can fall as well as rise and investors may get back less than they originally invested. Any tax reliefs referred to are those applying at the time of writing. All estimates and prospective figures quoted in this publication are forecasts and are not guaranteed. Rowan Dartington, its associate companies and/or their clients, directors and employees may own or have a position in the securities mentioned herein and may add to or dispose of any such securities.
Rowan Dartington is part of the St. James’s Place Wealth Management Group. Rowan Dartington & Co. Ltd is a member of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. The FCA does not regulate trust or taxation advice. Registered in England & Wales No. 2752304 at Colston Tower, Colston Street, Bristol BS1 4RD.
OUR INVESTMENT APPROACH
As risk based, multi-asset investment managers we believe:
Investing should be unconstrained:
The best talent is not all in one company:
Controlling risk is at the heart of generating consistent returns:
Saltus runs three distinct real return investment strategies which apply 'risk budgets' to portfolio management to dovetail with the risk profiling tool you use. This ensures that we always take the correct amount of risk for your clients.
SALTUS SOLUTION VIA NOVIA
Our approach to Discretionary Fund Management On-Wrap differs from the normal approach of model portfolios. Instead of providing the usual 'buy-list' of funds, we have taken our full discretionary portfolios and broken them down into a handful of Saltus "building blocks" (e.g. Saltus managed OEICs and Saltus managed Investment Trusts) which are then custodied on the Novia platform. The advantages to this approach are:
Saltus then uses these building blocks to construct and manage the portfolios for your clients. Whilst the allocation between the "building blocks" will change from time to time, most of the dynamic portfolio management is done by Saltus within these "building blocks".
HOW DO SALTUS WORK WITH ADVISORS ON THE NOVIA PLATFORM
Saltus takes time to understand your business and work with you to find the investment solutions that best fits your practice.
Saltus charges are very competitive and fully transparent.
For more information please contact your Novia Regional Sales Manager or
Tony Albery - 07500 830 383 firstname.lastname@example.org
With over 30 years of experience in building multi-asset portfolios for private clients and charity investors, the Sarasin Thematic Model Portfolios allow advisers to leverage that experience to meet the needs of their own client base.
We recognise that many advisers are looking for ways to deliver best-in-class core asset allocation solutions for their clients. We have partnered with Novia to offer our investment management expertise offering our five Thematic Model Portfolios, which differ in their equity weighting and target-return profile.
Designed to provide a range of outcomes for your clients
Our portfolios have been built around a single core investor proposition: to preserve the real value of their assets over time. The additional return required above inflation is dependent on the level of risk each investor is prepared to take.
Each portfolio in this range has a strategic framework that has been developed after detailed research to meet an inflation adjusted return target. Our portfolio managers then aim to provide additional returns above this level by drawing on the most compelling ideas from their extensive fund research and using economic analysis to identify key trends to drive active asset allocation.
Key benefits of the Sarasin Thematic Model Portfolios:
• A choice of five professionally-managed and diversified core asset allocation portfolios that each match a different client risk profile and target return objective
• They are forward-looking, investing in companies well placed to benefit from compelling global trends
• They provide flexibility, allowing the managers to use third party or in-house funds and ETFs to take advantage of tactical opportunities
Sarasin & Partners is known both as a market leader in thematic investment and for long-term income and dividend management across multi-asset and equity mandates.
To find out more about how the Sarasin Thematic Model Portfolios please call us on +44 (0)20 7038 7037 or email email@example.com
Visit our website: www.sarasinandpartners.com
7IM was launched in 2002 and now manages over £11 billion in client assets (April 2017). We don't believe in "star managers", instead preferring the structured, disciplined and institutional approach from a team of very well qualified and experienced investment professionals.
Why use passive investments?
We are also believers in the power of passive investments; they tend to be much cheaper than actively managed funds and remove the need for that star manager again. When you use a passive investment you tend to track an index instead of paying an active manager to pick particular holdings. In challenging economic times such as these, when costs can make the difference between your portfolio returning a profit or a loss, we think it is vital to keep those costs as low as we can.
Within the risk tolerances set through our long-established asset allocation process, our Investment Management team chooses the investments for each of the portfolios with the intention of obtaining steady returns at the most appropriate level of risk.
The 7IM Model Portfolios are a risk rated range of model portfolios which use a similar approach to managing money as that used for the 7IM Asset Allocated Passive (AAP) Funds. This process consists of a strategic (backward looking) analysis, combined with a tactical (forward looking) view, and the resultant asset allocation is fulfilled with low cost passive and smart passive instruments, with due diligence carried out by 7IM.
The models are:
These are the charges for the 7IM Model Portfolios:
- 0.25% (+VAT) per annum.
- The ongoing charges figure of the underlying passive instruments ranges between 0.2% and 0.4% depending on risk profile.
- Any fees or charges that you make to the client are in addition to the above.
- Any fees or charges payable to Novia are in addition to the above.
We believe that the 0.25% + VAT charge represents exceptional value for money in a low growth environment where you are probably under pressure from your clients to find them an investment solution that has discipline, structure and consistency behind it.
A real portfolio, not just a fund or tracker
Our portfolios are a blend of passive investment holdings, so you actually get a broad range of external fund manager's expertise.
Why do we do this? Spreading risk and reducing volatility (taking out the wild ups and downs of the stock market ride) are what we advocate. We might be boring but our performance is steady - and in line with what we promise!
Our approach has earned us several awards, including a 5 star rating by Defaqto in 2017 for our Model Portfolio Service. In 2013 we won the Best Outsourced Investment Solution for Advisers at Professional Adviser Awards, and in 2015, we won Best Discretionary Fund Manager at the Investment Life & Pensions Moneyfacts Awards, as well as the award for Best Steady Growth Portfolio and Best Overall Large Firm at the Citywire Wealth Manager Performance Awards 2015. We hope to be able to demonstrate to you why financial advisers who use us keep coming back.
The benefits of investing in our Model Portfolio Service are:
"We emphasise three things at 7IM - cost conscious portfolios with steady performance and managed risk. This approach helps our clients sleep at night." Justin Urquhart Stewart - Director and Co-Founder.
For further information please visit www.7im.co.uk. We also have a Regional Business Development Team, with UK wide coverage, who would be pleased to speak to you or visit your office. Contact details for each of our office based teams are as follows:-
Tom Hardy covers the South East – 0203 823 8861
Iman Askari covers London – 0203 823 8881
Rhea Grant covers the East Midlands and Northern Ireland – 0203 823 8781
Alex Cole covers the South West, West Midlands and South Wales – 0203 823 8893
Chris Coombs covers the North East - 0203 823 8863
Jessica Lawrence covers Scotland - 0203 823 8894
Tom Cox covers the North West and Isle of Man – 0203 823 8835
We have an established and proven track record in our Managed Portfolio Service (MPS) offering.
We work directly with professional advisers to help reach the financial goals of their clients.
We manage six risk-rated Distribution Technology (DT) aligned model portfolios ranging from defensive to dynamic growth.
Please remember the value of investments can go down as well as up and investors may not receive back the original amount invested. Past performance is not a guide to future performance.
*AUM as at 31.03.15
Launched in 2013, we are a specialist investment manager accessible only through Financial Advisers and investment platforms. We are part of Tatton Asset Management plc, listed on the Alternative Investment Market of the London Stock Exchange a group of firms, that provide a range of consultancy, mortgage and investment services to Financial Advisers and their clients.
We believe in the importance of financial advice, so we work exclusively with Financial Advisers, collaborating with them to help meet their clients’ investment goals. We offer investors a range of investment strategies, all based around our philosophy of delivery against investment objectives, value and fee transparency at service levels we expect for ourselves. Our market-leading charge of 0.15% per annum (which includes VAT) with no minimum investment threshold beyond the platform minimum makes discretionary portfolio management accessible to many investors.
As at November 2018 we managed £5.7 billion from the clients of 405 adviser firms.
We judge ourselves by delivering Investment Excellence to our investors. To us, Investment Excellence has three elements:
• Generating returns
• Risk management
• Competitive fees
The combination of all three elements generates real sustainable returns for investors. Portfolio returns are the most visible performance indicator but can only be achieved within an investor’s risk tolerance – we won’t compromise risk to chase returns. Similarly, we won’t compromise returns through unnecessary costs and so we try to lower the cost of investment wherever possible.
Tatton rebalance on an ad-hoc basis, we rebalance when deemed necessary or opportune.
0.15% Inc. VAT.
Tatton provide five different investment strategies across six different risk profiles:
Tatton Managed - Designed for investors who value active stock picking. Actively managed investment funds concentrate on discriminately picking securities which are deemed to offer better return opportunities than others.
Tatton Tracker - Our lowest cost option for investors who value market efficiency over stock picking. The Tracker investment strategy mainly invests in passively managed funds (trackers).
Tatton Blended - Designed for cost-conscious investors favouring both active and passive investment, but not ready to depend fully on one or the other.
Tatton Ethical - Our route to sustainable, socially responsible investment, without compromising on quality. Actively managed and diversified, our Ethical Portfolio is based on strict environmental, social, governance (ESG) and ethical principles.
Tatton Income - Aiming to generate a consistent source of growing income for each risk level, while growing the money originally invested in line with the rate of UK inflation, or higher. When it comes to investment, one size does not fit all.
Justine Randall – Sales Director
m: 07393 766993
Introducing Tavistock Wealth
Tavistock Wealth aim to provide retail clients with access to institutional quality portfolio management. We do this by partnering up with the most successful risk manager in our industry, BlackRock.
We run a core set of in-house funds called the ACUMEN Portfolios. The ACUMEN Portfolios cater for the varying risk appetite of different investors. This is done primarily by partnering up with the market leading provider of Exchange Traded Funds (ETFs): iShares by BlackRock.
We blend our ACUMEN Portfolios together to create the Tavistock PROFILES. These are model portfolios which target specific volatility parameters and are constantly monitored by our analysts, ensuring strict adherence to the criteria set by the Tavistock Wealth Investment Committee.
The Tavistock PROFILES cater for clients wishing to invest in risk profiles 3-8. Tavistock Wealth operate with a key focus on risk management ensuring our Tavistock PROFILES (model portfolios) operate within defined volatility parameters.
The Tavistock PROFILES allocate across nine primary asset classes – Government Bonds, Corporate Bonds, Inflation-Linked Bonds, Emerging Market Bonds, Developed Market Equities, Emerging Market Equities, Commodity Equities, Property Equities and Cash.
All Tavistock PROFILES are re-balanced centrally by the Tavistock Wealth investment team. Re-balances take place approximately once per quarter.
Why choose Tavistock Wealth?
Our Tavistock PROFILES offer the following benefits:
If you would like further information on the services that Tavistock Wealth Limited offer, please contact us.
Tavistock Wealth Limited, 1 Bracknell Beeches, Old Bracknell Lane, Bracknell, Berkshire, RG12 7BW.
Tel: 01753 867 000
Tavistock Wealth (568089) is authorised and regulated by the Financial Conduct Authority in the UK, and is a subsidiary of Tavistock Investments Plc. Registered address 1 Bracknell Beeches, Old Bracknell Lane, Bracknell, Berkshire, RG12 7BW.
We provide discretionary investment management for individuals, charities and trustees through our model portfolio service, personal investment portfolio service and Optima fund range.
In addition, Thesis Unit Trust Management (TUTMAN) provides the construction and compliance oversight of collective investment schemes for wealthy families, IFA firms and other affinity groups. We can act as ACD within such schemes.
Thesis Model Portfolios provide access to seven risk rated portfolios invested in collectives.
The active management of the models is reflected in asset allocation and fund selection. The asset allocation within these models benefits from the full investment process and diligence used within our fully bespoke service but at a cost and entry level that is suitable to a wide range of clients.
AA is forward looking not just based on historic performance of the asset classes. We call it having some common sense. Asset allocation is therefore not driven by benchmarks.
Selection in models adds considerable value. This provides access to the best funds at the best time without reference to fashion or fad. Our full time models team regularly meets fund managers as part of the in depth research process.
Working in partnership to help deliver your client proposition is critical and mapping to your risk profiling is a key part of that. We are happy to discuss different risk mapping methods and tools to ensure a good fit with your business.
Access to investment managers
Advisers using Thesis models can have direct contact with the investment management team. Subject to availability we will also attend client and/or adviser in-house meetings where this can add value.
Thesis has a wide range of experience in business development. We like to assist advisers to exploit business development opportunities and we specialise in developing professional connections to the benefit of all parties. Our Thesis Research And Consultancy Service (TRACS) enables you to make more efficient use of your time, by giving you back the time you need to provide suitable advice to your clients, while making sure you continue to be fully compliant. TRACS provides the service you require to ensure the ongoing suitability of investment advice. We can assist you in a range of areas, whether that is helping segment your client bank on the basis of their needs, objectives and risk profiles; or providing your required tailored investment outcomes to meet client needs.
Thesis quality and service have been recognised by Defaqto, the independent analysis firm. For 2019 Thesis has been awarded the top 5 star award for DFM Bespoke as well as Model Portfolio Services both direct and on platform. One of our research team is featured in Citywire Wealth Manager top 100 in 2018. ARC have also awarded Thesis the 3D award for demonstrating a superior standard of transparency.
Key features of Thesis' model portfolio service
For more information please contact your usual Novia Regional Sales Manager, or speak to the Business Development team at Thesis
Lawrence Cook - Director
T: 01483 406 115 M: 07899 802 048 E: firstname.lastname@example.org
Ian Hunter - Regional Director
T: 01590 613 592 M: 07854 267 766 E: email@example.com
Stephen Neal - Regional Director
T: 01483 406 116 M: 07817 829 480 E: firstname.lastname@example.org
Thesis Asset Management Limited, Exchange Building, St John's Street, Chichester, PO19 1UP. Authorised and regulated by the Financial Conduct Authority (registration number 114354)
Thorntons Investments provides discretionary investment services to financial advisers, private clients, charities and trusts. This includes our Managed Portfolio Service, Discretionary Portfolio Management and our AIM Inheritance Tax Portfolio Service.
Managed Portfolio Service (MPS)
Our partnership with Novia offers financial advisers a choice of five discretionary managed risk-targeted investment models:
Thorntons Cautious Model Portfolio
Thorntons Steady Model Portfolio
Thorntons Moderate Model Portfolio
Thorntons Progressive Model Portfolio
Thorntons Adventurous Model Portfolio
Our managed portfolios are designed to achieve their investment objectives within a specific risk profile. We seek to provide a positive investment return over the medium to longer term, while generating an honest income and controlling volatility.
Volatility Management and Control
Volatility management and control are fundamental to the service we provide, given the close alignment between the models and your clients' risk profile and capacity for loss.
Each portfolio is constructed with a three to five-year investment horizon and targets a specific risk budget.
We invest in open ended funds to allow efficient rebalancing to model positions and will use both tracker and active funds, utilising their respective advantages.
There is a spread across a range of asset classes and funds to appropriately diversify risk, but not to the extent that the potential for performance is diluted away.
We do not manufacture our own in-house products.
Passive index tracker funds are used to reduce the average Ongoing Charge Figure and provide efficient exposure to markets. Active funds are used for their potential to add performance alpha and also for differentiated investments with limited correlation to the rest of the model.
By blending both active and passive funds we aim to use the advantages of both to enhance the end risk-return outcome.
Our MPS charges
All model portfolios will aim to minimise the underlying OCF, with a ceiling of 1%, and generate an income yield that should at least cover all costs incurred by the end investor.
Our annual investment fee is 0.30% plus VAT.
The estimated OCF for each model portfolio is:
Thorntons Cautious Model 0.63%
Thorntons Steady Model 0.61%
Thorntons Moderate Model 0.58%
Thorntons Progressive Model 0.53%
Thorntons Adventurous Model 0.49%
Please visit our website at; https://thorntons-investments.co.uk/investment-management/managed-portfolio-service/
For more information about Thorntons Investments and our services please contact:
David Holmes, Head of Business Development
Direct dial: 01382 797600
Mobile: 07701 284358
This document is produced for professional intermediaries only and is not intended for retail clients. The contents of this information document do not constitute investment advice. Thorntons Investments is a trading name of Thorntons Investment Management Limited which is authorised and regulated by the Financial Conduct Authority.
TIDEWAY HORIZON PORTFOLIOS
Tideway’s Horizon approach allocates capital based on the time horizon, risk appetite and use of funds. Because different assets have different return and risk characteristics it is important to match investments with the expected holding period.
Money earmarked for use in the next five years is allocated to Horizon One assets which are stable, secure, low volatility investments such as short dated corporate bonds and cash. Horizon One assets are selected to target real returns of 2% p.a.
Horizon Two capital is invested for five to ten years across a selection of Absolute Return Funds and bonds (including hybrid capital). Horizon Two assets aim to deliver real returns of 3-5 % p.a.
Assets with the highest volatility and long term expected return are allocated to Horizon Three. Horizon three assets are selected on the basis of being held for at least ten years and include single name equities, long only equity funds and long dated corporate bonds (including hybrid capital) Horizon Three assets are chosen to deliver real returns of 4-6% p.a.
HORIZON PORTFOLIOS IN PRACTICE
Tideway Horizon Portfolios are concentrated in high conviction research-driven ideas and use a unique framework which allocates capital according to time horizon, risk appetite and use of funds.
Horizon portfolios create a cascading cash flow all the way from the long dated investments through to short term bonds and cash. The objective is to meet investor income and capital needs whilst never having to be a forced seller of investments at a loss in the short term.
Remember – whilst volatility can work with positive effect when accumulating an investment portfolio (buying on weakness) it can be ruinous when starting to de-accumulate and make withdrawals (selling on weakness).
TAKING OUT INCOME AND CAPITAL
Withdrawals are made by selling stable Horizon One assets first, meaning that the risk of having to sell an asset at the wrong time and realise losses is dramatically reduced. This improves long term returns.
In addition, income from Horizon Two and Horizon Three portfolios can saved to meet unexpected cash needs or where there is no requirement for cash the income can be reinvested and returns will compound.
Whatever your time horizon or risk appetite, Tideway has developed a comprehensive set of Horizon Portfolios to cater for your investment requirements:
*This indicator is based on our internal assessment of risk and may not be a reliable indication of the future risk profile of the Portfolio. The risk category shown is not guaranteed and may change over time. The lowest category does not mean risk free.
An annual management charge of 0.25% no VAT
WHO TO CONTACT
Peter Simes – Head of Professional Intermediaries – email@example.com T. 07736704999
James Brooks – Head of Business Distribution – firstname.lastname@example.org T. 07825271440
This is produced for professional intermediaries only, and should not be relied upon by retail clients.
The value of investments, and any income derived from them, can fall as well as rise, and you may not get back what you originally invested.
Tideway Investment Partners LLP
83 Victoria Street London SW1H 0HW
T: 020 3178 5982
More information is available via our websites:
Tideway Investment Partners LLP authorised and regulated by the Financial Conduct Authority
We are trusted to look after more than £20 billion on behalf of our clients and pride ourselves on offering the very highest levels of professional service to the financial adviser community. Central to our investment philosophy is the understanding that clients are particularly sensitive to losses rather than necessarily being adverse to investment risk.
The core beliefs our investment philosophy are:
• To achieve returns ahead of cash and inflation
• Understand risks taken and particularly the risk of capital loss
• To back our judgement and invest alongside our clients
• The principle of diversification
• To embrace the use of both funds and single securities
• To use active and passive management techniques for the benefit of our clients
• To be aware of and to minimise the impact of costs
Head of Business Development – Managing Director
0203 818 6887
The services are aimed at advisers who want their clients to have an appropriate level of investment management, but do not have the capability themselves to provide this in house.
There are varying levels of solution available which are intended to suit a range of clients, all of which are very competitively priced.
Vestra Wealth is a partnership set up by experienced industry professionals to provide an exceptional wealth management service to private clients, companies, charities, friendly societies, trusts and financial intermediaries.
Our investment solutions are designed with a clear understanding of clients needs, and are provided on an unbiased and whole of market basis and are not product driven.
We combine our investment approach with a thorough and well-informed investment process, transparent charging and no manufacturing of in-house products. We also have access to the resources and expertise of leading global investment firms.
Vestra Wealth is committed to an approach that puts the client first.
Vestra recognise that advisers are increasingly looking to platforms to help manage their clients' assets. We believe that by teaming with Novia to provide a discretionary management service to advisers, we can add significant value to both their business and their clients. The key features are:
Vestra will provide three levels of service through Novia:-
Charges for discretionary management provided by Vestra are highly competitive and will depend on the service level that is required. All charges are based on value of assets under management.
For more information please contact your usual Novia Regional Sales Manager, details available here or speak to Tony Allan at Vestra Wealth on:
0203 207 8003 / email@example.com
Model Portfolio Service
Each portfolio comprises a diversified range of funds with daily liquidity and the portfolios are rebalanced on a regular quarterly basis, or more frequently if required. We emphasise capital preservation and aim to achieve specific target returns on a rolling three-year basis net of charges, rather than matching a particular index or a fixed asset allocation. We believe this is easier to explain to clients than some of the more complex benchmarks that are used. Our management charge is 0.375% plus VAT.
Our investment approach is to use experience, hard work and common sense in the analysis of economies, markets, sectors, shares and funds. We invest over the long-term while being flexible in the shorter-term and we focus on investments that can provide resilience at times of market weakness. The portfolio uses collective funds whose broad remit serves to diversify risk and we have a diversified range of holdings – our policy is to invest no more than 5% into a single fund (with the exception of money markets). We have a significant allocation to alternative assets such as commodities, property and total return funds to offset potential market volatility. We are willing to hold substantial amounts of cash in portfolios if circumstances dictate.
We enjoy communicating with advisers on how we manage our portfolios, as we do with our own discretionary clients.
Darren Hymos – Business Development Manager Tel: 020 7989 0535 Mobile 07864 606660
Vintage Asset Management, 7a Wyndham Place, London W1H 1PN
Tel.: 0207 989 3110
Waverton Investment Management is a discretionary investment management boutique focussed on providing high quality investment outcomes and client service. We are single minded in our approach and only provide investment management services - dovetailing with the financial and tax planning advice provided by financial planners.
The MPS has no minimum investment and provides a choice of six actively managed diversified portfolios. The portfolios invest in a broad range of investments, including open ended funds, closed ended vehicles and structured notes, and also across all asset classes. Alongside equities, fixed income and cash, alternative assets are used to ensure a fully diversified portfolio.
Our portfolio range has been constructed for all potential risk profiles and range from the equity orientated growth portfolio through to our bond focus model. All the portfolios have a real return above inflation objective and have also been risk rated by Distribution Technology.
We are highly rated by a number of independent agencies including Defaqto who have awarded our model service their highest 5 Star rating.
The models are constructed using three specialist Waverton OEIC Funds. Each fund covers an asset class and the three together are used as the building blocks for each portfolio. The funds are:
Importantly, the funds are specifically managed as model portfolio holdings. The strategies across the three funds are managed in a complementary way to ensure a consistent approach within the overall model portfolio.
We believe this structure provides a number of advantages including:
Our model portfolio service has a single clean annual management charge of 0.40% per annum.
For more information please contact Mark Barrington at Waverton Investment Management on 020 7484 2058 - firstname.lastname@example.org
Please visit our website - www.waverton.co.uk
Our company was founded to partner financial advisers. We act only as a discretionary fund manager and pledge never to intrude on our partner's relationship with their clients.
The Wellian Investment Solutions team has considerable investment experience and has provided independent fund research to financial advisers since 2001, extending to offer an authorised discretionary fund management service in 2008. We specialise in managing multi asset model portfolios, believing that they offer the most practical and effective means of managing risk adjusted performance that best meets the needs of your clients.
The extensive knowledge of our experienced team has been recognised with several awards and nominations for our model portfolio service, underlining our commitment to provide our partners with a range of high quality portfolios tailored to meet their client’s financial objectives and risk tolerances.
Why Wellian Investment Solutions?
We combine a 'top down' macroeconomic approach to asset allocation together with a 'bottom up' approach to fund selection to create a portfolio that is designed to match the designated risk profile.
Tolerance levels are set with upper and lower limits to ensure that the portfolios remain within their risk profiles, but they are flexible enough to react quickly and decisively in changing market conditions.
All the funds selected for the portfolios have been through a rigorous research process by the investment team before being approved for inclusion within the models.
T: 01892 550 600